The top-rated home insurance agent in Racine, Wisconsin is Michelle Christensen - State Farm Insurance Agent, rated 4.9 stars across 333 reviews. Other highly rated options include Compass Insurance Group, Neil Vranak - State Farm Insurance Agent, Goosehead Insurance - Benjamin Murphy. This directory lists 17 home insurance agents serving Racine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 5401 Douglas Ave ste d | (262) 639-6663 |
| 2 | Compass Insurance Group | 6021 Durand Ave #600 | (262) 456-0566 |
| 3 | Neil Vranak - State Farm Insurance Agent | 3131 Taylor Ave Bldg 2B | (262) 639-7678 |
| 4 | Goosehead Insurance - Benjamin Murphy | 927 Main St Suite 1 | (608) 467-4577 |
| 5 | Samantha Flores Agency LLC American Family Insurance | 320 Main St | (262) 637-4660 |
| 6 | Tree Frog Insurance Services, LLC | 548 State St | (262) 975-2225 |
| 7 | Matthew Cobb American Family Insurance | 4000 Spring St Ste 2 | (262) 633-4701 |
| 8 | Martinson Insurance Affiliate of Robertson Ryan Insurance | 2412 Lathrop Ave | (262) 554-1111 |
| 9 | Elite wise Inc. Agency | 1617 Morton Ave | (262) 726-1807 |
| 10 | CRB Insurance | 500 Wisconsin Ave | (262) 884-0900 |
Michelle Christensen - State Farm Insurance Agent serves Racine County and the surrounding areas, offering home insurance coverage for local homeowners. The agency helps residents protect their properties and personal belongings against common regional risks such as severe storms and water damage. Policies can be tailored to fit individual needs, including options for dwelling coverage and liability protection. The team also assists clients with bundling home and auto insurance for potential savings.
Compass Insurance Group provides a full range of home insurance solutions for property owners in the Racine, Wisconsin area. It offers standard homeowners policies along with options for additional liability coverage and personal property protection. Service plans include policy reviews to help clients understand their coverage limits and deductible options. The agency can assist with adjusting endorsements following home renovations or purchases of high-value items. It handles coverage for single-family homes, apartments, retail spaces, and restaurants throughout the local market.
Neil Vranak - State Farm Insurance Agent in Racine, Wisconsin, serves homeowners, businesses, and property managers by providing home insurance policies that protect against common local risks. The agency helps clients evaluate dwelling coverage, personal property protection, and liability options tailored to their needs. General insurance consultations are available for those seeking to understand policy exclusions or adjust limits. The agency also assists customers in surrounding areas such as Mount Pleasant and the greater Racine metro region.
Goosehead Insurance - Benjamin Murphy specializes in protecting homes with tailored coverage options. It also assists with evaluating policy details, comparing deductible levels, and adjusting liability limits to fit each homeowner’s particular situation. Serving the Racine area, this agency regularly reviews replacement cost values to ensure properties remain fully protected as building materials change in price. During the spring storm season, it helps local clients address the specific coverage needs related to hail and wind damage that often affect houses in this region.
Samantha Flores Agency LLC American Family Insurance distinguishes between one-time policy setup services and ongoing coverage management for homeowners in Racine, WI. Property insurance typically protects against common perils such as fire, theft, and storm damage. This agency helps clients evaluate these general coverage options to suit their individual needs. Routine policy reviews and adjustments are handled on a scheduled basis, with additional services available as needed.
As winter storms rattle Racine, many homeowners worry about ice dams and roof leaks, so Tree Frog Insurance Services, LLC helps local clients review their home insurance to ensure coverage fits seasonal needs. This Racine, WI agency focuses on matching policies to individual homeowner requirements, offering guidance on standard coverages like dwelling protection and liability. For those considering a new policy or annual review, the company begins by discussing the property’s age and unique features during a detailed initial-assessment visit.
Serving Racine, Wisconsin, and the surrounding communities, Matthew Cobb American Family Insurance handles a full range of home insurance policies for local homeowners. The agency addresses coverage for the structure, personal belongings, and liability protection. It helps clients review their specific needs to find a suitable policy. For a typical job, the agent can assess a home’s value and unique risks, then work directly with the owner to tailor a policy that provides solid protection through customized coverage options.
Martinson Insurance Affiliate of Robertson Ryan Insurance operates as a home insurance agent serving Racine, Wisconsin. The agency helps homeowners secure standard property coverage and can arrange additional endorsements for valuable personal items or specific perils not covered by a basic policy. Beyond residential clients, this firm also offers its services to various commercial sectors, including local offices, warehouses, and food service businesses.
Elite Wise Inc. Agency is known for its focus on helping Racine area homeowners secure appropriate property coverage through tailored policies. The company works with local clients to explore options that protect against common regional risks, such as severe weather and unforeseen property damage. Through a straightforward process, the agency assists with comparing limits and deductibles to match individual needs. It can also add specialized endorsements for valuable personal property like jewelry or electronics.
CRB Insurance provides residential property coverage to homeowners in Racine, Wisconsin, ensuring protection for structures and personal belongings. The agency also writes commercial insurance policies for local business properties and extends its services to clients throughout the surrounding area. Property consultation includes assessing individual coverage needs and recommending appropriate policy limits for dwelling and liability. After a policy is issued, agents follow up with clients between regular billing cycles to review any changes in circumstance or coverage requirements.
What Does a a Home Insurance Agent in Racine Cost?
The average cost of home insurance in Wisconsin is about 1,000 to 1,500 dollars per year for a standard policy. In Racine rates may vary based on the homes age location and claims history. Older homes or properties near the lake may cost more to insure. This is general information not insurance advice.
About home insurance agents in Racine
Home insurance agents in Racine Wisconsin help homeowners find coverage that meets state requirements and local needs. Wisconsin law does not mandate home insurance but mortgage lenders typically require it. Agents can explain policy details for risks like lakefront property on Lake Michigan or older homes in historic districts.
Frequently Asked Questions
What does a home insurance agent in Racine do?
A home insurance agent in Racine helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after home improvements.
Do I need special coverage for a home near Lake Michigan in Racine?
Homes near Lake Michigan may need additional flood insurance because standard policies exclude flood damage. Your agent can help you buy a separate flood policy through the National Flood Insurance Program. Windstorm coverage may also be important for lakeside properties.
How does Wisconsin law affect home insurance in Racine?
Wisconsin law requires insurers to offer replacement cost coverage for dwelling losses. The state also has a 12 month statute of limitations for filing a lawsuit after a denied claim. Your agent can explain these rules and how they apply to your policy.
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