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HomeLandlord Insurance AgentsFlorida › Cutler Bay

Find Landlord Insurance Agents Near You in Cutler Bay, FL

Browse landlord insurance agents serving Cutler Bay, Florida. Updated 2026-07-14.

The top-rated landlord insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 12 landlord insurance agents serving Cutler Bay.

Showing 12 landlord insurance agents in Cutler Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ellie Mills - State Farm Insurance Agent20330 Old Cutler Rd(305) 238-8688
2Estrella Insurance20214 Old Cutler Rd(305) 232-7690
3Choice One Insurance18400 SW 97th Ave STE 101(305) 252-1873
4Del Toro Insurance18651 S Dixie Hwy(305) 252-1009
5Greisy Cabanas - State Farm Insurance Agent9730 SW 184th St(305) 233-4242
6Claudia's Insurance Inc18901 SW 106th Ave #132(786) 293-9141
7Lumina Insurance At Cutler Bay20250 S Dixie Hwy Ste 202(786) 409-0930
8Danel Insurance Solutions10700 Caribbean Blvd(888) 906-9862
9Goosehead Insurance - Luis Andrew Ruiz & Eric Gray20325 Old Cutler Rd(786) 685-2962
10Gerald Campbell: Allstate Insurance10655 SW 190th St STE 2111(305) 602-5200
EM
20330 Old Cutler Rd
Ellie Mills - State Farm Insurance Agent
Landlord Insurance Agent · Cutler Bay, FL

Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida area as a landlord insurance agent. The company helps property owners protect their rental investments against common risks such as property damage and liability claims. Landlord insurance policies provided by this agency can cover structures, loss of rental income, and legal expenses related to tenant disputes. The agency also helps clients customize deductibles and liability limits to match the specific needs of their rental properties. Ellis Mills handles both single-family home and multi-unit property landlord policies.

EI
20214 Old Cutler Rd
Estrella Insurance
Landlord Insurance Agent · Cutler Bay, FL

Estrella Insurance serves homeowners, property managers, and small-scale real estate investors in Cutler Bay, Florida. It offers Landlord Insurance Agent services to help rental property owners protect their investments against tenant damage, liability claims, and loss of rental income. Policies are arranged to secure residential and commercial landlord properties in the area. The agency also covers surrounding communities such as Palmetto Bay and the broader South Miami-Dade metro region, providing essential risk coverage for local rental property owners.

CO
18400 SW 97th Ave STE 101
Choice One Insurance
Landlord Insurance Agent · Cutler Bay, FL

Choice One Insurance provides a full range of landlord insurance services in Cutler Bay, Florida, including property coverage, liability protection, and loss-of-rent options. Its support emphasizes risk management for rental investments, offering guidance on maintaining adequate policy limits and updating coverage as properties change. The company serves diverse local investment properties, from single-family homes and multi-unit apartment buildings to retail storefronts and restaurants.

DT
18651 S Dixie Hwy
Del Toro Insurance
Landlord Insurance Agent · Cutler Bay, FL

Del Toro Insurance serves Cutler Bay, Florida, and the surrounding communities of South Miami-Dade County. The agency specializes in landlord insurance policies for residential and commercial property owners. It handles coverage for rental properties, including protection against property damage and liability claims. To evaluate a client’s needs and determine appropriate policy limits, Del Toro Insurance typically reviews each property’s specific value and local risks during an initial consultation.

GC
9730 SW 184th St
Greisy Cabanas - State Farm Insurance Agent
Landlord Insurance Agent · Cutler Bay, FL

Greisy Cabanas - State Farm Insurance Agent serves homeowners, rental property owners, and small-scale landlords in Cutler Bay, Florida. The agency provides landlord insurance policies that help protect residential investment properties against common risks such as property damage and liability claims. Coverage options can be discussed based on individual property needs, including protections for multi-unit dwellings and single-family rentals. The office also serves clients throughout the greater South Miami area and neighboring communities like Palmetto Bay and Homestead.

CS
18901 SW 106th Ave #132
Claudia's Insurance Inc
Landlord Insurance Agent · Cutler Bay, FL

Claudia’s Insurance Inc serves the Cutler Bay area and surrounding communities in South Florida, handling landlord insurance needs for local property owners. It focuses on policies that cover residential rental properties, including dwelling protection and liability coverage. The company works with clients to evaluate the specific risks associated with each rental unit or multi-family building. A typical job is handled by reviewing the property’s details and then matching the owner with a suitable policy from available insurance carriers.

LI
20250 S Dixie Hwy Ste 202
Lumina Insurance At Cutler Bay
Landlord Insurance Agent · Cutler Bay, FL

Lumina Insurance At Cutler Bay offers landlord insurance with distinct options for a single policy to cover a one-time need or a recurring plan that renews each year. Their coverage policies protect property owners against rental income loss, structural damage, and liability claims common in the Cutler Bay area. While a one-time policy suits a single lease, recurring plans provide continuous protection for ongoing rentals. Service runs on either a one-time or a scheduled annual basis as the policy renewal approaches.

DI
10700 Caribbean Blvd
Danel Insurance Solutions
Landlord Insurance Agent · Cutler Bay, FL

Danel Insurance Solutions specializes in landlord insurance policies for residential and commercial rental properties in Cutler Bay, FL. It provides coverage options tailored to property owners, including protection against tenant damage, liability claims, and loss of rental income. Its general services include policy reviews to match coverage with current property values and local rental market conditions. The company also assists landlords with the specific concerns of hurricane season, such as securing windstorm and flood endorsements before a storm makes landfall.

GI
20325 Old Cutler Rd
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray
Landlord Insurance Agent · Cutler Bay, FL

As hurricane season brings heavy rains and potential roof damage to Cutler Bay, Goosehead Insurance - Luis Andrew Ruiz & Eric Gray helps landlords secure coverage for property and liability risks specific to rental homes. Their work includes evaluating rental income protections and suggesting appropriate deductibles based on local flood zones. Both agents focus on matching policy limits to current replacement costs for single-family and duplex units. An initial consultation involves reviewing the property’s layout, existing insurance, and any recent inspection reports to assess needed coverage.

GC
10655 SW 190th St STE 2111
Gerald Campbell: Allstate Insurance
Landlord Insurance Agent · Cutler Bay, FL

Gerald Campbell: Allstate Insurance provides landlord insurance services to property owners managing residential rentals. The agency specializes in policies that cover property damage, liability protection, and loss of rental income. Focused on safeguarding investments in Cutler Bay, FL, it helps landlords secure coverage tailored to their needs. This includes options for single-family rentals and multi-unit dwellings. Beyond residential properties, the agency also serves commercial sectors such as offices, warehouses, and food service establishments, ensuring comprehensive risk management for diverse real estate portfolios.

SI
20555 Old Cutler Rd
Sure Insurance Agency
Landlord Insurance Agent · Cutler Bay, FL
(305) 203-0289
SI
20523 Old Cutler Rd
Statewide Insurance Consultants
Landlord Insurance Agent · Cutler Bay, FL
(305) 233-4611

What Does a a Landlord Insurance Agent in Cutler Bay Cost?

Typical landlord insurance premiums in Florida range from 1,500 to 4,500 dollars per year for a single-family rental property. Costs depend on property age location coverage limits and deductibles. Windstorm and flood coverage add significant cost in coastal areas like Cutler Bay. This is general information not insurance advice.

About landlord insurance agents in Cutler Bay

Landlord insurance agents in Cutler Bay Florida help property owners protect their rental investments. Florida law does not require landlord insurance but mortgage lenders often mandate a dwelling policy. Agents can explain how Florida windstorm and flood risks affect your coverage needs.

Frequently Asked Questions

What does a landlord insurance agent in Cutler Bay do?

A landlord insurance agent helps you find a policy that covers the dwelling structure liability and loss of rental income. They assess your property location in Cutler Bay and recommend coverage for hurricane damage and tenant risks.

Is landlord insurance required by Florida law?

Florida law does not require landlord insurance. However your mortgage lender will likely require a dwelling policy with liability coverage. Agents can help you meet lender requirements while adding optional flood or wind coverage.

How do Florida landlord insurance claims work?

In Florida you typically have one year from the date of loss to file a property insurance claim under Florida Statute 627.7011. An agent can explain the claims process and help you understand policy deductibles for hurricane or wind damage.

Landlord Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.