The top-rated landlord insurance agent in Hialeah, Florida is GoldenTrust Insurance, rated 5.0 stars across 1,645 reviews. Other highly rated options include Florida One Insurance Agency, Univista Insurance, Diamond Insurance Agency Inc. This directory lists 17 landlord insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance | 2458 W 60th St | (305) 709-2166 |
| 2 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 3 | Univista Insurance | 5900 W 16th Ave | (305) 558-1333 |
| 4 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 5 | Estrella Insurance | 1140 W 68th St | (305) 825-2613 |
| 6 | Caley Insurance | 981 E 8th Ave | (305) 990-2441 |
| 7 | Schulman Wasserman & Associates Insurance | 1405 W 49th St | (305) 824-1190 |
| 8 | LP Insurance Associates Inc | 801 W 48th St suite b | (305) 888-5747 |
| 9 | All Insurance Services Corp | 1548 W 37th St | (305) 822-4472 |
| 10 | Del Toro Insurance Franchise 15 | 656 E 4th Ave | (786) 721-6400 |
GoldenTrust Insurance serves the Hialeah, Florida metro area, specializing in landlord insurance coverage for residential and commercial rental properties. This agency helps property owners protect their investments against common risks such as fire damage and tenant liability claims. Policies are tailored to address the unique needs of landlords operating in this community, where older building stock and seasonal storms require careful risk assessment. The company handles loss-of-rent coverage to replace income during property repairs and vacancy permits for unoccupied dwellings between tenants.
Florida One Insurance Agency in Hialeah, FL provides a full range of landlord insurance services, including property damage coverage and liability protection for rental properties. The agency can assist with structuring policies that address common landlord concerns such as loss of rental income and building repair costs. Customized service plans can be arranged to help manage ongoing coverage needs and policy updates over time. It services single-family homes, apartments, retail spaces, and restaurants.
Univista Insurance serves the Hialeah, Florida area as a landlord insurance agent. The company works with property owners who rent out residential units, helping them obtain coverage for rental dwellings. This type of agency assists landlords in finding policies that address common risks such as property damage and liability claims from tenants. Common services include securing protection for single-family rentals and small multifamily buildings. The firm also helps clients acquire loss of rental income coverage for their investment properties.
Diamond Insurance Agency Inc serves homeowners and property managers in Hialeah, Florida who require landlord insurance coverage for rental properties. It offers policies designed to protect against property damage, liability claims, and loss of rental income. The agency works to match each client with appropriate coverage based on the specific traits of their local investment properties. Its services extend to assisting landlords throughout the greater Miami metropolitan area, including nearby communities such as Miami Lakes and Doral.
Estrella Insurance provides a full range of landlord insurance services in Hialeah, Florida, including property damage coverage, liability protection, and loss of rental income policies. It offers tailored maintenance plans to help landlords address routine repairs and emergency issues that can arise with rental units. The company services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants.
Serving Hialeah and the surrounding communities of Miami-Dade County, Caley Insurance handles landlord insurance policies for property owners renting out residential and commercial units. The agency addresses coverage needs like property damage, liability protection, and loss of rental income. It works to match each rental property with an appropriate insurance plan tailored to the specific risks faced by local landlords. Caley Insurance begins a typical job by reviewing the property details and rental terms to identify necessary coverage limits and present customized policy options.
Schulman Wasserman & Associates Insurance, operating in Hialeah, FL, differentiates between a single policy for a specific property and an ongoing arrangement that covers a portfolio of rentals. The coverage it offers for landlords includes protection for property damage and liability claims from tenants or visitors. Services run on either a one-time, scheduled, or as-needed basis, accommodating the varied management demands of local property owners in the area.
As a landlord insurance agent, LP Insurance Associates Inc of Hialeah, FL provides specialty policies covering rental property structures and liability. The agency generally serves owners of single-family homes, duplexes, and small apartment buildings throughout the Miami metropolitan area. It addresses common coverage needs including loss of rental income, property damage from storms or fire, and tenant-related legal expenses. During the peak of the Atlantic hurricane season, the firm helps local landlords secure windstorm and flood protection for their investment properties in that flood-prone zone.
All Insurance Services Corp serves homeowners, rental property investors, and property managers in Hialeah, Florida, with landlord insurance policies designed to protect residential and commercial rental properties. The company assists clients in securing coverage that addresses property damage, liability risks, and potential loss of rental income. Its team works closely with each customer to explain policy options suited for local real estate conditions. All Insurance Services Corp also extends its services to property owners in the surrounding Miami metropolitan area.
Del Toro Insurance Franchise 15 serves property owners in Hialeah, Florida, and the surrounding Miami-Dade County communities. It handles landlord insurance policies that protect residential and commercial rental properties from common risks. This local agency reviews each property’s unique exposure to damages and liability concerns before selecting appropriate coverage. When a client needs a policy, it evaluates the specific rental situation and then recommends a plan that aligns with the landlord’s protection needs and local regulatory requirements.
What Does a a Landlord Insurance Agent in Hialeah Cost?
Landlord insurance in Florida typically costs between 25 and 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single family rental property annual premiums often range from 1200 to 3000 dollars depending on coverage limits location and property age. Commercial multi unit properties can cost 5000 dollars or more per year. This is general information and not insurance advice.
About landlord insurance agents in Hialeah
A landlord insurance agent in Hialeah Florida helps rental property owners protect their investments with specialized policies. Florida law requires landlords to disclose certain risks to tenants and maintain liability coverage for common areas. Local agents understand Hialeahs unique flood zones and hurricane exposure which affect policy terms and premiums.
Frequently Asked Questions
What does a landlord insurance agent in Hialeah do?
A landlord insurance agent in Hialeah helps you find coverage for property damage liability and loss of rental income. They review your specific rental property type and location to recommend appropriate policy limits. Agents also explain Florida specific requirements such as windstorm deductibles and flood insurance options.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance but most mortgage lenders do require it for rental properties. Without coverage you risk paying out of pocket for damage lawsuits or lost rent. A local agent can help you meet lender requirements while avoiding gaps in protection.
How does Florida hurricane risk affect landlord insurance costs?
Florida properties in high risk wind zones like Hialeah often have higher premiums and separate windstorm deductibles. These deductibles are usually a percentage of the dwelling coverage amount not a flat fee. An agent can explain how your propertys construction and location impact these costs.
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