The top-rated landlord insurance agent in Homestead, Florida is GoldenTrust Insurance Homestead, rated 5.0 stars across 1,697 reviews. Other highly rated options include George Meroni - State Farm Insurance Agent, Your Family First Insurance Inc, Amco Insurance. This directory lists 25 landlord insurance agents serving Homestead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoldenTrust Insurance Homestead | 40-42 SE 4th Rd | (786) 243-9110 |
| 2 | George Meroni - State Farm Insurance Agent | 1801 N Krome Ave | (305) 247-3971 |
| 3 | Your Family First Insurance Inc | 1241 NE 8th St | (786) 601-2193 |
| 4 | Amco Insurance | 208 NE 8th St | (786) 243-9222 |
| 5 | Freeway Insurance | 30377 S Dixie Hwy Suite B | (305) 916-7203 |
| 6 | DTRT Insurance Group - Homestead | 650 NE 22nd Terrace Suite 313 | (786) 243-0303 |
| 7 | South Florida Insurance Prof Inc | 1122 N Flagler Ave | (305) 245-3364 |
| 8 | Stoner Insurance 1st State Insurance | 42 N Homestead Blvd | (786) 243-9886 |
| 9 | Del Toro Insurance | 1200 N Flagler Ave | (305) 248-9908 |
| 10 | Estrella Insurance | 338 N Krome Ave | (786) 504-1365 |
GoldenTrust Insurance Homestead serves homeowners and property investors throughout Miami-Dade County, with a focus on Homestead, Florida. As a dedicated landlord insurance agent, the company helps rental property owners secure coverage tailored to residential and commercial rental dwellings. Policies typically address property damage, liability protection, and loss of rental income. The agency guides clients through the selection of appropriate deductible levels and coverage limits. It handles both single-family rental unit policies and multi-unit apartment building insurance.
George Meroni - State Farm Insurance Agent in Homestead, FL provides a range of landlord insurance options tailored to protect property owners against common risks such as property damage and liability claims. It offers structured policies that may help cover loss of rental income and repairs. Service and maintenance plans are available to assist with routine upkeep and emergency response needs. The company works with owners of single-family homes, apartments, retail spaces, and restaurants.
Your Family First Insurance Inc serves homeowners and property managers in Homestead, FL who seek landlord insurance policies for rental properties. The agency offers guidance on coverage options that protect buildings and rental income from common local risks like storms or liability claims. These policies help clients manage property investments with appropriate protection plans. Your Family First Insurance Inc also provides services for rental properties in nearby Florida City and the broader southern Miami-Dade metro area.
Amco Insurance serves landlords in Homestead, Florida, and the surrounding South Dade communities. It handles coverage for rental properties, including single-family homes, duplexes, and multi-unit buildings. The agency addresses typical concerns such as property damage, liability claims, and loss of rental income. To manage a standard job, it first assesses the specific risks associated with each rental property, then recommends a policy that aligns with the owner's exposure and investment goals.
Freeway Insurance in Homestead, Florida, provides residential landlord insurance policies for property owners who rent out homes or apartments. Commercial coverage is also available for larger rental properties, including multi-unit buildings and complexes, within the local area. The agency works closely with landlords to structure plans that address typical property risks while coverage remains active between tenant transitions or lease renewals. Clients can return for policy adjustments before each new tenancy begins or schedule regular reviews with the agent to keep coverage aligned with their evolving rental portfolio.
DTRT Insurance Group - Homestead provides landlord insurance options that can be selected as either a single one-time policy or as an ongoing, recurring service for continuous property protection. Coverage addresses common concerns for rental properties in Homestead, Florida, such as property damage, liability for tenant injuries, and potential loss of rental income. Policies help safeguard both residential and commercial rental units from hurricane and theft risks. Service runs on either a one-time purchase or as a scheduled, recurring renewal basis.
South Florida Insurance Prof Inc in Homestead, FL guides property owners through comprehensive protection strategies for rental dwellings. It specializes in landlord insurance with endorsements for vacancy periods, liability coverage, and loss of rental income protection. Adjustments for flood or wind exposures common to South Florida properties are also addressed. The company serves commercial sectors including office buildings, warehouse facilities, and food service establishments.
As hurricane season approaches in Homestead, having reliable property protection becomes essential for rental property owners. Stoner Insurance 1st State Insurance provides landlord insurance tailored to local risks, covering structures, liability, and potential loss of rental income. The company understands the unique challenges of managing residential and commercial tenant properties in South Florida’s climate. Their process begins by scheduling a thorough walkthrough of your rental property to assess its current condition and identify any immediate coverage needs before finalizing a policy.
Del Toro Insurance specializes in landlord property protection policies designed for owners of rental residential and small commercial buildings in Homestead, Florida. Its general service work includes advising clients on liability coverage, loss-of-rent endorsements, and dwelling-specific policy customization to meet local rental market demands. The agent helps property owners review policy limits in the wake of severe storm seasons, ensuring adequate coverage for hurricane-related damage and subsequent tenant displacement.
Estrella Insurance is known for offering tailored coverage options for property owners in Homestead, Florida. Its service range includes protecting landlords from financial losses related to property damage, liability claims, and rental income interruptions. The agency understands the local market’s risks, helping clients secure policies that address different rental property types, from single-family homes to multi-unit buildings. A specialty service it can add on is coverage for ordinance or law compliance costs when older structures must be updated after a covered loss.
What Does a a Landlord Insurance Agent in Homestead Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental property in Homestead annual premiums often fall between 1,500 and 3,500 dollars. Factors like property age location and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Homestead
Landlord insurance agents in Homestead Florida help property owners protect rental investments with specialized policies. These agents understand local risks such as hurricane damage and flooding common to South Florida. Florida law requires landlords to disclose certain insurance details to tenants, and an agent can guide you on compliance.
Frequently Asked Questions
What does landlord insurance cover in Homestead Florida?
Landlord insurance typically covers property damage from fire wind and theft. It also provides liability protection if a tenant is injured on the premises. In Florida flood damage is usually not included and requires a separate policy.
Is landlord insurance required by Florida law?
Florida law does not require landlords to carry insurance. However most mortgage lenders for rental properties do require a landlord policy. It is strongly recommended to protect your investment from common Florida risks like hurricanes.
How do I find a landlord insurance agent in Homestead?
You can search online for licensed insurance agents in Homestead Florida. Look for agents who specialize in property and casualty insurance for rental homes. The Florida Department of Financial Services provides a license lookup tool to verify an agents credentials.
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