The top-rated landlord insurance agent in Lake Worth Beach, Florida is Thomas H. Morrison III - State Farm Insurance Agent, rated 4.9 stars across 283 reviews. Other highly rated options include GreatFlorida Insurance: Graham Laseter, Paul Roca - State Farm Insurance Agent, Zackary Lansat: Allstate Insurance. This directory lists 16 landlord insurance agents serving Lake Worth Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thomas H. Morrison III - State Farm Insurance Agent | 120 N Federal Hwy Ste 208 | (561) 207-8142 |
| 2 | GreatFlorida Insurance: Graham Laseter | 6139 Lake Worth Rd Suite B | (561) 357-5667 |
| 3 | Paul Roca - State Farm Insurance Agent | 4163 S Congress Ave | (561) 439-1922 |
| 4 | Zackary Lansat: Allstate Insurance | 120 N Federal Hwy Ste 308 | (561) 417-6164 |
| 5 | JDA Insurance Group | 120 N Federal Hwy #301 | (561) 296-0373 |
| 6 | Absolute Insurance Inc | 521 Lake Ave Ste 11 | (561) 586-9192 |
| 7 | All County Insurance | 3087 Lake Worth Rd | (561) 967-7777 |
| 8 | Motivated Insurance- Commercial Insurance Specialists | 5978 Monterra Club Dr | (800) 988-8763 |
| 9 | Estancia Insurance Agency | 4196 Lake Worth Rd Suite B | (561) 725-4970 |
| 10 | International Insurance Services | 3554 Lake Worth Rd | (561) 642-2886 |
Thomas H. Morrison III - State Farm Insurance Agent serves Palm Beach County from its base in Lake Worth Beach, Florida. The agency provides property protection plans designed specifically for residential landlords who need to protect their rental investments. Services include coverage for dwelling structures, liability against tenant injuries, and loss of rental income due to covered damage. The company also handles policies for vacant properties and landlord personal liability during the rental period.
Homeowners, condominium associations, and independent property managers in Lake Worth Beach, Florida, turn to GreatFlorida Insurance: Graham Laseter for landlord insurance agent services. They handle policies that protect rental properties against common liabilities and structural damage. The team also advises on coverage for loss of rental income during repairs. Beyond local clients, the agency extends its services to neighboring Palm Springs and the greater Palm Beach metropolitan area.
Paul Roca - State Farm Insurance Agent in Lake Worth Beach, FL provides a range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. The agency offers policy reviews and maintenance guidance to help property owners manage risk and keep their investments secure. Its plans support long-term stability for landlords facing local weather and tenant turnover. The agency services single-family homes, apartments, retail spaces, and restaurants.
Serving property owners in Lake Worth Beach, FL and the surrounding Palm Beach County communities, Zackary Lansat: Allstate Insurance handles landlord insurance policies designed to protect rental properties and their income streams. These policies generally cover damage to the structure, liability protection against tenant injuries, and loss of rental income during repairs. To handle a typical job, the agent begins by reviewing the property's specifics and discussing the landlord's risk exposure before recommending customized coverage limits.
For landlord property owners in Lake Worth Beach, FL, a primary distinction exists between one-time coverage solutions, which protect against a single loss event, and recurring policies that provide continuous multi-peril protection. JDA Insurance Group structures its offerings around these varied owner requirements while addressing regional needs like hurricane damage and liability risks from tenant claims. The agency advises clients on choosing appropriate policy intervals based on property occupancy cycles. Coverage consultations and policy management are provided on a scheduled basis, with adjustments available as properties enter new tenancy phases.
Absolute Insurance Inc provides specialized coverage for rental property owners in Lake Worth Beach, FL, including policies that address liability and physical damage to dwellings. It serves both single-family landlords and small multifamily investors throughout the area. Common needs it handles involve protection against tenant-caused property damage and loss of rental income. After a major storm or seasonal hurricane threat to the coastal region, it helps policyholders quickly assess their coverage for wind and flood-related claims.
All County Insurance serves as a Landlord Insurance Agent in Lake Worth Beach, Florida, specializing in policies designed to protect rental property investments. It generally assists property owners with securing coverage for liability, property damage, and income loss. The company works to match local landlords with appropriate plans that address the unique risks of the Florida rental market. In late summer, it often helps clients evaluate hurricane and tropical storm endorsements to safeguard their rental units against seasonal storm threats.
After a heavy storm moves through Lake Worth Beach, the need for prompt property coverage becomes urgent for local landlords. Motivated Insurance- Commercial Insurance Specialists helps property owners evaluate their current landlord policies and adjust them for seasonal risks like wind or flood damage. Their consultants work with clients to understand the specific insurance requirements for residential rental properties in the area. The process begins with a careful review of the property and a discussion of the landlord’s coverage goals during an initial assessment.
Estancia Insurance Agency works with property owners to secure coverage for rental dwellings in Lake Worth Beach, FL, focusing on policies tailored to landlord-specific risks. The company can structure add-ons such as liability protection, loss of rental income provisions, and coverage for property damage from tenant activities or weather events. Its policies serve commercial sectors in the area, including offices, warehouses, and food service properties.
International Insurance Services in Lake Worth Beach, FL connects local property owners with residential landlord insurance for single-family rentals. The company also brokers commercial coverage for multi-unit apartments and condo associations throughout Palm Beach County. Agents help landlords assess property risks, liability exposures, and income loss scenarios to secure appropriate policies. Client relationships continue after policy issuance, as agents facilitate follow-up adjustments and coverage reviews between regular inspection visits.
What Does a a Landlord Insurance Agent in Lake Worth Beach Cost?
Typical costs for landlord insurance in Florida range from 25 percent to 50 percent more than standard homeowners insurance. For a rental property in Lake Worth Beach, annual premiums often start around 1200 dollars for a basic policy and can exceed 4000 dollars for full coverage including wind and flood. Factors like property age, location, and deductible affect the price. This is general information and not insurance advice.
About landlord insurance agents in Lake Worth Beach
Landlord insurance agents in Lake Worth Beach Florida help property owners protect their rental investments. Florida law requires landlords to maintain property insurance that covers dwelling damage and liability. A local agent can explain how windstorm coverage and flood insurance are often needed due to the coastal location.
Frequently Asked Questions
What does a landlord insurance agent in Lake Worth Beach do?
A landlord insurance agent helps you find a policy that covers the rental dwelling, liability, and loss of rental income. They know the specific risks in Lake Worth Beach such as hurricane damage and flooding. They can also advise on coverage required by Florida law for rental properties.
Do I need flood insurance for a rental property in Lake Worth Beach?
Flood insurance is not required by Florida law but is often required by mortgage lenders for properties in flood zones. Lake Worth Beach is in a coastal area with flood risk. A landlord insurance agent can help you find a separate flood policy through the National Flood Insurance Program or private insurers.
How does Florida law affect landlord insurance in Lake Worth Beach?
Florida law does not mandate landlord insurance but does require property owners to maintain certain standards for habitability. Insurance policies must comply with Florida building codes after a loss. An agent can explain how Florida Statute 627.7011 affects windstorm deductibles and coverage.
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