The top-rated landlord insurance agent in Merritt Island, Florida is A-AARROW Insurance, rated 4.9 stars across 540 reviews. Other highly rated options include Sara Houston - State Farm Insurance Agent, Turner Florida Insurance, Acceptance Insurance. This directory lists 12 landlord insurance agents serving Merritt Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-AARROW Insurance | 105 N Courtenay Pkwy | (321) 459-2434 |
| 2 | Sara Houston - State Farm Insurance Agent | 2255 N Courtenay Pkwy #3 | (321) 252-4800 |
| 3 | Turner Florida Insurance | 232 S Courtenay Pkwy | (321) 252-1720 |
| 4 | Acceptance Insurance | 235 Crockett Blvd | (321) 337-7585 |
| 5 | Jim Holder - State Farm Insurance Agent | 125 E Merritt Island Cswy Ste 102 | (321) 452-8000 |
| 6 | Robert Ranew - State Farm Insurance Agent | 700 E Merritt Island Cswy STE 7 | (321) 456-5760 |
| 7 | First Florida Insurance of Merritt Island | 2460 N Courtenay Pkwy #115 | (321) 205-1741 |
| 8 | Rutledge Insurance Group | 2235 N Courtenay Pkwy F | (321) 441-4805 |
| 9 | Brevard Coastal Insurance | 125 E Merritt Island Cswy Suite 105 | (321) 452-8888 |
| 10 | Mr Auto Insurance | 325 E Merritt Island Cswy STE G | (321) 452-5022 |
A-AARROW Insurance serves Merritt Island and all of Brevard County, Florida, as a dedicated landlord insurance agent. The company provides property protection tailored specifically for residential and commercial rental properties. Landlords in this area require coverage against risks like fire, storm damage, and liability from tenant injuries. A-AARROW Insurance helps property owners secure policies that can include protection for loss of rental income. It also assists with navigating essential coverages such as dwelling replacement and personal liability for leased units.
Sara Houston - State Farm Insurance Agent serves Merritt Island homeowners, landlords, and property managers by offering customized landlord insurance policies to protect rental properties and income streams. The agency provides coverage for property damage, liability, and loss of rental income from tenant-related risks. Clients benefit from professional risk assessments tailored to local housing markets and rental property types. The company also serves property owners in the surrounding communities of Cape Canaveral and Cocoa.
Turner Florida Insurance serves Merritt Island and the surrounding Brevard County communities, specializing in landlord insurance for rental property owners. It handles coverage for single-family homes, condos, and small multi-unit dwellings, addressing risks like property damage and liability claims common in this coastal area. The agency structures policies to match each client’s portfolio, assessing local hurricane exposure and tenant turnover patterns to recommend suitable coverage levels and deductibles.
Acceptance Insurance, serving Merritt Island, Florida, offers both one-time policy setups for individual properties and ongoing scheduled coverage for landlords managing multiple units. Their landlord insurance plans typically protect rental structures, liability for tenant injuries, and loss of rental income due to covered damages. Policies can be tailored to the unique risks of Florida’s coastal properties, such as wind or flood exposure. Service runs on a scheduled annual renewal cycle, with as-needed adjustments available when a new property is acquired or a policyholder’s rental situation changes.
Jim Holder - State Farm Insurance Agent provides personalized landlord insurance solutions tailored to property owners in Merritt Island, Florida. The agency offers comprehensive coverage options to protect rental investments from property damage, liability claims, and income loss due to tenant issues. Customized service plans help landlords manage risk through regular policy reviews and claims assistance. This local agent ensures property owners understand their coverage needs and legal requirements. It services single-family homes, apartments, retail spaces, and restaurants.
Robert Ranew - State Farm Insurance Agent in Merritt Island, FL assists homeowners, businesses, and property managers with tailored protection for their rental properties. The agency advises on policies covering financial risks associated with tenant-occupied buildings and liability exposures common to local real estate investors. Services include customizing coverage limits for single-family rentals and multi-unit dwellings in the area. Additionally, the agency serves clients throughout Brevard County, including nearby Cocoa Beach.
First Florida Insurance of Merritt Island serves Merritt Island, FL, and the surrounding communities on Florida’s Space Coast. The agency handles landlord insurance policies for residential and small commercial rental properties, focusing on coverage for property damage and liability risks. It works with clients to assess each rental unit’s specific exposures, from tenant liability to weather-related losses. To complete a typical job, the agent meets with the property owner to review the building details and occupancy terms, then tailors a policy that balances protection with the owner’s budget.
Rutledge Insurance Group distinguishes between one-time policies for short-term rentals and recurring plans for long-term lease properties. Their commercial landlord insurance covers property damage, liability protection, and loss of rental income for Merritt Island landlords. They also offer guest medical protection and coverage for vandalism or weather-related claims on residential and commercial units. Service is available on an as-needed basis, with adjustments made for each individual property and lease arrangement.
With the Atlantic hurricane season bringing storms to Merritt Island each year, property owners must secure solid coverage for rental units. Brevard Coastal Insurance addresses this need by offering policies that shield landlords from costly damage and liability claims. Their agents carefully guide clients through local flood and wind exposure risks, customizing protection for individual rental properties. Every engagement begins with a thorough inspection of the property to assess specific vulnerabilities and coverage requirements.
Mr Auto Insurance provides landlord insurance services in Merritt Island, Florida, helping property owners protect rental properties from liability and structural damage. Its general work includes coverage for loss of rental income and dwelling protection. The agency specifically assists with seasonal concerns such as storm damage to investment properties, ensuring landlords have coverage for hurricane-related repairs and tenant displacement expenses during Florida’s active weather period.
What Does a a Landlord Insurance Agent in Merritt Island Cost?
Landlord insurance in Florida typically costs between 800 and 2500 dollars per year for a single family rental. Factors include property value age construction type and proximity to the coast. Windstorm coverage can add 500 to 1500 dollars annually. Flood insurance is separate and costs about 700 to 2000 dollars per year through the National Flood Insurance Program. This is general information not insurance advice.
About landlord insurance agents in Merritt Island
Landlord insurance agents in Merritt Island help property owners protect their rental investments with specialized policies. Florida law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage and liability common to Brevard County rentals.
Frequently Asked Questions
What does a landlord insurance agent in Merritt Island do?
A landlord insurance agent helps you find coverage for rental properties including dwelling protection liability and loss of rental income. They explain Florida specific policy options like windstorm coverage which is often required in coastal areas.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance but your mortgage lender will likely demand it. The policy protects against property damage liability and lost rent from covered events like fire or hurricane.
How much does landlord insurance cost in Merritt Island Florida?
Costs vary by property value location and coverage level. A typical landlord policy in Florida ranges from 800 to 2500 dollars per year. Windstorm and flood coverage add extra cost. Your agent can provide a quote based on your specific rental.
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