The top-rated landlord insurance agent in Miami Gardens, Florida is Estrella Insurance, rated 4.8 stars across 459 reviews. Other highly rated options include Brightway Insurance, Miami Lakes, L&P INSURANCE CORP, Del Toro Insurance. This directory lists 11 landlord insurance agents serving Miami Gardens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 18355 NW 57th Ave #103B | (305) 830-1477 |
| 2 | Brightway Insurance, Miami Lakes | 18191 NW 68th Ave Suite 222 | (305) 676-6762 |
| 3 | L&P INSURANCE CORP | 18512 NW 67th Ave | (786) 280-6698 |
| 4 | Del Toro Insurance | 3753 NW 167th St Suite 102 | (786) 533-2513 |
| 5 | Gardens Insurance Inc | 1818 NW 183rd St | (305) 621-0072 |
| 6 | Adavi Insurance Inc & Miami Gardens Multi Services Inc | 4526 NW 183rd St | (305) 620-6636 |
| 7 | Renew Insurance LLC | 16533 NW 57th Ave | (305) 624-7300 |
| 8 | Bendell Insurance Group | 111 NW 183rd St Ste 108 | (786) 698-6383 |
| 9 | Mint Insurance Agency Corp | 20451 NW 2nd Ave Suite #101 | (954) 908-7951 |
| 10 | Del Toro Insurance | 17201 NW 27th Ave | (786) 623-4006 |
In South Florida's hurricane season, property owners can face sudden exposure to costly storm damage claims that demand specialized coverage. Estrella Insurance in Miami Gardens addresses this need by offering Landlord Insurance Agent services tailored to protect residential rental property owners against liability and property loss. Their agents understand the local rental market and the unique risks posed by the region's climate. Initial client assistance typically begins with an inspection of the rental unit to assess current coverage gaps before advising on an appropriate policy.
Brightway Insurance, Miami Lakes serves property owners and managers throughout Miami-Dade County. As a landlord insurance agent in Miami Gardens, FL, the company arranges coverage for residential rental properties and commercial buildings. Its policies typically protect against property damage, liability claims, and lost rental income. The agency handles tailored policies for single-family rentals and multi-unit apartment buildings in this area.
L&P Insurance Corp, located in Miami Gardens, Florida, offers landlord insurance agent services that help property owners secure coverage for their rental investments. The company assists clients in selecting appropriate policies, such as liability protection and dwelling coverage, to safeguard against common risks. It also provides helpful maintenance plan guidance, advising on routine upkeep that can prevent costly claims. L&P Insurance Corp services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Del Toro Insurance works with property owners in Miami Gardens to secure landlord insurance coverage that protects rental investments against common liabilities and property damage. The agency specializes in tailoring policies with essential add-ons such as loss of rental income coverage and protection against vandalism or tenant-caused damage. This approach helps landlords maintain financial stability when properties become uninhabitable due to covered perils. Del Toro Insurance serves commercial sectors including office buildings, warehouses, and food service establishments that operate on leased premises throughout the local area.
Gardens Insurance Inc in Miami Gardens, Florida serves homeowners, businesses, and property managers by offering landlord insurance policies designed to protect rental properties. The agency assists with coverage for single-family homes and multi-unit dwellings against common risks. Clients can expect guidance on policy options that address property damage and liability concerns. The company also extends its services to the surrounding communities in the Miami metro area, including nearby North Miami Beach.
Adavi Insurance Inc & Miami Gardens Multi Services Inc offers landlord insurance in Miami Gardens, Florida, where clients decide between a single policy for one property or ongoing coverage that adapts as their rental portfolio grows. Coverage typically protects against property damage, liability claims, and lost rental income from tenant issues or natural disasters. Local landlords often require policies that address Florida’s specific weather risks. Service is provided on an as-needed basis, allowing property owners to request a consultation or adjust their policy whenever circumstances change.
Renew Insurance LLC serves landlords throughout Miami Gardens and the surrounding South Florida communities. The company handles insurance policies tailored specifically for rental property owners, covering single-family homes, duplexes, and multi-unit buildings. It works to protect property owners from financial losses related to property damage, liability claims, and lost rental income. To handle a typical job, Renew Insurance LLC reviews each client's unique portfolio and exposure risks, then customizes coverage options that balance adequate protection with reasonable policy costs.
Bendell Insurance Group in Miami Gardens, Florida specializes in landlord insurance policies designed to protect rental property investments. The agency works with residential and commercial landlords to secure coverage for property damage, liability claims, and loss of rental income. It handles the unique risks that come with maintaining income properties in a dynamic urban market. With Florida's volatile hurricane season posing a perennial threat, the company helps property owners ensure their policies include adequate windstorm and flood protection before storm activity peaks.
Mint Insurance Agency Corp offers residential landlord insurance coverage for rental properties in Miami Gardens, Florida. Their services also extend to commercial landlord policies for local business properties throughout the greater Miami area. They help property owners find suitable protection for rental homes, apartments, and duplexes. After securing a policy, the agent remains available to answer questions and assist with renewals or mid-term policy adjustments between regular visits.
Del Toro Insurance works with property owners in Miami Gardens to secure landlord insurance coverage that protects rental investments against common liabilities and property damage. The agency specializes in tailoring policies with essential add-ons such as loss of rental income coverage and protection against vandalism or tenant-caused damage. This approach helps landlords maintain financial stability when properties become uninhabitable due to covered perils. Del Toro Insurance serves commercial sectors including office buildings, warehouses, and food service establishments that operate on leased premises throughout the local area.
What Does a a Landlord Insurance Agent in Miami Gardens Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Miami Gardens, annual premiums often fall between 1,200 and 3,000 dollars. Factors include property age, location, coverage limits, and hurricane risk. This is general information and not insurance advice.
About landlord insurance agents in Miami Gardens
A landlord insurance agent in Miami Gardens Florida helps property owners protect their rental investments. Florida law requires landlords to disclose certain risks and maintain specific coverage levels. Local agents understand the unique weather and liability issues in Miami Dade County.
Frequently Asked Questions
What does landlord insurance cover in Miami Gardens Florida?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Florida, policies often include windstorm and flood coverage due to hurricane risks. Personal property of tenants is not covered.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance by statute. However, mortgage lenders usually require a landlord policy for rental properties. It is strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Miami Gardens?
Look for an agent licensed in Florida who specializes in rental property coverage. Ask about wind mitigation credits and flood insurance options. Compare quotes from multiple agencies to find suitable terms.
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