The top-rated landlord insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 11 landlord insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 6 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 7 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 8 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 9 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
| 10 | Erwin Insurance Agency | 2494 Blanding Blvd #9 | (904) 282-7212 |
Katherine Baustert - State Farm Insurance Agent serves the Middleburg, Florida area and offers landlord insurance policies designed for residential property owners. The agency understands the specific protections needed for rental properties, including coverage for the building structure and liability concerns. A landlord agent can help property owners manage risks associated with tenants and property damage. This firm handles policies that typically cover dwelling replacement cost and loss of rental income during repairs.
Rich Morris - State Farm Insurance Agent in Middleburg, FL, provides a full range of landlord insurance services to protect rental investments. The agency works with clients to develop comprehensive coverage plans that address property damage, liability concerns, and loss of rental income. Maintenance plans are not directly offered, but the agent helps landlords understand how policy endorsements can support routine upkeep and emergency repairs. As a local resource, it services single-family homes, apartment complexes, retail spaces, and restaurants throughout the Middleburg area.
Felisha Foote: Allstate Insurance in Middleburg, FL serves homeowners, rental property investors, and small-scale property managers who require coverage for residential income properties. The agency offers landlord insurance policies that typically protect against property damage, liability claims, and potential loss of rental income. Customers in Middleburg and the greater Clay County area can consult with this agent to review their specific coverage needs. The company also assists clients in neighboring Orange Park and similar communities within the Jacksonville metro region.
Serving Middleburg, Florida, and the surrounding communities, Brightway Insurance, The Herd Agency handles landlord insurance needs for local rental property owners. It assists with policies for single-family homes, duplexes, and small multi-unit buildings, covering property damage, liability protection, and potential loss of rental income. The agency also advises on specific local risks such as storm and flood exposure. To manage a typical claim or policy review, it starts by assessing the property’s unique exposure and then matches coverage to the landlord’s specific risk tolerance and budget.
While most landlord insurance needs involve either a single initial policy setup or ongoing annual renewals, the agent works to match each rental property with appropriate coverage for a specific portfolio. This policy can include protection for the dwelling structure, liability for tenant injuries, and loss of rental income following a covered event. After any necessary revisions or claims assistance, service for the landlord is primarily provided on a one-time and optional scheduled check-in basis.
Liberty DSI serves property owners and rental investors in and around Middleburg, Florida, providing landlord insurance that covers standard dwelling and liability protection. The work also includes specialty add-ons such as coverage for loss of rental income and protection against vandalism or tenant damage. These policies assist property managers in protecting their real estate assets across various commercial sectors, including offices, warehouses, and food service operations.
Roberts Insurance of Middleburg specializes in landlord insurance policies tailored for residential rental properties, and also provides comprehensive general property and liability coverage for local investors. This agency works with Middleburg landlords to manage risks from tenant damage, vacancy, and weather-related losses common to Northeast Florida. It frequently assists property owners in securing appropriate protection before the start of hurricane season or when acquiring their first rental home.
As the rainy season approaches in Middleburg, the need for reliable landlord insurance coverage becomes clear for property owners. Jenny Lynne & Co assists landlords by reviewing policies to ensure adequate protection against common property claims. Their focus remains on matching coverage to the specific risks associated with rental properties in the area. Services begin with a thorough inspection of the property and a detailed assessment of current coverage needs.
Lyndel Hale Agency - Insurance serves clients in Middleburg, FL, offering residential landlord insurance policies for single-family rental properties and small multifamily dwellings. The agency also provides commercial coverage options for larger residential rental buildings and real estate holdings in the surrounding area, helping property owners manage liability and property risks. Their services include policy reviews and adjustments as tenant turnover occurs, with follow-up support available between regular renewal visits to address changing coverage needs.
Erwin Insurance Agency provides comprehensive property coverage tailored to the specific risks of owning rental real estate in and around Middleburg, FL. The agency specializes in adding landlord-specific endorsements that protect against loss of rental income, vandalism, and liability for tenant injuries. Additional coverage options can be structured to include protection for building improvements and commercial equipment. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Middleburg Cost?
Typical landlord insurance in Florida costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Middleburg expect annual premiums from 1200 to 3000 dollars. Costs depend on property value location deductible and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Middleburg
Landlord insurance agents in Middleburg Florida help property owners protect rental homes and duplexes. Florida law requires specific coverages for wind and flood damage in Clay County. A local agent can explain how Florida statutes affect your policy limits and deductibles.
Frequently Asked Questions
What does landlord insurance cover in Middleburg Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida you may need separate flood insurance because standard policies exclude flood damage. Windstorm coverage is also important in Middleburg due to hurricane risk.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance by statute. However mortgage lenders often require a landlord policy. Without it you could face personal liability for property damage or tenant injuries.
How do I choose a landlord insurance agent in Middleburg?
Look for an agent licensed in Florida who has experience with rental properties in Clay County. Ask about coverage for hurricane deductibles and vacancy periods. A local agent can help you understand Florida specific risks like sinkholes and flooding.
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