The top-rated landlord insurance agent in Orlando, Florida is Garzor Insurance, rated 4.9 stars across 1,253 reviews. Other highly rated options include Accent Brokers Insurance, Erb and Young Insurance, Harry Levine Insurance. This directory lists 25 landlord insurance agents serving Orlando.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garzor Insurance | 4369 Hunters Park Ln | (321) 206-8035 |
| 2 | Accent Brokers Insurance | 4503 Curry Ford Rd | (407) 306-0101 |
| 3 | Erb and Young Insurance | 7575 Dr Phillips Blvd #240 | (321) 234-1690 |
| 4 | Harry Levine Insurance | 7208 W Sand Lake Rd # 206 | (407) 855-1000 |
| 5 | Rodriguez Insurance | 2218 S Chickasaw Trail | (407) 482-3314 |
| 6 | Renegade Insurance | 3120 S Kirkman Rd Ste 2B | (407) 268-6000 |
| 7 | GreatFlorida Insurance: Randy Hernandez | 3203 Conway Rd Ste 106 | (407) 813-1833 |
| 8 | GreatFlorida Insurance Mitch Lopez | 6021 S Orange Ave Suite B | (407) 603-7366 |
| 9 | LRA Insurance | 498 S Lake Destiny Dr Suite 200 | (407) 838-3445 |
| 10 | Singh Insurance and Financial Services | 121 S Orange Ave #1500 | (352) 432-1646 |
Garzor Insurance serves landlords throughout the Orange County metro area, including Orlando, providing specialized protection for residential rental properties. The agency focuses on policies that cover property damage from fire, weather, and vandalism. It also helps property owners address liability concerns related to tenant injuries and common area accidents. For those managing single-family rentals or small multifamily buildings, Garzor Insurance offers customized liability coverage and guidance on policies that protect against lost rental income.
Accent Brokers Insurance serves property managers, investors, and homeowners in Orlando, Florida who require tailored coverage for rental properties. Their agency focuses on policies that protect against property damage, liability claims, and loss of rental income. They understand the specific risks associated with leasing residential or commercial units in the local market. Clients also benefit from guidance on appropriate policy limits and deductibles. The agency extends its services across the greater Orlando metro area, including the neighboring community of Winter Park.
Erb and Young Insurance in Orlando, Florida provides a full range of landlord insurance services, including property coverage, liability protection, and loss-of-rent policies. The agency offers service plans designed to help property owners manage their coverage needs and maintain appropriate policy limits as their portfolios evolve. The agency serves a wide variety of rental properties, from single-family homes and multi-unit apartment complexes to retail storefronts and full-service restaurants.
Harry Levine Insurance serves the Orlando, Florida area and its surrounding communities. It handles a range of landlord insurance needs for property owners managing residential rental units. The agency works to match clients with appropriate coverage for risks like property damage and liability. To handle a typical job, it first reviews the specifics of the client’s rental property and then presents suitable policy options to address those identified exposures.
For clients with a single rental property, a one-time policy review often suffices, while those with multiple units typically require ongoing risk assessments and policy updates. Coverage through Rodriguez Insurance in Orlando, FL, addresses common landlord exposures, such as property damage and liability claims related to tenant activity. Service is available on either a scheduled annual basis for portfolio clients or an as-needed basis for landlords addressing a specific inquiry or new acquisition.
Renegade Insurance specializes in policies tailored for residential and commercial rental properties, handling risk assessments and coverage selection for landlords in Orlando, FL. It works with independent property owners to address liability concerns and vacancy issues specific to the local area. The company also assists with managing claims related to hurricane damage and water intrusion, which are common seasonal concerns for Florida property investors.
With the summer storm season approaching Central Florida, landlords must secure specialized rental property coverage against hurricane and flood exposure. GreatFlorida Insurance: Randy Hernandez offers tailored landlord insurance solutions for Orlando-area property owners. This independent agency assists clients in distinguishing commercial from residential policies and addressing liability concerns inherent to rental units. Their service process begins with a thorough inspection of the property’s condition, income potential, and local code requirements to determine the appropriate coverage limits in the current market.
GreatFlorida Insurance Mitch Lopez serves the Orlando area by offering property coverage tailored to rental property owners. The agency specializes in landlord insurance policies that protect against common rental-related exposures, including liability and dwelling damage. Clients can add coverage options that address vacancy periods and loss of rental income. This agency is positioned to help commercial property sectors such as office buildings, warehouses, and food service establishments obtain the specific insurance they require.
LRA Insurance serves Orlando residential landlords by securing policies that protect rental properties and tenant liabilities. The agency also handles commercial coverage for apartment complexes and mixed-use buildings throughout the Orlando area. They evaluate each property’s unique risks, from hurricane exposure to vacancy periods, to find suitable policy terms. They arrange for follow-up contact before each renewal cycle to adjust coverage as property values or rental markets change, and they offer repeat service for portfolio management tasks between those regular visits.
What Does a a Landlord Insurance Agent in Orlando Cost?
The cost of landlord insurance in Florida typically ranges from 15 to 30 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Orlando, annual premiums often fall between 1,200 and 3,000 dollars. Costs vary based on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Orlando
A landlord insurance agent in Orlando helps property owners protect their rental investments with specialized policies. Florida law requires landlords to disclose certain insurance details to tenants, and an agent can guide you on liability coverage, property damage, and loss of rent. Working with a local agent ensures you understand Orlando-specific risks like hurricanes and flooding.
Frequently Asked Questions
What does a landlord insurance agent in Orlando do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain options like dwelling coverage, liability protection, and loss of rental income. They also help you comply with Florida insurance requirements for landlords.
Is landlord insurance required in Florida?
Florida law does not require landlord insurance by statute. However, most mortgage lenders require a landlord policy. Additionally, having coverage protects you from lawsuits and property damage common in Orlando.
How does Florida hurricane risk affect landlord insurance?
Florida has a high risk of hurricanes, so landlord policies often include separate windstorm or hurricane deductibles. An agent can explain how these deductibles work and help you choose a policy that covers storm damage to your Orlando rental.
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