The top-rated landlord insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 561 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Patriot Growth Insurance Service, LLC, Joe Raley - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 4 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 5 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 6 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 7 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 8 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 9 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
| 10 | We Insure Pinnacle | 5240 Babcock St NE #300b | (321) 326-6160 |
Jeff Thummel - State Farm Insurance Agent serves Palm Bay, Florida, and the surrounding Brevard County area, specialising in landlord insurance policies for residential rental property owners. The agency helps local landlords protect their investment properties from common financial risks associated with tenancy. Their services include coverage for property damage caused by fire, weather events, or vandalism. They also manage liability protection for accidents occurring on the rental premises, as well as policies that compensate for lost rental income when a unit becomes uninhabitable.
Ryan Hill - State Farm Insurance Agent in Palm Bay, FL provides landlord insurance coverage for homeowners and property managers who rent out residential dwellings. The agency helps clients understand policy options that address property damage, liability exposure, and loss of rental income. Its services are designed to protect investment properties and simplify claims processes for local landlords. The office also serves the surrounding Melbourne and Palm Bay metropolitan area, including nearby communities such as West Melbourne.
Patriot Growth Insurance Service, LLC provides a full range of landlord insurance solutions, including property coverage, liability protection, and loss-of-rent options tailored for residential and commercial property owners. It offers customized service plans designed to help clients manage risk and maintain adequate policy limits as their investment portfolios evolve. The agency services various property types throughout the Palm Bay area, including single-family rental homes, multi-unit apartment complexes, retail storefronts, and local restaurants.
Joe Raley - State Farm Insurance Agent serves the Palm Bay, Florida area and surrounding communities, handling landlord insurance needs for residential rental properties. The agency provides coverage options for single-family rentals and multi-unit dwellings, addressing property damage and liability concerns. It structures policies to protect landlords from income loss due to tenant-related issues or natural disasters. To handle a typical job, the company begins by reviewing the property's specific risks and local regulations, then recommends a coverage plan that balances protection with the landlord’s budget requirements.
Weston Johnson - State Farm Insurance Agent in Palm Bay, FL, provides landlord insurance policies that differ between one-time coverage for single property claims and recurring service options for ongoing property management needs. General coverage addresses property damage, liability protection, and potential loss of rental income for local landlords. Service for this category's clients typically runs on an as-needed basis, with policies adjusted when properties are added or tenant situations change.
Sarpoolaki Insurance Center, LLC specializes in crafting customized landlord insurance policies, protecting rental properties and their owners. Based in Palm Bay, FL, the agency also helps property investors bundle coverage for multi-unit dwellings and income-producing structures. Understanding local risks, it advises on liability protections and administrative safeguards for leases. The team addresses rising concerns over vacancy coverage and property damage from hurricanes or seasonal storms, ensuring consistent income is preserved during Florida's unpredictable weather.
As hurricane season approaches along Florida's Space Coast, landlords in Palm Bay need reliable coverage for their rental properties. GreatFlorida Insurance with Sabrina Lee provides landlord insurance, addressing common risks like storm damage and liability concerns. Policies can protect single-family rentals and multi-unit dwellings from financial loss. The process begins with an initial consultation to assess the property's condition and the landlord's specific coverage needs. A thorough inspection of the premises helps determine the appropriate policy terms for that particular investment.
Brightway Insurance, The DeJesus Legacy Agency serves property owners in Palm Bay, FL, focusing first on residential landlord insurance to protect single-family rentals and small multi-unit dwellings. They also provide commercial coverage for larger income-producing properties across the local area. Regular policy reviews help ensure coverage keeps pace with changing tenant situations and property values. Clients often return before each new lease period to adjust their liability limits and confirm replacement cost estimates remain accurate, supporting continued service between routine inspections.
Monty McCart: Allstate Insurance in Palm Bay, FL, works with property owners to secure coverage for residential and commercial rental risks. The agency specializes in landlord insurance, offering tailored protection for income loss, liability, and physical property damage. Each policy is designed to address the specific exposures of managing rental dwellings, from single-family homes to multi-unit buildings. The agent provides quotes for offices, warehouses, and food service facilities, ensuring all commercial sectors are properly covered.
What Does a a Landlord Insurance Agent in Palm Bay Cost?
In Florida, landlord insurance premiums typically range from 25 to 35 percent more than standard homeowners insurance. For a single-family rental in Palm Bay, annual costs may fall between 1,200 and 3,000 dollars depending on property value, location, and coverage limits. Deductibles for hurricane damage are often 2 to 5 percent of the dwelling value. This is general information and not insurance advice.
About landlord insurance agents in Palm Bay
Landlord insurance agents in Palm Bay, Florida help rental property owners protect their investments with specialized policies. Florida law does not require landlord insurance, but mortgage lenders often do. Agents can guide you on coverage for hurricane damage, liability, and loss of rental income specific to Brevard County.
Frequently Asked Questions
What does landlord insurance cover in Palm Bay Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often include separate deductibles for hurricane and windstorm damage as required by state law.
Is landlord insurance required by Florida law?
Florida law does not mandate landlord insurance for rental properties. However, most mortgage lenders require a landlord policy. It is also strongly recommended to protect against common Florida risks like sinkholes and hurricanes.
How do I choose a landlord insurance agent in Palm Bay?
Look for an agent licensed in Florida with experience in rental property coverage. Ask about policy options for windstorm, flood, and liability. Compare quotes from multiple agents to find coverage that fits your property type and budget.
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