The top-rated landlord insurance agent in Palm Coast, Florida is Angel Hall - State Farm Insurance Agent, rated 4.9 stars across 547 reviews. Other highly rated options include Insurance Office of America, Integrity Insurance Group of Florida, Tilton & Unger Insurance. This directory lists 17 landlord insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Hall - State Farm Insurance Agent | 800 Belle Terre Pkwy Suite 114 | (386) 437-7117 |
| 2 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 3 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 4 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 5 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 6 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 7 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 8 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 9 | Matt Rio - State Farm Insurance Agent | 1475 Palm Cst Pkwy NW #107 | (386) 302-0366 |
| 10 | Atlantic Benefit Consultants, LLC | 50 Leanni Way UNIT E3 | (386) 383-3101 |
Angel Hall - State Farm Insurance Agent serves the Palm Coast, Florida metro area and surrounding communities as a landlord insurance agent. The agency provides property coverage solutions tailored specifically for rental dwelling owners. These policies protect against common risks such as fire, theft, and liability claims from tenants. The company also offers personal lines of insurance for local homeowners and auto drivers. This location handles landlord property damage protection and liability coverage for rented residential units.
Insurance Office of America in Palm Coast, FL, serves homeowners, businesses, and property managers who need coverage for rental dwellings. The agency helps clients secure policies that protect against liability claims and property damage from tenants or weather events. This type of insurance is essential for anyone leasing residential or commercial space to others. The company also provides support for claims and policy adjustments. It covers additional areas such as Flagler Beach to extend protection to nearby landlords.
Integrity Insurance Group of Florida serves Palm Coast and the surrounding communities, handling landlord insurance policies for residential and small commercial rental properties throughout the area. The agency works with property owners to structure coverage that addresses typical risks such as property damage, liability concerns, and loss of rental income. To handle a typical job, it begins by reviewing the specific property details and then tailors the policy limits and deductibles to match the owner’s individual exposure profile.
Tilton & Unger Insurance offers a comprehensive range of landlord insurance agent services, including customized coverage for rental properties and guidance on replacement cost valuations. The firm provides ongoing policy review services to ensure coverage remains aligned with changing local market conditions in Palm Coast, Florida. Maintenance plan recommendations help property owners address common risks associated with coastal environments. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
The Berk Insurance Agency provides single-premium policies for individual landlord accounts and recurring coverage for property portfolios. Its rental dwelling plans protect against building damage, liability claims, and loss of rental income in Palm Coast, Florida. Tenants and public areas may also be covered under certain policies. Service runs on a one-time or scheduled basis, with renewals offered following annual risk assessments.
As a landlord insurance agent in Palm Coast, Florida, Coastal Palm Insurance Company provides specialized policies covering rental properties, including dwelling protection and liability coverage. It also offers general business services such as reviewing lease impacts on insurance needs and structuring coverage for single-family and multi-unit rentals. The agency helps local property owners address seasonal hurricane risks by evaluating windstorm deductibles and ensuring adequate flood insurance before storms arrive.
Coastal weather patterns in Palm Coast can lead to unexpected property damage, making reliable landlord insurance protection essential for local rental property owners. Heart of Florida Insurance Group addresses these concerns by helping residential landlords secure tailored policies that cover dwellings and liability exposures common to the area. Their focus remains on matching coverage to specific rental situations while guiding property owners through risk management considerations. To begin this process, they typically schedule a comprehensive on-site inspection of the rental property to assess current conditions and identify appropriate coverage needs.
Brightway Insurance, The Flagler Agency writes landlord insurance policies for property owners in the Palm Coast area. The company specializes in optional coverages such as vandalism and liability protection for rental dwellings, complementing standard hazard policies. Their agents assess each rental property’s unique exposure to local weather and tenant risks. These policies can serve commercial sectors, including small offices, standalone warehouses, and food service establishments.
Matt Rio of State Farm Insurance Agent in Palm Coast, FL, provides residential landlord insurance to protect rental properties and their owners. Commercial coverage is also available for larger or multi-unit income-generating buildings, serving the surrounding area with local knowledge. A helpful professional can assess your specific rental property needs, offering guidance on suitable policy options for your situation. Clients benefit from convenient follow-up guidance to adjust coverage between regular policy review dates.
What Does a a Landlord Insurance Agent in Palm Coast Cost?
Typical landlord insurance in Florida costs between 25 and 40 percent more than standard homeowners insurance due to hurricane and flood risks. For a single family rental home in Palm Coast annual premiums often range from 1500 to 3500 depending on property value location and coverage limits. Older homes or properties near the coast may have higher rates. This is general information not insurance advice.
About landlord insurance agents in Palm Coast
Landlord insurance agents in Palm Coast Florida help rental property owners protect their investments with specialized coverage. Florida law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like hurricane damage and flood exposure specific to Flagler County.
Frequently Asked Questions
What does landlord insurance cover in Palm Coast Florida?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. In Florida policies often exclude flood damage which requires a separate flood insurance policy. Windstorm coverage is usually included but may have a separate hurricane deductible.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance for rental properties. However most mortgage lenders require a landlord policy as a condition of the loan. Without insurance you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Palm Coast?
Look for an agent with experience insuring rental properties in coastal Florida. Ask about coverage for hurricane deductibles flood insurance and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and risk level.
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