The top-rated landlord insurance agent in Pensacola, Florida is John Shaffer - State Farm Insurance Agent, rated 4.9 stars across 1,049 reviews. Other highly rated options include Will Rentschler - State Farm Insurance Agent, Advance Insurance of Northwest Florida, Florida Insurance Agency. This directory lists 38 landlord insurance agents serving Pensacola.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Shaffer - State Farm Insurance Agent | 117 N Palafox St | (850) 433-4343 |
| 2 | Will Rentschler - State Farm Insurance Agent | 1301 E Cervantes St | (850) 433-4678 |
| 3 | Advance Insurance of Northwest Florida | 105 Beverly Pkwy | (850) 469-0880 |
| 4 | Florida Insurance Agency | 17 W Government St Suite A | (850) 972-8070 |
| 5 | Classic Insurance Group | 1545 E Olive Rd | (850) 332-5717 |
| 6 | Acceptance Insurance | 5022 W Fairfield Dr # C | (850) 204-3849 |
| 7 | Erb and Young Insurance - Pensacola | 2170 Creighton Rd | (850) 494-2264 |
| 8 | The O'Neil Agency LLC (Formerly David Seckinger & Associates) | 1117 N 9th Ave | (850) 469-8082 |
| 9 | Key Insurance of Pensacola | 5401 Pensacola Blvd | (850) 434-2460 |
| 10 | Stallworth Ins | 1601 N Pace Blvd | (850) 542-4937 |
John Shaffer - State Farm Insurance Agent serves the Pensacola, Florida metro area and provides landlord insurance coverage to local property owners. The agency specializes in protecting rental homes and multi-unit dwellings against common risks such as property damage and liability. Policies are designed to assist landlords in safeguarding their investments throughout Escambia County. This agent handles both single-family rental property policies and multi-family unit coverage for owners in this region.
Will Rentschler - State Farm Insurance Agent provides landlord insurance policies that protect rental property owners in Pensacola, FL. It offers coverage for property damage, liability protection, and loss of rental income. Its maintenance plans help property owners manage unexpected repairs and mitigate risks to their investment. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
For landlord insurance in Pensacola, FL, a one-time policy covers a single property against a specific liability incident, while scheduled or recurring options provide ongoing protection for multiple rental units. Coverage typically includes property damage, lost rental income, and liability for tenant injuries. Advance Insurance of Northwest Florida handles these distinctions, tailoring policies to each landlord’s property portfolio. Their services are available on either a one-time or an as-needed basis, depending on the client’s changing rental needs.
Florida Insurance Agency in Pensacola serves homeowners, businesses, and property managers who need specialized landlord insurance coverage for rental properties. The agency assists clients in securing policies that protect against property damage, liability claims, and loss of rental income. Their work focuses on matching coverage to individual investment properties. They also provide these landlord insurance services to clients in nearby Pace in the greater Pensacola metropolitan area.
Classic Insurance Group specializes in landlord insurance solutions for property owners in Pensacola, FL, covering rental homes, duplexes, and small apartment buildings. Its general insurance work includes policy reviews, risk assessment, and claims assistance tailored to local rental markets. The agency helps landlords navigate coverage needs such as liability protection and property damage. During hurricane season, it assists policyholders in verifying their flood and windstorm coverage to ensure adequate protection before storms threaten the Gulf Coast.
Acceptance Insurance provides landlord insurance services to property owners in Pensacola, Florida. Its core work covers protecting rental properties against common liabilities and structural risks, while specialty add-ons can include coverage for loss of rental income and vandalism. The agency also assists commercial clients, offering policies tailored for various business properties, including offices, warehouses, and food service establishments.
Erb and Young Insurance in Pensacola provides residential landlord insurance for property owners, covering rental dwellings and associated liabilities, while also offering commercial coverage for multi-unit buildings and business properties throughout the Pensacola area. The agency addresses the specific insurance needs of local landlords, helping them protect their investments against common risks. Clients receive support after claims and can rely on the agency for policy reviews and adjustments between regular property inspections.
The O'Neil Agency LLC, formerly David Seckinger & Associates, provides landlord insurance agency services to property owners in Pensacola, Florida. They assist local landlords in securing coverage options tailored to rental properties, addressing risks associated with tenant-occupied homes and commercial units. Their work connects clients with policies that protect against common rental exposures. As a dedicated local agency, they focus on helping investors manage their portfolios with appropriate protection. For an added layer of coverage, this agency can advise on liability policies for vacant property periods between tenancies.
Key Insurance of Pensacola serves landlords throughout Escambia County, Florida, offering comprehensive property coverage for residential rental units. The agency provides tailored insurance solutions that protect against common risks such as property damage, liability claims, and loss of rental income. Landlords in the Pensacola area rely on its policies for their specific portfolio needs. It regularly handles loss-of-rent coverage and liability protection for single-family rentals.
What Does a a Landlord Insurance Agent in Pensacola Cost?
In Florida landlord insurance for a single family rental property typically costs between 1200 and 3000 dollars per year. Rates depend on the propertys location age construction type and coverage limits. Pensacola properties may have higher premiums due to hurricane and flood risk. This is general information and not insurance advice.
About landlord insurance agents in Pensacola
A landlord insurance agent in Pensacola Florida helps rental property owners find coverage that meets state requirements. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand hurricane risks and flood zone regulations specific to the Pensacola area.
Frequently Asked Questions
What does a landlord insurance agent in Pensacola do?
A landlord insurance agent helps you find a policy that covers your rental property dwelling liability and loss of rental income. They explain Florida specific coverages like windstorm and flood insurance which are important in Pensacola due to hurricane risk.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However your mortgage lender will likely require a dwelling policy with liability coverage. An agent can help you meet lender requirements while also protecting against Florida specific risks like sinkholes and storm damage.
How does Florida hurricane risk affect landlord insurance in Pensacola?
Pensacola is in a high risk hurricane zone so windstorm coverage is often separate from a standard policy. Many insurers require a separate wind deductible which can be 2 percent to 5 percent of the dwelling value. An agent can explain these options and help you compare quotes.
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