The top-rated landlord insurance agent in Spring Hill, Florida is Ayinde Matthews - State Farm Insurance Agent, rated 5.0 stars across 1,209 reviews. Other highly rated options include Richard Rizzolo - State Farm Insurance Agent, Mark Sonnier - State Farm Insurance Agent, Advantage Insurance - Home Insurance, Auto Insurance, Business Insurance & More. This directory lists 20 landlord insurance agents serving Spring Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ayinde Matthews - State Farm Insurance Agent | 5278 Applegate Dr | (352) 340-4158 |
| 2 | Richard Rizzolo - State Farm Insurance Agent | 2189 Mariner Blvd | (352) 686-1003 |
| 3 | Mark Sonnier - State Farm Insurance Agent | 4032 Deltona Blvd | (352) 683-6500 |
| 4 | Advantage Insurance - Home Insurance, Auto Insurance, Business Insurance & More | 13224 Spring Hill Dr | (352) 688-1518 |
| 5 | ISU Bauknight Insurance | 10535 Spring Hill Dr | (352) 686-0612 |
| 6 | Jake Lewandowski - State Farm Insurance Agent | 443 Mariner Blvd | (352) 293-2590 |
| 7 | InsureOne Insurance | 7377 Spring Hill Dr | (352) 570-7762 |
| 8 | GreatFlorida Insurance: Sydney Schleider-Gonzalez | 1279 Kass Cir | (813) 851-0374 |
| 9 | Jason Aldrich: Allstate Insurance | 10004 Cortez Blvd | (352) 596-8181 |
| 10 | Sawchuk Insurance, Inc. | Park Place Offices, 5327 Commercial Way b106 | (352) 596-1903 |
Ayinde Matthews, a State Farm Insurance agent serving Spring Hill and Hernando County, provides specialized landlord insurance policies for residential property owners. These plans safeguard investing clients against tenant-related liabilities, property damage, and lost rental income. Key coverages include dwelling protection for the structure itself, personal liability for accidents on the premises, and loss of rent when a unit becomes uninhabitable. The agency also assists with business property coverage for tools or furnishings included in a rental, ensuring multiple facets of a landlord’s investment are addressed.
Richard Rizzolo - State Farm Insurance Agent in Spring Hill, FL provides a full range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. It works with property owners to develop policies tailored to the specific risks and needs of leasing residential and commercial spaces. The agency assists clients in reviewing and maintaining their coverage to ensure it remains effective over time. It services single-family homes, apartments, retail, and restaurants.
Mark Sonnier - State Farm Insurance Agent serves Spring Hill, Florida, and the surrounding communities of Hernando County. The agency handles landlord insurance policies designed to protect rental properties and their owners from common risks like property damage and liability claims. It also manages coverage for loss of rental income and other exposures unique to residential landlords. The office approaches each policy by systematically assessing the specific property and risk factors involved.
Advantage Insurance in Spring Hill, FL serves homeowners, business owners, and property managers who need specialized protection for their rental properties. The agency focuses on landlord insurance policies that cover dwelling damage, liability risks, and potential loss of rental income. These tailored plans help local landlords safeguard their investment properties against common threats like fire, storm damage, or tenant-related claims. For those managing rental units in the surrounding Hernando County area, including nearby Brooksville, the agency offers guidance on appropriate coverage options to address regional risks and local housing market needs.
Landlord insurance agents distinguish between single-investment property policies and portfolio coverage for multiple rentals, each addressing different risk exposures. In Spring Hill, FL, ISU Bauknight Insurance offers tailored landlord insurance solutions, focusing on property structure, liability protection, and potential rental income loss. Policies are designed to cover local weather-related risks common to the area, ensuring adequate dwelling and contents coverage. Service appointments are available on an as-needed basis, allowing clients to request consultations and policy adjustments whenever their rental property portfolio or coverage requirements change.
Jake Lewandowski - State Farm Insurance Agent in Spring Hill, FL, specializes in crafting tailored landlord insurance policies to protect rental properties from liability and structural damage. The agency also addresses broader personal and commercial insurance needs for local property owners. Common risks such as tenant liability, fire, and vandalism are mitigated through carefully selected coverage. Its services help landlords navigate repair-related income loss and lease disputes. The agency further assists with seasonal concerns, specifically preparing policies to cover unattended properties during the winter months when freezing pipes pose a significant threat.
With Spring Hill’s humid summers often bringing sudden storms, vacancy-related maintenance or tenant turnover can escalate quickly for rental property owners. InsureOne Insurance works directly with local landlords to structure policies that address storm damage, liability exposure, and loss of rental income. An agent reviews each property’s age, systems, and occupancy status to match coverage limits for possible roof or flood scenarios. A detailed walkthrough of the unit is scheduled before any policy is bound, so all risks are identified and documented at the initial inspection.
GreatFlorida Insurance: Sydney Schleider-Gonzalez provides residential landlord insurance services in Spring Hill, Florida, helping property owners protect rental homes and condominiums. Commercial landlord coverage is also available for small apartment buildings and multi-unit properties throughout the local area. Each policy is tailored to the specific needs of the property manager or investor. The agency encourages follow-up contact between regular visits to adjust coverage as tenant circumstances or property conditions change.
Jason Aldrich: Allstate Insurance serves property owners needing protection for rental properties. The agency specializes in landlord insurance, offering coverage that addresses the unique risks of leasing residential real estate in Spring Hill, FL. Policies can help safeguard against property damage, liability claims, and potential loss of rental income. The agency works with clients who own various types of commercial real estate, including office buildings, warehouses, and food service establishments.
Sawchuk Insurance, Inc. is known in Spring Hill, FL for providing tailored landlord insurance agent services. The company works with property owners to secure coverage for residential rental dwellings. Their offerings typically include protection for the building structure, liability coverage for common areas, and loss of rental income policies. A property owner can add an optional endorsement for damage caused by tenant vandalism or sewer backup.
What Does a a Landlord Insurance Agent in Spring Hill Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Spring Hill, annual premiums often fall between 1,200 and 3,000 dollars. Factors like property age, location, coverage limits, and deductible amounts affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Spring Hill
A landlord insurance agent in Spring Hill Florida helps property owners protect their rental investments. Florida law requires specific coverages for rental properties, including windstorm and flood protection in hurricane-prone areas. Local agents understand the unique risks of Spring Hill properties near the Gulf Coast.
Frequently Asked Questions
What does landlord insurance cover in Spring Hill Florida?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Florida, policies often exclude flood damage, which requires a separate flood insurance policy. Windstorm coverage is also critical for Spring Hill properties.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance, but most mortgage lenders require it for rental properties. Without coverage, you risk financial loss from property damage or liability claims. Many landlords also require tenants to carry renters insurance.
How do I find a landlord insurance agent in Spring Hill?
You can search for licensed insurance agents in Spring Hill through the Florida Department of Financial Services website. Look for agents who specialize in rental property coverage and have experience with Florida-specific risks like sinkholes and hurricanes.
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