The top-rated landlord insurance agent in St. Augustine, Florida is Perry Unwalla - State Farm Insurance Agent, rated 4.8 stars across 422 reviews. Other highly rated options include Leigh Insurance Agency, Lance Atwood - State Farm Insurance Agent, Tim Huber Insurance. This directory lists 23 landlord insurance agents serving St. Augustine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Perry Unwalla - State Farm Insurance Agent | 3791 A1A S ste a | (904) 461-5400 |
| 2 | Leigh Insurance Agency | 1797 Old Moultrie Rd STE 111 | (904) 826-0799 |
| 3 | Lance Atwood - State Farm Insurance Agent | 245 Land Grant Ste 4 | (904) 240-4958 |
| 4 | Tim Huber Insurance | 28 Clark St | (904) 824-2555 |
| 5 | Fender Insurance Agency | 101 E Town Pl #225 | (904) 639-4333 |
| 6 | Ancient City Insurance | 2800 N 5th St #301 | (904) 827-1915 |
| 7 | Oldest City Insurance | 212 San Marco Ave Suite D | (904) 824-7283 |
| 8 | Brightway Insurance, The Casey Agency | 108 Sea Grove Main St suite b | (904) 217-7547 |
| 9 | Benchmark Insurance | 1 Spencer St | (904) 829-2296 |
| 10 | Thompson Baker Agency, Inc. | 61 Cordova St | (904) 824-1631 |
Perry Unwalla - State Farm Insurance Agent serves St. Augustine, Florida, and the surrounding St. Johns County area, specializing in landlord insurance coverage for residential rental properties. The agency helps property owners protect their investments against common risks such as property damage, liability claims, and lost rental income. Tailored policies can address specific needs for single-family homes, condos, or multi-unit dwellings. Perry Unwalla assists local landlords with adjusting coverage limits and selecting appropriate deductibles for their rental portfolios.
Leigh Insurance Agency in St. Augustine, FL, provides a full range of landlord insurance products, including coverage for property damage, liability protection, and loss of rental income. It offers structured service plans to help property owners regularly review their policies for adequate coverage limits and to adjust for changing local market conditions. The agency works closely with clients to identify potential risk exposures unique to rental properties. It serves single-family homes, apartments, retail spaces, and restaurants.
Lance Atwood - State Farm Insurance Agent serves homeowners, property managers, and small business investors in St. Augustine, Florida, who need tailored landlord insurance policies. The agency helps clients protect rental properties from common risks such as property damage, liability claims, and loss of rental income. Policies are designed for single-family rentals, multi-unit dwellings, and vacation rental properties. Lance Atwood also assists clients in the nearby communities of St. Augustine Beach and the greater St. Johns County metro area.
Tim Huber Insurance serves St. Augustine and the surrounding communities of St. Johns County, handling a full range of landlord insurance needs for residential rental property owners. It addresses property coverage, liability protection, and loss-of-rent income for local landlords. The agency works closely with each client to assess specific property risks and coverage gaps. To handle a typical job, it reviews the property details and tenant situation, then matches the landlord with a policy that balances comprehensive protection with manageable premiums.
Specializing in policies for residential rental properties, Fender Insurance Agency serves St. Augustine landlords seeking coverage tailored to local housing codes and tenant needs. The agency assists with general property protection, liability risks, and loss-of-income scenarios common to the area’s seasonal rental market. Beyond standard plans, it helps property owners navigate specific concerns like storm damage from hurricanes and flooding during the Atlantic hurricane season, which frequently affects properties along Florida’s northeast coast.
Ancient City Insurance in St. Augustine, FL, distinguishes between one-time policy adjustments for specific properties and recurring service plans that manage ongoing claims and inspections for landlords. Coverage typically addresses property damage, liability protection, and loss of rental income. This agency serves both small-scale property owners and those with larger portfolios, offering policies tailored to local regulations and hurricane risks. Service runs on an as-needed basis for claims and adjustments, while periodic policy reviews occur annually or upon lease renewals.
Oldest City Insurance assists property owners in St. Augustine with general landlord coverage, including multi-unit dwellings and rental homes. Their specialty add-ons address unique risks like vacant property protection and flood damage common to the coastal area. They tailor policies to shield against liability claims, income loss from tenant vacancies, and weather-related destruction, ensuring financial stability for landlords. Their commercial portfolio covers offices, warehouses, and food service operations, providing sector-specific solutions for each business type.
Brightway Insurance, The Casey Agency in St. Augustine provides landlord insurance for residential rental properties, addressing coverage needs for single-family homes and duplexes. Commercial landlord policies are also available for larger multi-unit buildings and mixed-use properties across the local area. The agency works with property owners to navigate regional risks like hurricane damage and liability concerns. Every policy is reviewed during the initial consultation, and the office follows up between regular visits to adjust coverage as properties or tenancies change.
As hurricane season approaches in St. Augustine, landlords face increased risk of property damage from wind and flooding. Benchmark Insurance provides coverage tailored specifically for rental property owners in this historic coastal city, helping them protect their investments against storm-related losses and liability claims. Policies address the unique needs of managing single-family homes or multi-unit dwellings in a flood-prone zone. The agency begins by conducting a thorough risk assessment of each rental property, scheduling an on-site inspection to evaluate existing building conditions and necessary coverage limits.
What Does a a Landlord Insurance Agent in St. Augustine Cost?
Typical landlord insurance in Florida costs between 1500 and 4000 dollars per year for a single family rental property. Costs depend on the propertys location age and coverage limits. Properties in flood zones or high wind areas may cost more. This is general information not insurance advice.
About landlord insurance agents in St. Augustine
A landlord insurance agent in St. Augustine Florida helps property owners protect their rental investments. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand hurricane risks and flood zone requirements specific to St. Augustine.
Frequently Asked Questions
What does a landlord insurance agent in St. Augustine do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain dwelling coverage liability protection and loss of rental income options. They also advise on Florida specific risks like windstorm and flood damage.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance for rental properties. However your mortgage lender will likely require a policy with specific coverage limits. Some homeowners associations in St. Augustine may also require liability coverage.
What coverage should I consider for a St. Augustine rental property?
You should consider dwelling coverage for the building structure and liability protection for tenant injuries. Flood insurance is separate and important for St. Augustine properties near the coast. Loss of rental income coverage helps if the property becomes uninhabitable after a storm.
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