The top-rated landlord insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,318 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Insurance Resources. This directory lists 25 landlord insurance agents serving St. Petersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HH Insurance Group, LLC | 9887 4th St N # 200 | (727) 498-5551 |
| 2 | Florida All Risk Insurance | 7024 Central Ave | (888) 880-9200 |
| 3 | Northeast Underwriters Insurance | 4790 1st St N | (727) 521-4253 |
| 4 | Insurance Resources | 6620 1st Ave S | (727) 345-0242 |
| 5 | 5-Star Insurance | 475 Central Ave m5 | (727) 620-0620 |
| 6 | Gulf Coast Insurance Services | 5429 Central Ave | (727) 317-5799 |
| 7 | Melissa Ems Insurance Agency | 3446 49th Street N | (727) 321-9828 |
| 8 | Comegys Insurance Agency | 1 Beach Dr SE Suite 230 | (727) 521-2100 |
| 9 | Select Insurance Providers LLC | 11300 4th St N STE 102 | (813) 421-3711 |
| 10 | Academy Insurance Agency | 6798 Crosswinds Dr N #C-108 | (727) 343-0419 |
HH Insurance Group, LLC serves property owners in Pinellas County from its base in St. Petersburg, Florida. The agency provides landlord insurance agent services for local residential and commercial rental property holders. They work with policies that address risks specific to leasing dwellings, such as damage from tenants or liability for common areas. Among the offerings HH Insurance Group, LLC handles are landlord liability coverage and policies that protect against loss of rental income during property repairs.
Florida All Risk Insurance provides landlord insurance services throughout the St. Petersburg area. The agency structures coverage plans for rental property owners, focusing on protecting investment income and building assets. Service offerings include routine maintenance program options that address property preservation needs. The working relationship involves regular policy reviews to ensure ongoing suitability. Its coverage supports various property types, including single-family homes, apartments, retail spaces, and restaurants.
Northeast Underwriters Insurance serves landlords and property managers in St. Petersburg, Florida, offering coverage for rental properties from single-family homes to small multifamily units. Their agents help protect property owners from financial losses due to tenant damage, liability claims, and natural weather events common to the Gulf Coast. Clients can also find policies that cover loss of rental income during repairs. The company extends its landlord insurance services to property owners throughout the nearby communities of South Pasadena and Gulfport.
Insurance Resources serves property owners in St. Petersburg, FL, and the surrounding Tampa Bay area communities. The company handles specialized landlord insurance policies for residential and small commercial rental properties in this coastal region. It focuses on covering risks unique to landlords, such as property damage, liability for tenant injuries, and loss of rental income. To handle a typical job, it analyzes each property’s specific exposures, then matches the coverage limits and deductibles to the client’s particular financial needs and legal requirements.
5-Star Insurance serves St. Petersburg landlords by distinguishing between one-time policies for single claims and recurring options that bundle multiple properties into ongoing coverage. Their landlord insurance plans protect rental investments from property damage and liability claims common to Florida rental homes. Whether a client needs protection for a seasonal vacation rental or a long-term lease property, these agents match policies to specific commercial needs. Service from this provider operates strictly on an as-needed basis, allowing landlords to request coverage adjustments only when their portfolio changes.
Gulf Coast Insurance Services specializes in landlord insurance policies, covering property damage and liability protection for residential rental properties. It also offers general insurance services to help property managers and individual landlords in St. Petersburg, Florida. By addressing the unique risks of leasing homes and apartments, the agency assists with coverage issues that arise during hurricane season, including windstorm damage to roofs and structures. This support ensures property owners remain protected when tenants cause accidental water leaks or storm-related losses.
As tropical storms threaten the Gulf Coast each summer, landlords in St. Petersburg need reliable coverage for their rental properties. Melissa Ems Insurance Agency provides landlord insurance policies that address these seasonal risks, protecting owners from potential storm damage or tenant liability throughout the year. The agency works with local property owners to secure policies tailored to each unique rental situation. A typical first step for new clients involves a thorough property description evaluation, allowing the agent to assess the structure and recommend appropriate coverage limits.
Comegys Insurance Agency operates in St. Petersburg, Florida, as a landlord insurance agent, helping property owners manage risk through standard coverage policies. The company also specializes in liability protection and property damage policies tailored for rental units and income properties. Its services extend to commercial sectors, including offices, warehouses, and food service establishments, ensuring appropriate liability and structural coverage for diverse business real estate needs.
Select Insurance Providers LLC serves residential landlords in St. Petersburg, Florida, offering essential property protection for single-family rentals and multi-unit dwellings. The company also provides commercial landlord coverage suited for larger income properties within the broader Tampa Bay area. Policies are tailored to address regional risks, ensuring property owners are covered between tenant turnovers. Clients often return for policy adjustments as rental conditions evolve, maintaining ongoing coverage through regular review visits.
Academy Insurance Agency in St. Petersburg, FL, is known for providing tailored liability coverage for residential and commercial rental properties. Its service range includes protection against tenant damages, property structure risks, and loss of rental income claims common in the greater Tampa Bay area. Landlords can secure policies designed to address Florida-specific weather concerns and liability exposures. The agency can also add an ordinance or law coverage endorsement to help offset costs of bringing older rental units up to current building codes.
What Does a a Landlord Insurance Agent in St. Petersburg Cost?
Typical landlord insurance costs in Florida range from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. A basic policy for a single-family rental in St. Petersburg may cost between 1,200 and 2,500 dollars per year. Premiums vary based on property value, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in St. Petersburg
A landlord insurance agent in St. Petersburg, Florida helps property owners protect their rental investments. Florida law does not require landlord insurance, but mortgage lenders often mandate a policy with specific coverage limits. Local agents understand risks like hurricane damage and liability claims common in the Tampa Bay area.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers property damage, loss of rental income, and liability protection. In Florida, policies often include windstorm and flood coverage as separate add-ons due to hurricane risk.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However, most mortgage lenders for rental properties require a policy with at least dwelling coverage and liability protection.
How do I choose a landlord insurance agent in St. Petersburg?
Look for an agent licensed in Florida who specializes in rental properties. Ask about their experience with hurricane claims and whether they offer policies from multiple insurers to compare coverage and rates.
Landlord Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables