The top-rated landlord insurance agent in Winter Park, Florida is Tony Lopez - State Farm Insurance Agent, rated 4.9 stars across 621 reviews. Other highly rated options include Mayers Insurance Group, GreatFlorida Insurance: Manuel Huertas, Fudge Insurance. This directory lists 20 landlord insurance agents serving Winter Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Lopez - State Farm Insurance Agent | 2020 Aloma Ave | (407) 543-3777 |
| 2 | Mayers Insurance Group | 7200 Aloma Ave A-3 | (407) 907-6688 |
| 3 | GreatFlorida Insurance: Manuel Huertas | 5462 Lake Howell Rd | (407) 553-3440 |
| 4 | Fudge Insurance | 1155 S Semoran Blvd suite 3-1142 | (407) 965-4168 |
| 5 | GreatFlorida Insurance: Sally Bradley | 6001 Brick Ct # 109 | (407) 559-6101 |
| 6 | All American Bonds and Insurance | 7224 Sandscove Ct #7 | (844) 321-2663 |
| 7 | Insurance Group Of Central FL | 1155 S Semoran Blvd Suite 1120 | (407) 677-7300 |
| 8 | Bret Koenig - State Farm Insurance Agent | 1906 Howell Branch Rd | (407) 644-3037 |
| 9 | Abarca Insurances Agency. | 1313 W Fairbanks Ave #200-A | (407) 794-0774 |
| 10 | Kirkendall Insurance | 6958 Aloma Ave | (407) 359-5904 |
Tony Lopez - State Farm Insurance Agent serves Winter Park and surrounding Orange County areas, providing landlord insurance coverage for residential and commercial rental properties. This agency helps property owners protect their investments against common risks, including property damage and liability claims from tenants. Policies typically address structures, loss of rental income, and legal defense. The office handles both single-family rental insurance and coverage for multi-unit apartment buildings.
Mayers Insurance Group provides comprehensive landlord insurance solutions, including property damage coverage, liability protection, and loss of rental income options. The agency works with property owners to secure policies that safeguard investment assets and mitigate financial risks from tenant-related issues or natural hazards. Customized service plans can help streamline claims processes and policy adjustments. It regularly services single-family homes, multi-unit apartment buildings, retail storefronts, and restaurants throughout the Winter Park area.
Residential landlords, property managers, and local investors can turn to GreatFlorida Insurance: Manuel Huertas in Winter Park, FL for coverage specific to rental properties. The agency handles policies designed to protect rental income and dwelling structures. Property owners seeking liability protection and loss-of-rent coverage can find appropriate plans here. This provider also extends its property insurance services for landlords in nearby parts of the Orlando metro area, such as the communities around Maitland and Altamonte Springs.
Serving Winter Park and the surrounding communities of Orange County, Fudge Insurance provides landlord insurance policies for rental property owners. This agency handles coverage for single-family homes, duplexes, and small multi-unit buildings within the area. It advises clients on liability protection and property damage risks specific to renting. For a typical job, it reviews the property’s value and location to tailor a policy, then explains coverage limits and exclusions in plain terms before binding the agreement.
GreatFlorida Insurance: Sally Bradley, located in Winter Park, FL, helps clients understand the difference between a one-time landlord policy, which covers a single rental period, and a scheduled annual policy that provides ongoing protection. Coverage typically includes dwelling damage, liability for tenant injuries, and loss of rental income. For property owners managing single-family homes or condos, this agency advises on policy limits and deductibles suited to local market risks. Their service operates on a scheduled, annual basis, with options for one-time policy adjustments for long-term rentals.
All American Bonds and Insurance specializes in providing landlord insurance policies for rental property owners in Winter Park, FL. It also offers general insurance services to meet broader coverage needs for local real estate investors. The company helps property owners protect against common rental risks, including property damage and liability claims. For those managing seasonal vacation rentals, it can assist with policies designed to address occupancy gaps and weather-related disruptions common during Florida’s storm season.
Winter Park property owners face seasonal storms and sudden tenant vacancies that can disrupt rental income. Insurance Group Of Central FL responds with landlord-specific policies covering structure damage, liability exposure, and lost rent during repairs. Their agents evaluate regional weather risks and local rental market conditions to recommend appropriate coverage levels for single-family homes, duplexes, or small apartment buildings. Every new account begins with an on-site property inspection to assess construction materials, roofing condition, and safety features before matching a policy to the landlord's actual needs.
Bret Koenig - State Farm Insurance Agent in Winter Park, Florida, assists property owners with general insurance coverage while specializing in landlord insurance policies that protect rental investments. This agent works to secure financial safeguards for buildings, liability risks, and lost rental income. Commercial clients such as offices, warehouses, and food service establishments can find appropriate coverage tailored to their unique business needs.
Abarca Insurances Agency in Winter Park, FL provides residential landlord insurance coverage for rental properties, alongside commercial insurance solutions for larger real estate investments in the region. The agency focuses on matching policy options to the specific needs of property owners operating in the local market. Clients receive straightforward guidance regarding standard protections available for their buildings and liability exposures. After an initial policy is established, the agency supports property owners by assisting with policy updates and adjustments between regular property visits for ongoing coverage alignment.
Kirkendall Insurance in Winter Park, Florida, is known as a dedicated landlord insurance agent that helps property owners protect their rental investments. The company offers guidance on policies tailored for residential rental properties, addressing common concerns like property damage and liability coverage for landlords operating in the Central Florida area. It advises clients on the importance of securing proper protection for income-generating real estate. A specialty add-on service it can provide is coverage for loss of rental income following a covered claim.
What Does a a Landlord Insurance Agent in Winter Park Cost?
The cost of landlord insurance in Florida varies widely based on property location coverage limits and deductible choices. A typical annual premium for a single-family rental in Winter Park might range from 1200 to 3500 dollars. Older homes or properties in high-risk flood zones can cost more. This is general information and not insurance advice.
About landlord insurance agents in Winter Park
A landlord insurance agent in Winter Park Florida helps property owners protect their rental investments with tailored policies. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like hurricane damage and tenant liability specific to Central Florida.
Frequently Asked Questions
What does landlord insurance cover in Winter Park Florida?
Landlord insurance typically covers property damage loss of rental income and liability protection. In Florida policies often include windstorm and hurricane coverage due to state weather risks. Flood insurance is usually a separate policy.
Is landlord insurance required by Florida law?
Florida law does not mandate landlord insurance. However most mortgage lenders require a dwelling policy for rental properties. A landlord insurance agent can help you meet lender requirements while adding liability and loss of rent coverage.
How do I choose a landlord insurance agent in Winter Park?
Look for an agent licensed in Florida who specializes in rental property coverage. Ask about their experience with Florida wind and flood exposures. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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