The top-rated landlord insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 15 landlord insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 6 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 9 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
| 10 | El Faro Insurance Agency & Tax Services | 601 W Lake St | (331) 979-2199 |
Luis Garcia - State Farm Insurance Agent in Addison, Illinois, is a local provider of landlord insurance policies designed to protect rental property investments. The agency serves residential and commercial property owners throughout the surrounding area, offering coverage for dwelling structures, liability protection, and loss of rental income. Clients can also add on specialized coverage for vandalism or theft damage specific to unoccupied rental units.
Gary Lemenager - State Farm Insurance Agent serves the Addison, Illinois, metro area and offers landlord insurance policies for residential and commercial rental properties. These policies protect property owners against financial losses from building damage, liability claims, and lost rental income. The agency structures coverage to address the specific needs of local rental property investors. Among the its insurance services, it helps landlords secure protection for multi-unit dwellings and single-family rental homes.
Freeway Insurance serves the greater Addison, Illinois area as a landlord insurance agent. It offers policies designed to protect rental property owners from financial losses related to property damage and liability claims. The company assists with coverage for multifamily dwellings and single-family rental homes. It handles tenant-related risks and helps secure policies that address loss of rental income. Freeway Insurance specifically manages claims for structure damage from weather or fire and provides liability protection for on-premises incidents involving tenants or visitors.
My Insurance Werks, Inc. offers a range of services covering property protection and liability coverage for rental buildings. The company provides ongoing maintenance plan consultations to help landlords keep their properties compliant with local codes. Serving the Addison, Illinois, area, it treats each client with personalized attention to understand unique insurance needs. The firm writes policies for single-family homes, apartment complexes, retail storefronts, and full-service dining establishments.
Towns Johnson Ins: Allstate Insurance serves homeowners, businesses, and property managers in the Addison area. It offers landlord insurance agent services designed to help protect rental properties and investment homes. The team works with clients to review coverage options for their specific rental needs. Policies may address property damage, liability, and potential loss of rental income. This agency also provides its landlord insurance services to clients in the nearby community of Itasca as well as other parts of the western Chicago suburbs.
Magnum Insurance Agency in Addison, Illinois provides a range of landlord insurance services for property owners. It offers protection against property damage, liability claims, and loss of rental income. The agency also assists with maintenance plans to help preserve the condition of rental units and ensure compliance with local codes. It services a variety of property types in the area, including single-family homes, apartments, retail spaces, and restaurants.
Hispano Insurance Agency, Inc. serves Addison, Illinois, and the surrounding communities, handling comprehensive landlord insurance policies for property owners. The agency secures coverage that protects rental properties from common risks such as fire damage, liability claims, and loss of rental income. It works closely with clients to evaluate their specific property values and coverage requirements. For each job, the agency begins by assessing the owner's portfolio and property usage. It then compares options from multiple carriers to find a suitable policy. This tailored approach helps ensure needed protection is in place.
Leticia Herrera Agency, Inc American Family Insurance, located in Addison, IL, offers both one-time landlord insurance policies for individual property needs and scheduled renewable coverage for ongoing rental portfolios. General landlord insurance in this area protects landlords against property damage, liability claims, and loss of rental income. The agency helps property owners assess their specific coverage requirements based on property type and occupancy status. Service runs on either a one-time policy setup or a scheduled annual renewal basis, depending on client preference.
As autumn storms bring heavy rain to the Chicago suburbs, property owners in Addison often review their rental coverage. Farmers Insurance - James Provinzino serves as a landlord insurance agent for this area, helping clients protect their rental properties from common risks like water damage or liability claims. General policies typically cover structures and lost rental income during repairs. The process usually begins with an agent reviewing the specific property, assessing its age, and recommending appropriate coverage levels before a formal inspection is scheduled.
El Faro Insurance Agency & Tax Services in Addison, Illinois, specializes in landlord insurance policies tailored for residential and small commercial rental properties. It generally connects property owners with coverage for dwelling damage, liability protection, and lost rental income. The agency works with carriers to assess individual property risks and policy limits. As winter approaches, it helps landlords address potential claims from frozen pipes, ice dam damage, or slip-and-fall incidents on walkways.
What Does a a Landlord Insurance Agent in Addison Cost?
The cost of landlord insurance in Illinois typically ranges from 500 to 1500 dollars per year for a single-family rental property. Factors include property location age construction type and coverage limits. Addison rates may be slightly higher due to proximity to Chicago. This is general information not insurance advice.
About landlord insurance agents in Addison
A landlord insurance agent in Addison Illinois can help you find coverage that meets state requirements and protects your rental property. Illinois law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for Addison properties near Chicago.
Frequently Asked Questions
What does landlord insurance cover in Illinois?
Landlord insurance typically covers property damage loss of rental income and liability protection. In Illinois policies may also cover fire theft and vandalism. It does not cover tenant personal belongings.
Is landlord insurance required by law in Addison Illinois?
Illinois state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Many landlords also carry it to protect against lawsuits and property damage.
How do I choose a landlord insurance agent in Addison?
Look for an agent who specializes in rental property insurance and knows Illinois regulations. Ask about coverage limits deductibles and exclusions. Compare quotes from multiple agents to find suitable terms.
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