The top-rated landlord insurance agent in Calumet City, Illinois is Insurance Navy Brokers, rated 4.9 stars across 517 reviews. Other highly rated options include Bobby McClellan - State Farm Insurance Agent, Oxford Auto Insurance, Chris Martin - State Farm Insurance Agent. This directory lists 11 landlord insurance agents serving Calumet City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 663 River Oaks Dr | (708) 891-9495 |
| 2 | Bobby McClellan - State Farm Insurance Agent | 1475 Ring Rd Suite B | (708) 933-6233 |
| 3 | Oxford Auto Insurance | 1910 Sibley Blvd | (708) 498-1000 |
| 4 | Chris Martin - State Farm Insurance Agent | 852 Burnham Ave | (708) 862-3737 |
| 5 | Teri Kic - State Farm Insurance Agent | 525 Burnham Ave | (708) 862-9600 |
| 6 | Brian Richardson Sr. - State Farm Insurance Agent | 592 Torrence Ave | (708) 891-2323 |
| 7 | Louis Dodd: Allstate Insurance | 1551 Sibley Blvd | (708) 868-2800 |
| 8 | Premium Insurance Agency IL | 1950 River Oaks Dr | (708) 584-3744 |
| 9 | Eagle Insurance | Calumet City, IL 60409 | (708) 847-9707 |
| 10 | John Turner Agency | 93 Paxton Ave Suite 100 | (708) 868-6052 |
Insurance Navy Brokers in Calumet City, Illinois, is known for offering landlord insurance policies tailored to property owners in the local area. Its service range covers standard dwelling protection, liability coverage, and additional options for rental properties. Agents help landlords assess risks specific to Calumet City and surrounding communities, including rental income loss and property damage. A specialty service this company can add on is coverage for eviction-related legal expenses.
Bobby McClellan - State Farm Insurance Agent serves the Calumet City, Illinois area, specializing in landlord insurance. This agency provides coverage for residential rental properties, helping property owners protect their investments. Policies can address structural damage and loss of rental income. The agency assists with writing policies for single-family homes and multi-unit dwellings in the local market. Its services include handling claims for property damage and offering general liability protection for landlords.
Oxford Auto Insurance provides landlord insurance for rental property owners in Calumet City, Illinois. Its services include coverage for property damage, liability protection, and loss of rental income. The agency also discusses maintenance obligations with clients to help reduce claims risk. These services assist landlords in protecting their investment returns during tenancy changes. Oxford Auto Insurance serves owners of single-family homes, apartments, retail spaces, and restaurants.
Chris Martin - State Farm Insurance Agent serves homeowners, business owners, and property managers in Calumet City, Illinois. The agency provides landlord insurance designed to protect rental properties from common risks such as fire, liability claims, and vandalism. Policies can also help cover lost rental income when a unit becomes uninhabitable. The agent assists with tailoring coverage to individual buildings or multi-unit complexes. This location also provides services to property owners and managers in the nearby south suburban communities of Hammond and Lansing.
Teri Kic - State Farm Insurance Agent serves Calumet City, Illinois, and the surrounding South Suburban communities. The agency specializes in landlord insurance, handling policies for rental properties including single-family homes, duplexes, and small multi-unit buildings. These policies typically cover property damage, liability protection, and loss of rental income. To handle a typical job, the agent starts by reviewing the property details and the landlord’s specific exposure risks, then customizes coverage limits and deductibles to match the individual rental situation.
Brian Richardson Sr. - State Farm Insurance Agent in Calumet City, IL offers a choice between a single one-time policy for a specific rental property or an ongoing arrangement for a small portfolio of units. Coverage typically protects against common liabilities and property damage. The agent helps local landlords adjust these protections according to the building’s age and occupancy. Service operates purely on an as-needed basis, allowing clients to request quotes or policy updates at any time without a pre-set schedule.
Louis Dodd: Allstate Insurance in Calumet City, IL provides specialty landlord insurance services that protect rental properties from liability claims and property damage. The agency additionally offers general property and casualty coverage options to match diverse residential investment needs. Tenants come and go, but rental unit risks like fire, theft, or water damage from burst pipes persist throughout frigid Midwest winters, so the agent assists with policies that address these cold-weather claims.
As the winter season brings frozen pipes and ice dams to Calumet City properties, landlords rely on Premium Insurance Agency IL for tailored coverage. This agency understands the specific risks of rental housing, offering policies that address liability protection and property damage from tenant turnover. They help local owners balance deductibles and liability limits to fit their investment portfolios. The process typically begins with a thorough assessment of the property’s current condition and rental history to identify necessary coverage gaps.
Eagle Insurance serves Calumet City and the surrounding Illinois communities as a dedicated landlord insurance agent. The agency focuses on providing coverage for residential rental properties, including single-family homes and small multi-unit buildings. Local landlords rely on policies that protect against property damage and liability claims. Common risks addressed by this type of coverage include tenant-related incidents and weather-related losses. Lost rental income coverage is also available to help property owners manage financial disruptions. Eagle Insurance specifically handles landlord liability protection and dwelling property insurance for rental owners in this area.
Serving property owners in Calumet City and the surrounding region, the John Turner Agency provides landlord insurance to protect rental investments from common risks. Policies typically include coverage for property damage, liability claims, and lost rental income. In addition, the agency can arrange specialty endorsements such as coverage for vandalism, water backup, or landlord furnishings. Commercial sectors served include multi-unit apartment buildings, single-family rentals, mixed-use properties, offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Calumet City Cost?
The cost of landlord insurance in Illinois typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Calumet City, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Calumet City
Landlord insurance agents in Calumet City help property owners protect their rental investments. Illinois law requires landlords to maintain certain property standards, and a good insurance policy can cover liability, property damage, and loss of rental income. Working with a local agent ensures you understand Cook County regulations and Illinois landlord-tenant laws.
Frequently Asked Questions
What does landlord insurance cover in Calumet City Illinois?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Illinois, policies may also include coverage for vandalism or weather damage common to the Calumet City area.
Is landlord insurance required by law in Illinois?
Illinois does not legally require landlord insurance, but most mortgage lenders require it for rental properties. Without it, you could face significant out-of-pocket costs for property damage or liability claims.
How do Illinois landlord tenant laws affect insurance needs?
Illinois law requires landlords to maintain safe premises and make necessary repairs. Liability coverage in your policy can protect you if a tenant is injured due to a maintenance issue. Agents can help match coverage to your legal responsibilities.
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