The top-rated landlord insurance agent in Merrillville, Indiana is Freeway Insurance, rated 4.9 stars across 751 reviews. Other highly rated options include Crowel Agency, Inc., Larson Brokerage Insurance Agency, Farmers Insurance - Alicia Radin. This directory lists 19 landlord insurance agents serving Merrillville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 6176 Broadway | (219) 476-3417 |
| 2 | Crowel Agency, Inc. | 251 W 80th Pl | (219) 756-4707 |
| 3 | Larson Brokerage Insurance Agency | 1595 E 85th Ave | (219) 472-0822 |
| 4 | Farmers Insurance - Alicia Radin | 365 E 84th Dr | (219) 661-9381 |
| 5 | Dan Bane - State Farm Insurance Agent | 2105 W Lincoln Hwy | (219) 756-3700 |
| 6 | AllCity Adjusting | 99 E 86th Ave # G | (219) 227-3022 |
| 7 | Shelter Insurance - Dan Naumoski | 7895 Broadway SUITE G | (219) 310-8876 |
| 8 | Midcoast Insurance | 8585 Broadway ste 470 | (219) 213-2306 |
| 9 | HUB International | 8605 Broadway Suite A | (219) 865-6447 |
| 10 | Gayda & Associates | 6900 Broadway | (219) 793-9900 |
Freeway Insurance serves Merrillville, Indiana, and the surrounding communities. It handles landlord insurance policies for property owners in the area. The company addresses coverage needs such as property damage, liability protection, and loss of rental income. Its general approach to a typical job involves assessing a client’s specific property risks and policy requirements to secure appropriate protection.
Crowel Agency, Inc. in Merrillville, Indiana provides landlord insurance agents who differentiate between one-time policy placements for a single property and recurring service options for ongoing portfolio management. Coverage typically protects rental structures against fire, weather damage, and liability claims from tenants or visitors, with the added advantage of loss-of-rent reimbursement. Service at this agency is structured to run on an as-needed basis, allowing clients to schedule consultations or policy adjustments whenever their specific rental situation requires immediate attention.
Larson Brokerage Insurance Agency serves landlord property owners in the Merrillville, IN area and surrounding Lake County. It specializes in landlord insurance coverage for residential and commercial rental properties. The agency works with policies tailored to protect against property damage, liability claims, and loss of rental income. Every policy is designed to meet local landlord requirements. Larson Brokerage Insurance Agency handles both single-family rental unit policies and multi-unit apartment building insurance.
Farmers Insurance - Alicia Radin provides landlord coverage solutions in Merrillville, Indiana, including protections for rental property structures, liability, and loss of rental income. Policies are tailored to help property owners manage financial risks from tenant incidents, weather damage, or maintenance liabilities. The agency serves a range of residential and commercial rental properties, from single-family homes and apartment complexes to retail storefronts and restaurants, ensuring owners in the region have appropriate coverage for their specific investment needs.
Dan Bane - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Merrillville, Indiana, by offering landlord insurance policies that help protect residential investment properties from common risks. The agency assists clients in selecting coverage for dwelling damage, liability, and loss of rental income, tailoring policies to individual property needs. This agent also works with landlords covering properties in nearby Crown Point and the broader Lake County area.
Serving Merrillville, Indiana, and the surrounding communities in Lake County, AllCity Adjusting operates as a landlord insurance agent. It handles property coverage tailored for rental property owners, addressing risks such as fire damage, water leaks, and tenant liability claims. The company focuses on helping landlords understand their policy terms and necessary endorsements for income loss protection. It typically manages a claim by coordinating directly with the adjuster and providing detailed inventory documentation to support a fair settlement.
Shelter Insurance - Dan Naumoski in Merrillville, IN helps landlords choose between one-time policy setup for a single property or recurring plans for a growing portfolio. Coverage includes protection against property damage, liability claims, and loss of rental income from tenant issues. Policies address common local risks such as fire, severe storms, and water damage affecting rental units. Service runs on an as-needed basis for new policies or policy adjustments.
Midcoast Insurance specializes in creating customized landlord insurance policies for property owners in Merrillville, Indiana, and advises on standard protections like dwelling coverage and liability. It further assists landlords with broader risk management strategies suited to local rental markets. This agency helps clients evaluate necessary endorsements, such as coverage for loss of rental income, which is often essential after a summer maintenance disruption or a long vacancy period.
Winter ice damage and roof leaks can strike quickly in Northwest Indiana, prompting property owners to seek reliable landlord insurance agents. HUB International, based in Merrillville, IN, helps residential and commercial landlords review their policies for adequate rental dwelling and liability coverage. They assess local risks like freezing pipes or tenant turnover and recommend appropriate limits. Their process typically begins with a no-obligation inspection of the property’s age and condition to identify potential exposure points before any policy is finalized.
What Does a a Landlord Insurance Agent in Merrillville Cost?
The cost of landlord insurance in Indiana typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Merrillville, annual premiums often fall between 800 and 1,500 dollars, depending on the property value, location, and coverage limits. Factors like the age of the property and your claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Merrillville
Landlord insurance agents in Merrillville, Indiana help property owners protect their rental investments. Indiana law does not require landlord insurance, but mortgage lenders often mandate it. Local agents can tailor policies to cover risks like tenant damage or liability claims specific to Lake County properties.
Frequently Asked Questions
What does landlord insurance cover in Merrillville Indiana?
Landlord insurance typically covers property damage, liability for injuries on the rental property, and loss of rental income if the unit becomes uninhabitable. It does not cover tenant personal belongings or intentional damage by tenants.
Is landlord insurance required by law in Indiana?
Indiana state law does not require landlord insurance. However, your mortgage lender will likely require a landlord policy as a condition of the loan. It is also a smart way to protect your investment.
How do I choose a landlord insurance agent in Merrillville?
Look for an agent who specializes in rental property coverage and has experience with Indiana-specific risks like severe weather. Ask about policy exclusions and whether the policy covers fair rental value loss.
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