The top-rated landlord insurance agent in New Albany, Indiana is Countryside Insurance Agency Inc, rated 4.9 stars across 269 reviews. Other highly rated options include Garrett Taylor: Allstate Insurance, Theresa Lamb - State Farm Insurance Agent, Landon Samuel - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving New Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Countryside Insurance Agency Inc | 1411 State St | (812) 945-9123 |
| 2 | Garrett Taylor: Allstate Insurance | 2581 Charlestown Rd | (812) 949-1600 |
| 3 | Theresa Lamb - State Farm Insurance Agent | 1523 State St | (812) 945-8088 |
| 4 | Landon Samuel - State Farm Insurance Agent | 3010 Charlestown Crossing Way | (812) 542-1111 |
| 5 | Russ Thomas Insurance, Inc. | 2722 Charlestown Rd | (812) 945-5484 |
| 6 | Nick Fellows - State Farm Insurance Agent | 410 Silver St | (812) 941-8010 |
| 7 | Bill Cline: Allstate Insurance | 3211 Grant Line Rd #2 | (812) 913-5549 |
| 8 | John English - Indiana Farm Bureau Insurance | 379 Professional Ct | (812) 944-8439 |
| 9 | Kochert Insurance | 4206 Charlestown Rd # 120 | (812) 952-2514 |
| 10 | Fox Insurance & Investments | 3120 Blackiston Mill Rd suite d | (812) 944-1850 |
As winter approaches, landlords in New Albany often face frozen pipes and storm damage that require quick, specialized coverage. Countryside Insurance Agency Inc addresses these needs by offering policies tailored to protect rental property owners against weather-related perils and liability exposures common to regional housing stock. Their work involves reviewing each property’s individual risks and vacancy terms to ensure the landlord has appropriate protection. The process typically begins with a scheduled inspection of the rental unit to assess its current condition and coverage requirements.
Garrett Taylor: Allstate Insurance in New Albany, Indiana, is known for providing landlord insurance policies tailored to property owners. Its service range includes coverage for residential rental properties, addressing risks like property damage and liability claims. Local landlords can obtain policies that protect income loss and legal expenses from tenant disputes. An additional specialty service Garrett Taylor can offer is a policy add-on for vandalism or theft coverage.
Theresa Lamb - State Farm Insurance Agent in New Albany, Indiana, offers a comprehensive range of landlord insurance products designed to protect rental property investments. Its service packages are structured to cover property damage, liability claims, and potential loss of rental income, with options for customized maintenance plans. The agency provides protection for various property types, including single-family homes, apartments, retail spaces, and restaurants.
Landon Samuel - State Farm Insurance Agent in New Albany, Indiana, serves homeowners, businesses, and property managers seeking specialized landlord insurance coverage. The agency helps landlords protect rental properties against common risks such as property damage and liability claims. Policies can be tailored to cover single-family rentals, duplexes, or small apartment buildings. This location provides convenient access for clients in New Albany and also serves the nearby community of Clarksville within the Louisville metropolitan area.
Russ Thomas Insurance, Inc. serves clients throughout Floyd County and the greater New Albany area as a dedicated landlord insurance agent. The company provides specialized insurance policies designed to protect rental property owners against financial losses from property damage, liability claims, and lost rental income. Coverage options address the unique risks faced by landlords, including protection for multi-unit dwellings and single-family rental homes. Russ Thomas Insurance customizes policies for both short-term vacation rentals and long-term residential leases in this region.
Nick Fellows - State Farm Insurance Agent serves New Albany, Indiana, and the surrounding communities in Floyd County. This landlord insurance agent handles policies that help protect rental properties, including coverage for the dwelling structure and liability. His agency works with both single-family homes and multi-unit buildings. A typical job begins with a detailed review of the property’s exposure to risk, then he customizes a policy to fit the specific needs of the landlord. His general approach always involves explaining each coverage option clearly before any final decisions are made.
Bill Cline: Allstate Insurance in New Albany, Indiana provides landlord insurance services. A standard landlord policy covers property damage and liability protection, whereas additional coverage for loss of rental income is available as a separate option. These services are tailored for owners of residential rental properties in the local area. Service for policy management and claims assistance is typically provided on an as-needed basis.
John English of Indiana Farm Bureau Insurance in New Albany specializes in landlord insurance, offering policies that protect rental properties from structural damage and liability claims. His agency also provides general coverage guidance for residential and small commercial landlords, helping them select appropriate deductibles and policy limits. As winter approaches, John English assists property owners with assessing risks related to frozen pipes and ice dam damage to ensure their investments remain covered.
As storm seasons bring increased risk to rental properties in New Albany, Indiana, Fox Insurance & Investments helps local landlords secure appropriate coverage for their investments. The agency works with owners of single-family rentals and multi-unit dwellings to explain policy options that address property damage and liability exposure. By focusing on the specific needs of area landlords, the firm provides guidance on matching coverage to individual rental portfolios. Every new client relationship begins with a thorough review of their properties and current policy details to identify gaps.
What Does a a Landlord Insurance Agent in New Albany Cost?
Landlord insurance costs in Indiana depend on factors like property value, location, and coverage limits. For a standard rental home in New Albany, annual premiums often range from 800 to 1,500 dollars. Older homes or properties with higher liability risks may cost more. An agent can provide a personalized quote based on your specific property and needs. This is general information, not insurance advice.
About landlord insurance agents in New Albany
Landlord insurance agents in New Albany, Indiana help rental property owners protect their investments. Indiana law does not require landlords to carry insurance, but most mortgage lenders do require a policy. Agents can explain coverage for property damage, liability, and loss of rental income specific to Floyd County properties.
Frequently Asked Questions
What does landlord insurance cover in New Albany Indiana?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover a tenants personal belongings. Indiana law does not mandate specific coverage amounts, so an agent can help you choose appropriate limits.
Is landlord insurance required by law in Indiana?
No, Indiana state law does not require landlords to carry insurance. However, most mortgage lenders and some homeowners associations in New Albany do require a landlord policy. An agent can help you meet these requirements and avoid gaps in coverage.
How much does landlord insurance cost in Indiana?
Costs vary widely based on property location, age, and coverage levels. In Indiana, a typical landlord policy costs between 15 and 30 percent more than a standard homeowners policy. For a single family rental in New Albany, expect annual premiums from 800 to 1,500 dollars. This is general information, not insurance advice.
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