The top-rated landlord insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Mark Doyle - State Farm Insurance Agent | 2701 Stange Rd Ste 110 | (515) 232-8090 |
| 3 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 4 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 5 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 6 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 7 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 8 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 10 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
Fortress Insurance Services serves the Ames, Iowa, metro area as a dedicated landlord insurance agent. It provides essential coverage solutions tailored for rental property owners in this region. The company helps property owners protect their investments from common local risks. It also guides clients in managing liabilities associated with renting out residential units. Its service selection includes both building and liability insurance for landlords in Ames.
Mark Doyle - State Farm Insurance Agent in Ames, IA, provides a range of landlord insurance services, including coverage for rental properties and liability protection. Its service approach includes offering personalized policy reviews and claims assistance to help landlords manage their investments. The agency also maintains ongoing customer support to address policy questions or adjustments as needed. It services single-family homes, apartments, retail spaces, and restaurants.
Scott Richardson - State Farm Insurance Agent in Ames, Iowa, serves homeowners, residential landlords, and property managers with tailored landlord insurance policies. The agency provides coverage for dwelling protection, liability, and loss of rental income for investment properties in the area. They assist clients in managing risks associated with rental housing, from single-family homes to small apartment complexes. Scott Richardson - State Farm Insurance Agent also offers insurance solutions for landlords operating in neighboring communities throughout Story County and the broader Ames metro region.
Louis Slaughter III - State Farm Insurance Agent serves Ames, Iowa, and the surrounding Story County communities. The agency handles landlord insurance policies designed to protect rental property owners from common risks like property damage and liability claims. An agent works with clients to assess the specific needs of their rental units, whether single-family homes or multi-unit buildings. Approaching each account individually, the agency reviews coverage options to help find suitable protection for both the structure and the landlord’s financial interests during the policy term.
AlekCO Insurance in Ames, IA specializes in landlord insurance policies for both single-family rentals and small multi-unit properties. Its agents assist property owners in understanding coverage for structures, liability in common areas, and major systems like plumbing and electrical. This work helps local landlords manage the financial impact of tenant-caused damage or legal defense from an on-site injury. As Iowa winters bring risks from snow-related roof collapses or frozen pipe bursts, AlekCO Insurance guides property owners in confirming whether such seasonal issues are covered under their standard policy.
For landlords, a single-claim policy and a multi-property portfolio require distinctly different coverage levels, and this agent works with clients to match each plan to the specific risks of residential rentals in Ames. The offered landlord insurance generally protects buildings, liability exposures, and loss of rental income. Whether a property owner needs a one-time policy for a short-term lease or a scheduled program for ongoing annual renewals, the service is coordinated on an as-needed basis to accommodate each unique rental situation.
When autumn storms arrive in Ames, property owners often worry about weather-related damage to their rental units. Severson Insurance Agency, Inc. helps local landlords address these concerns by structuring policies that cover common rental property risks in central Iowa. As a dedicated landlord insurance agent, the company works with clients to understand how liability coverage and property protection apply to their specific investments. They begin each new relationship by arranging a thorough review of the rental property, conducting an initial assessment of the building and its systems before recommending any coverage.
Shelter Insurance - Mike Dolan provides landlord insurance solutions for property owners in Ames, Iowa, covering risks associated with residential rentals. The agency can tailor policies with additional coverage for liability protection and loss of rental income. Property managers and individual landlords benefit from personalized service designed to address local rental market exposures. The agency serves commercial sectors including offices, warehouses, and food service establishments to help protect their leased spaces.
Gallagher Insurance, Risk Management & Consulting serves the Ames, Iowa area as a local provider of landlord insurance policies. The agency offers coverage options tailored to owners of rental properties, protecting against common risks associated with residential leasing. Policies can address property damage, liability concerns, and loss of rental income. The company works with individual landlords to structure appropriate protection for their specific holdings. This includes handling claims related to tenant injuries and coverage for rental home structural damage.
Specializing in residential rental properties in Ames, IA, Joe Leto - COUNTRY Financial Representative provides landlord insurance solutions tailored to protect investment properties. Commercial coverage for multi-unit buildings and rental apartments is also addressed. Serving the Ames area and surrounding communities, the agency offers guidance on risk management. Clients often rely on this local representative for periodic policy reviews and adjustments between regular property visits, ensuring continuous protection remains aligned with changing coverage needs.
What Does a a Landlord Insurance Agent in Ames Cost?
The cost of landlord insurance in Iowa typically ranges from 25 to 50 percent more than a standard homeowners policy. For a single family rental you might pay between 800 and 1,500 dollars per year. Factors like property age location and coverage limits affect the premium. This is general information and not insurance advice.
About landlord insurance agents in Ames
A landlord insurance agent in Ames Iowa helps property owners find coverage for rental homes and apartments. Iowa law does not require landlord insurance but most mortgage lenders do. An agent can explain how local risks like severe weather affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Ames Iowa?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. It does not cover a tenants personal belongings. An agent can help you choose the right limits for your property.
Is landlord insurance required by Iowa law?
Iowa does not legally require landlord insurance. However your mortgage lender will likely require a policy. An agent can help you meet lender requirements while protecting your investment.
How do I choose a landlord insurance agent in Ames?
Look for an agent who specializes in rental property coverage and understands Iowa insurance regulations. Ask about coverage for weather events like hail and wind which are common in Ames. Compare quotes from multiple agents to find the right fit.
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