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HomeLandlord Insurance AgentsIowa › Des Moines

Find Landlord Insurance Agents Near You in Des Moines, IA

Browse landlord insurance agents serving Des Moines, Iowa. Updated 2026-07-14.

The top-rated landlord insurance agent in Des Moines, Iowa is The Insurance Specialists Inc, rated 4.8 stars across 284 reviews. Other highly rated options include Ligouri Insurance, Boersma Insurance Services, Insurance Networking Systems. This directory lists 13 landlord insurance agents serving Des Moines.

Showing 13 landlord insurance agents in Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Specialists Inc514 E Euclid Ave(515) 280-1207
2Ligouri Insurance4320 1/2 SW 9th St(515) 285-0370
3Boersma Insurance Services100 Court Ave #310/450(515) 327-7033
4Insurance Networking Systems3512 Ingersoll Ave(515) 243-1223
5Budget Insurance3111 Douglas Ave(515) 277-1313
6Centro Insurance5406 Douglas Ave(515) 318-5638
7Adriana's Agency1514 E Grand Ave Suite B(515) 266-0402
8Donahue Insurance Agency Inc5925 SW 9th St(515) 287-3919
9Davis Insurance Agency2815 Beaver Ave # 200(515) 274-3838
10Dallas Downey, DSM Insurance Guy505 E Grand Ave(515) 373-8988
IS
514 E Euclid Ave
The Insurance Specialists Inc
Landlord Insurance Agent · Des Moines, IA

The Insurance Specialists Inc serves the Des Moines, Iowa, metro area as a dedicated landlord insurance agent. This firm provides property protection tailored specifically for owners who lease residential or commercial units. Coverage plans are structured to address the risks real estate investors encounter in the region’s rental market. Policies can protect structures against damage from weather events common to the Midwest and also help cover potential lost rental income. The company assists landlords in securing liability coverage for tenant injuries and also handles policies designed for multi-unit apartment properties.

LI
4320 1/2 SW 9th St
Ligouri Insurance
Landlord Insurance Agent · Des Moines, IA

Ligouri Insurance provides a broad range of landlord insurance services, including property damage coverage and liability protection for residential and commercial owners. It offers service plans that help property managers maintain adequate policy limits and adjust coverage as tenants or buildings change. These plans focus on ensuring consistent protection against common rental property risks in Des Moines. Ligouri Insurance services single-family homes, apartment complexes, retail spaces, and restaurants throughout the local area.

BI
100 Court Ave #310/450
Boersma Insurance Services
Landlord Insurance Agent · Des Moines, IA

Boersma Insurance Services serves Des Moines, Iowa, and its surrounding communities as a landlord insurance agent. It handles property coverage for residential and commercial rental owners, addressing risks like property damage, liability claims, and loss of rental income. The company works to match each policy to the specific needs of a landlord’s portfolio, evaluating the property type and local exposure factors. Its general approach involves a thorough consultation to identify coverage gaps, then customizing a plan that aligns with the landlord’s financial protections and budget requirements.

IN
3512 Ingersoll Ave
Insurance Networking Systems
Landlord Insurance Agent · Des Moines, IA

For individuals requiring occasional assistance versus those needing ongoing risk management, Insurance Networking Systems in Des Moines, IA provides tailored landlord insurance solutions. Coverage options address property damage, liability protection, and potential rental income loss for residential or commercial landlords. Their agents focus on matching policy structures to a client's rental portfolio size and specific exposure concerns. Service appointments are available on either a one-time consultation or scheduled recurring basis to accommodate different property management needs.

BI
3111 Douglas Ave
Budget Insurance
Landlord Insurance Agent · Des Moines, IA

Budget Insurance serves property managers, landlords, and real estate investors throughout Des Moines who need coverage for rental dwellings. The agency provides landlord-specific policies that protect against property damage, liability claims, and loss of rental income. Clients can expect guidance in selecting appropriate deductibles and liability limits for their single-family or multi-unit properties. Budget Insurance also works with policyholders and their tenants to understand coverage requirements. In addition to serving Des Moines, the company covers the neighboring community of West Des Moines for landlord insurance needs.

CI
5406 Douglas Ave
Centro Insurance
Landlord Insurance Agent · Des Moines, IA

Centro Insurance specializes in customized policies for landlords, including property damage and liability protection. The agency serves Des Moines, Iowa, by helping local property owners navigate coverage options for single-family rentals and multi-unit buildings. Its general service work involves risk evaluation for both long-term leases and short-term stays, ensuring compliance with regional insurance requirements. Throughout the harsh Iowa winters, the company assists landlords in addressing specific concerns like frozen pipe damage and ice dam liabilities.

AS
1514 E Grand Ave Suite B
Adriana's Agency
Landlord Insurance Agent · Des Moines, IA

When icy conditions threaten Des Moines property, landlords often seek coverage to protect against burst pipes and slip-and-fall claims. Adriana's Agency addresses these seasonal risks by offering landlord insurance tailored to rental property owners in the area. The company focuses on policies that cover dwelling damage, liability protections, and potential loss of rental income. A potential client can begin the process by scheduling a thorough on-site inspection of their rental unit, where an agent assesses the property’s specific risks and coverage needs.

DI
5925 SW 9th St
Donahue Insurance Agency Inc
Landlord Insurance Agent · Des Moines, IA

Donahue Insurance Agency Inc serves Des Moines property owners by offering general landlord insurance that covers dwelling damage and liability for residential rentals. For added protection, the agency helps secure endorsements for specific rental equipment, business interruption losses, or tenant-related damage exclusions common in local leases. Policies are structured to address the unique exposures of multi-unit buildings, seasonal rentals, and long-term single-family homes. Commercial sectors often served include main street offices, suburban warehouses, and the area's expanding food service operations.

DI
2815 Beaver Ave # 200
Davis Insurance Agency
Landlord Insurance Agent · Des Moines, IA

Davis Insurance Agency in Des Moines provides residential landlord insurance for property owners renting single-family homes and duplexes. The agency also covers commercial rental properties in the area. Working with landlords throughout Des Moines, the agency helps structure policies for standard lease scenarios. After issuing a policy, the agency maintains contact with landlords to assist with coverage adjustments when properties change tenants or require upgrades between regular renewal visits.

DD
505 E Grand Ave
Dallas Downey, DSM Insurance Guy
Landlord Insurance Agent · Des Moines, IA

Dallas Downey, DSM Insurance Guy is a Des Moines, IA landlord insurance agent known for helping property owners manage risk for residential and small commercial rentals. The firm handles standard coverage such as property damage and liability protection. Policies are tailored to different property types within the local area. For property owners with multi-unit dwellings or older structures requiring replacement-cost adjustments, the agency can advise on coordinating additional loss-of-income endorsements.

RR
300 Walnut St STE 200
Reynolds & Reynolds Inc
Landlord Insurance Agent · Des Moines, IA
(515) 243-1724
agent.travelers.com/ia/des-moines/300-walnut-st
HH
820 Lyon St #8
Hartford Home Insurance Solutions
Landlord Insurance Agent · Des Moines, IA
(808) 563-5011
home-insurance-desmoines.com
LI
2580 Fleur Dr Suite 102
Legado Insurance Professionals
Landlord Insurance Agent · Des Moines, IA
(515) 809-9271
legadoinsurance.com

What Does a a Landlord Insurance Agent in Des Moines Cost?

In Iowa, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Des Moines, annual costs often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.

About landlord insurance agents in Des Moines

Landlord insurance agents in Des Moines help property owners protect their rental investments with specialized coverage. Iowa law does not require landlord insurance but mortgage lenders often do. Agents can explain how local weather risks like hail and tornadoes affect your policy options.

Frequently Asked Questions

What does a landlord insurance agent in Des Moines do?

A landlord insurance agent helps you find coverage for rental property damage, liability, and lost rental income. They compare policies from different insurers and explain Iowa-specific exclusions like flood or earthquake damage.

Is landlord insurance required in Iowa?

Iowa state law does not require landlord insurance. However your mortgage lender may require a policy that covers the building. Many landlords also carry liability coverage to protect against tenant injury claims.

How do Iowa weather risks affect landlord insurance?

Iowa experiences hail storms, tornadoes, and heavy snow. Standard landlord policies often cover wind and hail damage but may exclude flood. An agent can help you add separate flood insurance through the National Flood Insurance Program.

Landlord Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.