The top-rated landlord insurance agent in Houma, Louisiana is Freeway Insurance, rated 4.9 stars across 280 reviews. Other highly rated options include Trinity Insurance Agency, Inc, Dalton LeBlanc - State Farm insurance Agent, Boudreaux & Associates Insurance Agency, Inc.. This directory lists 20 landlord insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 209 Bayou Gardens Blvd Ste H | (985) 200-0045 |
| 2 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 3 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 4 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 5 | Brian Mustin: Allstate Insurance | 5328 LA-311 | (985) 873-1411 |
| 6 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 7 | David Ohlmeyer Jr.: Allstate Insurance | 6658 W Park Ave | (985) 876-0116 |
| 8 | Zeal Insurance | 2043 Coteau Rd | (985) 873-8000 |
| 9 | Southgate Insurance Agency, LLC | 1155 St Charles St | (985) 262-0406 |
| 10 | Eric Landry Agency: Allstate Insurance | 258 Enterprise Dr | (985) 873-1611 |
Freeway Insurance serves Houma, Louisiana, and the surrounding communities with landlord insurance policies tailored to local rental property risks. It handles coverage for single-family rentals, multi-unit dwellings, and other residential investment properties common to the area. The company evaluates each property’s specific exposure, including weather-related damage and liability concerns, to recommend appropriate protection levels. To handle a typical job, it assesses the property’s condition and the landlord’s portfolio needs before presenting policy options.
Trinity Insurance Agency, Inc serves the Houma, Louisiana metro area and nearby Terrebonne Parish with landlord insurance coverage designed to protect rental property owners. The agency offers policies that typically cover property damage, liability claims, and loss of rental income. Understanding local weather risks is a standard part of tailoring a policy. Trinity Insurance Agency, Inc handles general liability protection for landlords and specific dwelling coverage for single-family rental homes.
Dalton LeBlanc - State Farm Insurance Agent in Houma, LA provides landlord insurance services to protect rental properties from liability and property damage. It offers policies tailored for residential and commercial landlords, with plans that help cover repair costs and loss of rental income during claims. The agency assists property owners in securing coverage for basic maintenance needs and unexpected disruptions. Its service extends to single-family homes, apartments, retail spaces, and restaurants.
Boudreaux & Associates Insurance Agency, Inc. serves individual landlords and property managers seeking protection for rental dwellings in Houma, LA. The agency offers specialized landlord insurance policies covering income loss, liability, and structural damage. Their services help property owners manage risk and safeguard investments across the region. The firm extends coverage to the neighboring communities of Gray and Schriever as well.
Brian Mustin: Allstate Insurance serves Houma, Louisiana, and the surrounding communities of Terrebonne Parish, providing landlord insurance policies for residential and commercial rental property owners. This agency handles coverage for rental dwellings, including protection against property damage, liability claims, and loss of rental income. To manage a typical job, it evaluates the specific property type and risk factors, then customizes a policy to align with the landlord’s financial needs and local rental market conditions.
Terrebonne Insurance Agency, Inc in Houma, LA distinguishes between one-time policy evaluations and ongoing recurring coverage management for landlord clients. Coverage for rental properties typically addresses liability protection, property damage, and loss of rental income. As a local landlord insurance agent, the agency works to align coverage with individual property risks and local regulations. Service to clients runs on either a one-time consultation basis or a scheduled annual policy review basis.
As the humid Gulf Coast summer brings frequent thunderstorms and potential flooding to Houma, protecting rental properties becomes a priority for local landlords. David Ohlmeyer Jr.: Allstate Insurance specializes in landlord insurance policies that cover structures and liability for property owners in the region. The company works with individual investors to evaluate the specific risks of their rental units, from older residences in historic neighborhoods to newer developments. A typical first step involves scheduling a walkthrough inspection of the property to document its current condition and identify any immediate concerns.
Zeal Insurance specializes in policies for residential rental properties and small-scale commercial landlord needs in Houma, LA. It provides coverage for property damage, liability protection, and loss of rental income for local owners. The agency works with individual investors managing single-family homes. It helps address common risks like hurricane damage during storm season, assisting landlords with claims and coverage adjustments before and after weather events.
Southgate Insurance Agency, LLC in Houma, Louisiana distinguishes between one-time landlord insurance policies for a single lease period and recurring annually renewable plans providing continuous protection. Their coverage typically includes dwelling damage, liability protection, and loss of rental income for property owners. Services are available on an as-needed basis, allowing landlords to request tailored policy reviews or adjustments whenever their rental property situation changes.
Eric Landry Agency, operating under Allstate Insurance, provides financial protection for property owners throughout Houma, Louisiana. The agency specializes in landlord insurance policies designed to cover rental properties from common risks such as property damage, liability claims, and lost rental income. Clients can obtain coverage tailored to safeguard residential and commercial real estate investments. Commercial sectors served include office buildings, warehouses, and food service establishments, each requiring specific policy provisions to address distinct operational hazards.
What Does a a Landlord Insurance Agent in Houma Cost?
The cost of landlord insurance in Louisiana typically ranges from $800 to $2,500 per year for a single-family rental property, depending on location, property value, and coverage limits. In Houma, premiums may be higher due to hurricane and flood exposure. Factors like deductible amount and liability limits also affect price. This is general information, not insurance advice.
About landlord insurance agents in Houma
Landlord insurance agents in Houma, Louisiana help rental property owners protect their investments with tailored policies. Louisiana law requires landlords to maintain certain coverages, such as liability insurance, and agents can explain how state-specific risks like hurricane damage affect your policy. Local agents understand the unique needs of Houma properties, from bayou-side rentals to commercial buildings.
Frequently Asked Questions
What does landlord insurance cover in Houma Louisiana?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Louisiana, policies often include wind and hail coverage due to hurricane risk. Flood insurance is usually separate and may be required by lenders.
Is landlord insurance required by law in Louisiana?
Louisiana does not legally require landlord insurance, but most mortgage lenders mandate it. Without it, you risk financial loss from property damage or lawsuits. An agent can help you meet lender requirements and state-specific liability needs.
How do I choose a landlord insurance agent in Houma?
Look for an agent licensed in Louisiana with experience in rental property coverage. Ask about their knowledge of local risks like flooding and hurricanes. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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