The top-rated landlord insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Hight-Doland Agency: Allstate Insurance, Shayne Laughlin - State Farm Insurance Agent, Kelly Lee Insurance. This directory lists 20 landlord insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Madison Crain - State Farm Insurance Agent | 4080 Nelson Rd Ste 900 | (337) 477-3830 |
| 2 | Hight-Doland Agency: Allstate Insurance | 3405 Lake St | (337) 474-2020 |
| 3 | Shayne Laughlin - State Farm Insurance Agent | 4328 Lake St | (337) 477-7354 |
| 4 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 5 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 6 | Goosehead Insurance - Garet Berry | 113 W Sallier St | (337) 347-7022 |
| 7 | Goosehead Insurance - Jeff Jones | 4216 Lake St | (225) 960-4370 |
| 8 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 9 | Jennifer Stevens - GEICO Insurance Agent | 4201 Nelson Rd Suite 300 | (337) 474-1700 |
| 10 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
Madison Crain - State Farm Insurance Agent in Lake Charles, Louisiana, serves homeowners, landlords, and property managers who need coverage for rental properties. The agency helps clients select policies that protect residential income properties from common risks, including property damage and liability claims. Each policy is tailored to the specific needs of local landlords operating in the Lake Charles rental market. This independent insurance agency also provides comparable coverage options for property owners and investors in the nearby Sulphur area of Calcasieu Parish.
Hight-Doland Agency: Allstate Insurance provides landlord insurance services in and around Lake Charles, Louisiana. It offers tailored coverage to protect rental property investments, including liability and property damage protection. The agency works with property management plans to help maintain consistent rental income and mitigate risks. Its policies serve a variety of real estate holdings, such as single-family homes, apartments, retail spaces, and restaurants.
In the humid Louisiana summer, storm damage concerns often prompt Lake Charles landlords to review their policies. Shayne Laughlin - State Farm Insurance Agent responds by offering dedicated landlord insurance coverage tailored to local property risks. The agency understands the unique liability issues landlords face with rental tenants and structures. Working here involves reviewing specific property needs and local building codes to match appropriate policy options. A typical initial step is scheduling a walkthrough assessment of the rental property.
Kelly Lee Insurance serves property owners in Lake Charles, Louisiana, and the surrounding communities in Calcasieu Parish. The agency focuses exclusively on landlord insurance, handling policies for residential rental properties, multi-unit dwellings, and small commercial buildings. Coverage options typically include property damage, liability protection, lost rental income, and related endorsements specific to local weather risks. When processing a claim, the firm prioritizes clear communication with the landlord and a thorough review of policy details to ensure an accurate settlement.
Goosehead Insurance - James Bice provides residential landlord insurance services for property owners in Lake Charles, LA. The agency also handles commercial coverage options for larger rental portfolios, serving clients throughout the local area. Personalized consultations help match policies to specific property needs, such as dwelling protection or liability coverage. After an initial policy is in place, the agency follows up regularly between scheduled visits to ensure coverage remains appropriate as property conditions change.
Goosehead Insurance - Garet Berry in Lake Charles, LA is known for connecting landlords with property insurance aligned to their specific rental needs. The agency offers coverage for residential rental properties, including protection for dwelling structures and liability. Landlords can also request additional coverage for loss of rental income during property repairs. A specialty service available is supplementary protection for vacant rental units between tenants.
Goosehead Insurance - Jeff Jones serves homeowners, landlords, and property managers in Lake Charles, Louisiana, by providing tailored landlord insurance policies. Coverage options protect rental properties from common risks like fire, liability, and storm damage in the region. The agency focuses on matching clients with suitable plans for single-family rentals or multi-unit dwellings. It also handles related commercial coverage for local real estate investors. Additionally, Goosehead Insurance extends its services to landlords in the nearby Sulphur metro area, ensuring broader access to essential property protection.
Serving Lake Charles, Louisiana, and the surrounding communities, Scotty Mathews Ins Agcy Inc assists property owners with landlord insurance coverage. The company handles policies that protect residential rental properties and associated liabilities. Each client’s situation is reviewed to identify what specific exposures need to be addressed. The agency then matches those needs with appropriate coverage options and explains the policy terms clearly before a final plan is selected.
Jennifer Stevens - GEICO Insurance Agent in Lake Charles, Louisiana, provides landlord insurance policies covering property damage, liability, and loss of rental income for residential and commercial landlords. It offers routine policy reviews and guidance on adjusting coverage limits as property values change. Maintenance plan options may include assistance with documenting property conditions and reporting claims efficiently. The agency services single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to each property type’s specific risks.
Insurance Unlimited in Lake Charles, Louisiana helps landlords distinguish between one-time policy setups for new rental properties and recurring annual coverage options that renew automatically. Their landlord insurance policies protect property owners against rental income loss, liability claims, property damage, and vandalism, covering both single-family rentals and multi-unit dwellings. Service is typically offered on a scheduled annual renewal or as-needed basis to address specific policy changes or claims.
What Does a a Landlord Insurance Agent in Lake Charles Cost?
Landlord insurance in Louisiana typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Lake Charles annual premiums range from 800 to 1,800 dollars depending on property value location and coverage limits. Flood insurance adds 500 to 1,500 dollars per year. This is general information not insurance advice.
About landlord insurance agents in Lake Charles
Landlord insurance agents in Lake Charles Louisiana help property owners protect rental homes and commercial buildings. Louisiana law does not require landlord insurance but most mortgage lenders do. Local agents understand risks like hurricane damage and flood exposure common in Southwest Louisiana.
Frequently Asked Questions
What does landlord insurance cover in Lake Charles?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Louisiana policies often exclude flood damage which requires a separate flood insurance policy.
Is landlord insurance required by law in Louisiana?
Louisiana state law does not require landlord insurance. However most mortgage lenders and property management companies require it. Some parishes may have specific requirements for short-term rental properties.
How do I choose a landlord insurance agent in Lake Charles?
Look for an agent who specializes in rental property coverage and knows local risks like hurricanes and flooding. Ask about replacement cost coverage and liability limits that meet Louisiana landlord tenant laws.
Landlord Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Harvey · Houma · Kenner · Lafayette · Marrero · Metairie · Monroe · New Orleans · Shreveport · Slidell