The top-rated landlord insurance agent in Falmouth, Maine is Ficker Insurance Group, Falmouth, ME: Allstate Insurance, rated 4.7 stars across 145 reviews. Other highly rated options include Marsh Agency, Katie Caiazzo - State Farm Insurance Agent, Maine Title Services. This directory lists 11 landlord insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ficker Insurance Group, Falmouth, ME: Allstate Insurance | 241 US-1 Ste 202 | (207) 773-0770 |
| 2 | Marsh Agency | 251 US-1 STE W15 | (207) 772-2818 |
| 3 | Katie Caiazzo - State Farm Insurance Agent | 251 US-1 | (207) 781-5113 |
| 4 | Maine Title Services | 361 US-1 | (207) 781-7400 |
| 5 | foreside insurance | 264 US-1 | (207) 803-5671 |
| 6 | Lovely Insurance | 256 US-1 | (207) 280-8624 |
| 7 | National Housing Insurance Group | 11 Blackstrap Rd | (207) 401-4567 |
| 8 | Horace Mann Insurance Co | 423 Falmouth Rd | (207) 797-3019 |
| 9 | Equinox Financial & Insurance Services | 251 US-1 | (207) 781-3580 |
| 10 | Termhouse Insurance Brokerage | 4 Birkdale Rd | (207) 831-6276 |
Ficker Insurance Group, serving Cumberland County and the greater Falmouth, Maine area, provides landlord insurance agent services. It helps property owners protect their rental investments with appropriate coverage options. General offerings include policies for dwelling protection, liability coverage, and loss of rental income. The company handles specific needs such as securing coverage for single-family rental homes and multi-unit apartment buildings in this region.
Marsh Agency provides a full range of landlord insurance solutions for property owners in Falmouth, Maine. It offers tailored coverage for rental properties, including liability protection and property damage policies. The agency also provides ongoing policy reviews and claims support services to help landlords manage their risks effectively. Its services cover single-family homes, apartments, retail spaces, and restaurants.
Katie Caiazzo - State Farm Insurance Agent serves homeowners, businesses, and property managers in Falmouth, Maine. The agency provides landlord insurance policies designed to protect rental properties, including coverage for dwelling structures, liability, and potential loss of rental income. Clients seeking to safeguard their investment properties can receive personalized guidance on policy options. The office also extends its services to neighboring communities within the greater Portland metro area, including Cumberland and Yarmouth.
Maine Title Services serves the Falmouth area and surrounding Maine communities as a landlord insurance agent. It handles comprehensive coverage for rental property owners, including protection against property damage, liability claims, and loss of rental income. The company provides policies tailored to both single-family rentals and multi-unit buildings. To handle a typical job, it begins by assessing the property’s specific risks and the landlord’s financial needs, then matches these factors with suitable insurance plans from its network of carriers.
Foreside Insurance, based in Falmouth, ME, distinguishes between one-time landlord policies and recurring annual coverage plans. The agency provides protection for rental properties, addressing risks like building damage, liability from tenant injuries, and loss of rental income. Service is arranged on an as-needed basis, allowing property owners to schedule consultations or policy adjustments when they arise rather than adhering to a fixed timetable.
Specializing in rental property coverage, Lovely Insurance in Falmouth, ME, provides tailored policies for landlords, including protection for single-family homes, multi-unit buildings, and vacation rentals. Its general service work involves advising property owners on liability and property damage solutions to mitigate common risks. The company also helps address specific seasonal concerns, such as preparing for winter weather damage or managing tenant vacancies during the colder months.
Based in Falmouth, ME, National Housing Insurance Group serves as a local landlord insurance agent, providing general property coverage for rental dwellings. The company specializes in additional policy attachments such as liability protection for common areas and loss of rental income endorsements. It structures coverage to protect residential properties against tenant damage and weather-related claims in the Maine region. Its commercial sectors include managed multifamily units, professional office buildings, storage warehouse facilities, and food service restaurant spaces.
With the arrival of Maine’s harsh winter weather, property owners in Falmouth face risks from frozen pipes, ice dams, and heavy snow loads on roofs. Horace Mann Insurance Co offers landlord insurance tailored to protect rental properties against these seasonal damages. Coverage typically includes liability for tenant injury and loss of rental income when a unit becomes uninhabitable. The process begins with a thorough inspection of the premises to assess existing conditions, identify potential hazards, and determine appropriate policy limits for the building and its contents.
Equinox Financial & Insurance Services offers residential landlord insurance for property owners in Falmouth, Maine. They also provide commercial coverage for larger rental properties and multi-unit buildings throughout the greater Portland area. Their work focuses on helping landlords protect income streams from unexpected property damage or liability claims. With local knowledge of regional weather and market conditions, they help tailor policies to fit individual rental portfolios. Clients often return to review coverage after renewing leases or purchasing additional rental units between regular inspections.
Termhouse Insurance Brokerage in Falmouth, ME, is a local insurance agency known for providing tailored coverage options for residential and commercial rental properties. Its services include policies that protect landlords against property damage, liability claims, and loss of rental income. The agency works with property owners to assess the specific risks associated with managing rental units in the greater Cape Elizabeth area. It can also add on coverage for vandalism or tenant-caused damage, ensuring a comprehensive layer of protection for income-generating real estate.
What Does a a Landlord Insurance Agent in Falmouth Cost?
The cost of landlord insurance in Maine generally ranges from 800 to 2000 dollars per year for a single family rental. Factors include the property value location in Falmouth and the deductible chosen. Policies with higher liability limits or additional coverage for flood or earthquake will cost more. This is general information and not insurance advice.
About landlord insurance agents in Falmouth
A landlord insurance agent in Falmouth Maine helps property owners protect their rental investments. Maine law requires landlords to maintain safe premises under the implied warranty of habitability. An agent can tailor a policy to cover property damage liability and loss of rental income for Falmouth homes and apartments.
Frequently Asked Questions
What does a landlord insurance agent in Falmouth do?
A landlord insurance agent helps you choose a policy that covers your rental property against fire theft and liability. They explain Maine specific requirements such as lead paint disclosure and security deposit rules. They also help you compare quotes from different insurers.
Is landlord insurance required in Maine?
Maine law does not require landlord insurance but most mortgage lenders do. Without it you risk paying out of pocket for property damage or liability claims. A local agent can explain the minimum coverage needed for Falmouth rentals.
How much does landlord insurance cost in Maine?
Typical landlord insurance in Maine costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Falmouth expect annual premiums from 800 to 1500 dollars. Costs vary based on property age location and coverage limits.
Landlord Insurance Agents in Other Maine Cities
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