The top-rated landlord insurance agent in Portland, Maine is Lotfey Dennett Insurance Brokers, rated 5.0 stars across 234 reviews. Other highly rated options include Eric Wilson - State Farm Insurance Agent, Diane Newman - State Farm Insurance Agent, Plummer's Insurance Agency. This directory lists 15 landlord insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 2 | Eric Wilson - State Farm Insurance Agent | 94 Auburn St # 101 | (207) 797-7004 |
| 3 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 4 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 5 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 6 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 7 | Co Insurance Group LLC | 62 Westminster Ave | (207) 802-7523 |
| 8 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
| 9 | United Insurance | 470 Forest Ave | (207) 797-9400 |
| 10 | Highstreet Insurance formerly, Kane Insurance | 6 City Center ste 307 | (207) 358-7408 |
Lotfey Dennett Insurance Brokers serves the Greater Portland, Maine area as a specialized landlord insurance agent. It assists property owners in securing coverage for rental dwellings, ensuring protection against common risks such as property damage and liability. The agency carefully matches policies to the unique needs of individual landlords. Among the specific services it handles are policies for single-family rental homes and multi-unit apartment buildings.
Eric Wilson - State Farm Insurance Agent in Portland, ME, provides landlord insurance, including property coverage and liability protection. The agency focuses on helping property owners secure the appropriate policies that address risks common to rental investments, and it assists clients in understanding the scope of coverage available. Services include risk assessment and policy guidance tailored to individual needs. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Plummer's Insurance Agency distinguishes between one-time policies for short-term rental properties and recurring policies for long-term portfolio holdings. Coverage includes protection against property damage, liability claims, and loss of rental income from tenant vacancies. As a Portland, ME, landlord insurance agent, the firm addresses risks specific to New England’s seasonal tourism and coastal weather. Service runs on an as-needed basis, with tailored quotes provided for each individual property request.
Serving Portland, Maine, and its surrounding communities, Clark Insurance, a Marsh & McLennan Agency LLC company, handles landlord insurance needs for property owners. The agency works to secure coverage that protects rental properties against common risks such as property damage and liability claims. It structures policies to match the specific requirements of local landlords and their tenants. For a typical job, the agency customizes coverage by assessing the property’s unique risks and policyholders' individual exposure levels.
Cross Insurance in Portland specializes in crafting policies that shield rental property owners from liability claims and property damage. The company also handles broader coverage needs, including dwelling protection and loss of rental income policies. It helps landlords understand exposure from common hazards like tenant slip-and-fall accidents or appliance malfunctions. During Maine’s harsh winter season, it assists property owners in addressing freeze-related issues such as burst pipes and ice dam roof damage.
Co Insurance Group LLC in Portland, ME handles general property insurance needs for property owners, while specializing in landlord insurance agent services that cover risks from rental properties. These policies typically address vacancy periods, liability from tenants, and damage caused by renters. The firm offers commercial coverage portfolios suitable for a range of business sectors, including professional offices, large warehouses, and food service operations.
Hanover Insurance Co provides residential landlord insurance services to property owners in Portland, ME. Commercial coverage is also available for rental properties within the surrounding region. The agency assists with policy adjustments and claims processing to help maintain rental income protection. Follow-up communication occurs between regular visits to update coverage as property conditions change, ensuring ongoing risk management for local landlords.
As coastal storms and New England’s freeze-thaw cycles test rental properties across greater Portland, United Insurance advises residential and commercial landlords on appropriate coverages for vacancy and weather-related damage. The agency provides guidance on property policies that address liability and loss-of-rent exposure. Local agent consultations begin with a thorough review of each rental unit’s current risk profile. An initial walk-through inspection or virtual assessment is scheduled to document existing conditions and identify coverage gaps.
Highstreet Insurance, formerly known as Kane Insurance, is a Portland, ME, landlord insurance agent specializing in property coverage for real estate investors. Its service range includes policies for single-family rentals, multi-unit dwellings, and vacation homes. Clients can expect guidance on standard coverages such as liability protection and property damage. For an additional layer of security, the agency also offers policies tailored to cover loss of rental income during property repairs.
What Does a a Landlord Insurance Agent in Portland Cost?
Typical landlord insurance in Maine costs between 800 and 2,500 dollars per year for a single-family rental. Factors include property age, location, coverage limits, and deductible. Policies for multi-unit buildings or high-risk areas like coastal Portland can cost more. This is general information, not insurance advice.
About landlord insurance agents in Portland
A landlord insurance agent in Portland Maine helps property owners find coverage for rental homes and apartments. Maine law requires landlords to maintain certain safety standards and liability protections. An agent can explain how local weather risks and state tenant laws affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent do in Portland Maine?
A landlord insurance agent helps you find a policy that covers property damage, liability, and lost rental income. They know Maine regulations like the implied warranty of habitability and can advise on required coverage levels.
Is landlord insurance required by law in Maine?
Maine does not legally require landlord insurance, but most mortgage lenders and property management contracts do require it. Without it, you risk paying out of pocket for fire, flood, or tenant injury claims.
How do Maine winters affect landlord insurance costs?
Maine winters increase risks of frozen pipes, ice dams, and roof damage. Insurers may require proof of proper maintenance or charge higher premiums for older properties in Portland.
Landlord Insurance Agents in Other Maine Cities
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