The top-rated landlord insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 13 landlord insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | Real Property Management Reliance | 100 Cummings Center Ste 207-P | (978) 998-8114 |
| 6 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 7 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 8 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 9 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 10 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
Sterling Insurance Agency Inc serves landlords across Beverly, Massachusetts, and the surrounding county. As a landlord insurance agent, the company specializes in property coverage that protects rental homes from fire, weather damage, and liability claims. Policies are designed to meet the unique risks of residential real estate investors. The agency handles essential coverages such as dwelling protection and loss of rental income for local property owners.
Leslie S. Ray Ins. Agency, Inc. offers a specialized range of landlord insurance services including property damage coverage, liability protection, and loss of rental income policies. It provides ongoing policy maintenance through annual reviews and risk assessment updates for property owners. The agency also assists landlords with claims filing support and tenant damage mitigation plans. Its services cover single-family homes, multi-unit apartment buildings, retail storefronts, and restaurant properties.
Cross Insurance in Beverly, Massachusetts offers both one-time and scheduled options for landlord insurance, allowing property owners to address a single claim or maintain ongoing liability protection. Coverage available through this agent safeguards rental properties against common perils such as fire, water damage, and tenant-related liabilities. The company provides policies tailored to local rental markets, securing both residential and commercial landlords from financial loss. Service for all insurance needs runs on either a one-time basis for individual adjustments or an as-needed schedule for regular policy reviews.
Archer Insurance Agency in Beverly, MA serves residential landlords and property managers who need coverage for rental dwellings and liability protection. The agency helps clients assess risks specific to local rental properties, such as older buildings or coastal exposures, and places appropriate policies. Guidance includes evaluating dwelling coverage, loss of rent protection, and umbrella liability limits for multi-unit properties. The agency also assists clients managing properties in neighboring Salem, ensuring landlords across the North Shore have adequate coverage for their investment portfolios.
Real Property Management Reliance serves Beverly, Massachusetts, and surrounding communities, handling comprehensive landlord insurance needs for residential rental property owners. Its services include coverage for property damage, liability protection, and loss of rental income. The company guides landlords through policy selection tailored to local regulations and building types. To handle a typical job, it assesses the specific risks of each rental property, then presents clear coverage options and processes claims efficiently when issues arise.
MCJ Insurance Agency specializes in landlord insurance coverage for residential and small commercial properties. Serving landlords in Beverly and the surrounding North Shore area, the agency helps property owners protect their investments against common rental risks. It assists clients with policies that cover property damage, liability protection, and loss of rental income. During the winter season, the agency guides landlords through coverage needs related to frozen pipes and ice dam damage that frequently affect multi-family homes.
For landlords addressing either a single repair or ongoing management concerns, Soucy Insurance Agency, Inc. in Beverly, MA structures its coverage options to fit both approaches. General landlord insurance policies protect rental properties against common perils like fire, theft, and liability claims, though specific endorsements may adjust for different occupancy types and property ages. Clients requiring periodic adjustments can typically modify their policy terms without a full rewrite. Service runs on an as-needed basis, allowing property owners to consult whenever their insurance needs change.
Duffy Insurance specializes in crafting coverage plans for property owners who lease residential or commercial units. Located in Beverly, Massachusetts, it serves local landlords by offering policies that address liability, property damage, and rental income loss. The agency provides general insurance consultation to help clients understand their risks and coverage options. As cold New England winters approach, it assists landlords with protecting their properties against frozen pipe claims and other seasonally related structural damages.
With Beverly’s coastal weather shifting from nor’easters to summer humidity, local landlords face constant maintenance risks and tenant turnover issues. Carmen Kimball Insurance works directly with property owners in Beverly to secure coverage that addresses these seasonal exposures and protects rental income. Each policy is built around the specific needs of the property type, whether a single-family home or multi-unit building. An initial on-site inspection is scheduled promptly to assess the property’s condition and identify any immediate hazards before a quote is issued.
Universal Insurance Agency assists property owners in Beverly, Massachusetts, with securing insurance coverage for their rental properties. The agency helps craft policies that protect landlords from common liabilities such as property damage and loss of rental income. Commercial property owners can find tailored add-ons for their specific needs. The agency is equipped to serve a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Beverly Cost?
The cost of landlord insurance in Massachusetts typically ranges from $800 to $2,500 per year for a single-family rental. Factors include property location, age, coverage limits, and deductible. Properties in coastal areas like Beverly may have higher premiums due to storm risk. This is general information, not insurance advice.
About landlord insurance agents in Beverly
Landlord insurance agents in Beverly, Massachusetts help property owners protect their rental investments. Massachusetts law does not require landlord insurance, but most mortgage lenders do require it. Agents in Beverly can guide you on coverage for property damage, liability, and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Massachusetts?
Landlord insurance typically covers property damage, liability for injuries on the property, and loss of rental income. It does not cover tenant personal belongings, which require renters insurance.
Is landlord insurance required by law in Beverly Massachusetts?
Massachusetts state law does not require landlord insurance. However, most mortgage lenders and some condominium associations do require it. It is strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Beverly?
Look for an agent licensed in Massachusetts who specializes in rental properties. Ask about coverage for older homes common in Beverly, and confirm they offer policies that meet your lender requirements.
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