The top-rated landlord insurance agent in Cambridge, Massachusetts is Douglas Paul Real Estate, rated 5.0 stars across 360 reviews. Other highly rated options include Relation Insurance - Garrity Group, Eagle Trust Insurance, econosurance. This directory lists 16 landlord insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Douglas Paul Real Estate | 1210 Massachusetts Ave | (617) 782-0211 |
| 2 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 3 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 4 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 5 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 6 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 7 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 8 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 9 | Thomas F Coughlin Insurance Agency | 1303 Cambridge St | (617) 876-1127 |
| 10 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
Douglas Paul Real Estate serves landlords and property owners throughout the Cambridge, Massachusetts metro area as a landlord insurance agent. The company helps clients secure policies that cover rental properties, including protections for property damage and liability exposures common to the local market. It can arrange coverage tailored to single-family homes, multi-unit buildings, and condominium units being leased to tenants. Policies typically address loss of rental income when a unit becomes uninhabitable due to a covered event. The agency handles renewals and claims support.
Relation Insurance - Garrity Group provides a full range of landlord insurance services in the Cambridge, Massachusetts area, including property coverage and liability protection for rental properties. The agency offers customized maintenance plans designed to help property owners manage risks and ensure compliance with local landlord regulations. Detailed policy reviews and periodic coverage adjustments are available to address evolving property needs. Its client base includes single-family homes, apartments, retail spaces, and restaurants throughout the region.
Eagle Trust Insurance serves property managers, landlords, and real estate investors in Cambridge, Massachusetts. As a landlord insurance agent, it offers policies that help protect residential and commercial rental properties from common risks. Its services include coverage for property damage, liability, and loss of rental income. Clients can expect guidance tailored to local rental market conditions and regulatory requirements. In addition to serving Cambridge, Eagle Trust Insurance also works with property owners in neighboring Somerville.
econosurance serves Cambridge, Massachusetts, and the surrounding communities. The agency handles landlord insurance policies designed to cover residential rental properties, including coverage for the building itself and liability protection. It assists landlords in navigating the local real estate market and compliance with city regulations. To handle a typical job, it reviews a property’s specific risk profile and policyholder needs, then presents tailored coverage options from its available carriers to ensure adequate protection at a manageable cost.
For landlord insurance, Gallagher Insurance, Risk Management & Consulting serves Cambridge, MA, distinguishing between one-time policy placements and ongoing risk management services. This landlord insurance agent guides property owners on coverage for liability, property damage, and loss of rental income. Service options include evaluating policies for single properties or coordinating renewals for multiple units. Ongoing support may involve periodic coverage reviews or claims assistance. Service typically runs on a scheduled basis, with consultations available as needed for new properties or policy changes.
Ralph J Galante Insurance Agency Inc specializes in landlord insurance policies tailored to property owners in Cambridge, MA. It offers comprehensive coverage for residential rentals, assisting landlords with protecting their investments against property damage and liability claims. The agency works to help clients understand their specific insurance needs, from multi-unit dwellings to single-family homes. For those managing properties during the harsh New England winter, it helps address concerns like frozen pipe damage and snow-related liabilities.
As New England landlords prepare for the freeze-and-thaw cycles that can damage Cambridge properties, Al Ponte Insurance can advise on coverage for vacancy periods and water damage. Serving the local community, the firm offers landlord insurance agent services that help property owners address Cambridge-specific rental regulations. Policies typically defend against claims for liability, lost rent, and building repairs after storms or tenant incidents. To begin coverage, a full walk-through inspection of the unit and common areas is scheduled.
Serving the greater Cambridge area, Fucillo & Sasso Associates Insurance works as a landlord insurance agent to help property owners manage risk and protect their investments. The agency specializes in tailored policies that cover essential add-ons such as liability protection, property damage coverage, and loss of rental income. This focused approach ensures that residential and commercial landlords can secure appropriate plans for their unique portfolios. The agency is equipped to serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Thomas F Coughlin Insurance Agency arranges residential landlord insurance for property owners throughout Cambridge, MA. They also handle commercial coverage tailored to rental properties, serving local clients who need protection for income-generating real estate. As a dedicated landlord insurance agent, the firm helps customers understand liability and property damage policies. Following the initial setup, the agency provides ongoing service, reaching out for policy reviews or adjustments before each regular lease renewal or property inspection cycle.
What Does a a Landlord Insurance Agent in Cambridge Cost?
The cost of landlord insurance in Massachusetts typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in Cambridge, annual premiums often fall between 1,200 and 2,500 dollars. Costs depend on property age, location, coverage limits, and your claims history. This is general information and not insurance advice.
About landlord insurance agents in Cambridge
A landlord insurance agent in Cambridge Massachusetts helps property owners protect their rental investments. Massachusetts law requires landlords to maintain certain liability coverage for residential properties. Local agents understand Cambridge housing regulations and the specific risks of renting in a college town.
Frequently Asked Questions
What does landlord insurance cover in Cambridge Massachusetts?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Massachusetts, policies may also include coverage for ordinance or law compliance if your building needs updates after a claim.
Do I need landlord insurance for a single rental unit in Cambridge?
Yes, even for one rental unit you should have landlord insurance. Massachusetts does not legally require it, but most mortgage lenders and property management companies will require proof of coverage.
How do I choose a landlord insurance agent in Cambridge?
Look for an agent licensed in Massachusetts who has experience with multi-family properties. Ask about their knowledge of Cambridge zoning laws and the local claims process for older buildings common in the area.
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