The top-rated landlord insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 landlord insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | Highstreet Insurance | 3234 W Schimmer Dr | (308) 384-0388 |
Melissa Reed - State Farm Insurance Agent serves Grand Island, Nebraska, and the surrounding Hall County area as a landlord insurance agent. The company provides property coverage solutions for residential and commercial rental property owners. Policies typically address dwelling protection and liability coverage for leased units. Landlords in this region face unique risks from tenant turnover and weather-related damage. This agency helps property owners manage those exposures with appropriate insurance options, including loss of rental income protection and ordinance or law coverage for older buildings.
Magiera & Associates, LLC American Family Insurance offers a full range of landlord insurance services, including property coverage and liability protection for rental property owners in the Grand Island area. Its service plans focus on helping landlords manage risk by reviewing policy details and addressing coverage needs as circumstances change. The agency supports properties such as single-family homes, apartments, retail spaces, and restaurants.
Landlord insurance from Lisa Willman - State Farm Insurance Agent in Grand Island, NE serves homeowners, property managers, and small businesses who rent out residential properties. The agency can provide coverage tailored to protect against property damage, liability claims, and rental income loss. Policies help safeguard single-family rentals, duplexes, and multi-unit dwellings from common landlord risks. In addition to serving Grand Island itself, the agent also covers the surrounding communities in Hall County such as Alda, Cairo, and Doniphan.
Farmers Insurance - Mark Porter serves landlords in Grand Island, Nebraska, and the surrounding communities. It handles coverage requirements for rental properties, addressing both residential and small commercial landlord exposures. The agency focuses on protecting property owners against common risks such as fire damage, liability claims, and loss of rental income. Its typical approach begins with a thorough review of the property’s occupancy and condition, then tailors a policy that fits the landlord’s specific exposure level and budget constraints.
Edgewater Insurance + Real Estate in Grand Island, NE specializes in crafting tailored landlord insurance policies for local property owners. Its brokers assess each rental property's unique risks before matching clients with suitable coverage from standard carriers. The agency also handles general homeowners insurance and real estate transactions alongside its core landlord focus. For landlords in Grand Island, this includes helping navigate the specific liability concerns that arise when tenants move out during the harsh winter months.
Swartzbaugh Insurance Service works with property owners to structure coverage that addresses dwelling protection and liability exposures. As a landlord insurance agent serving the Grand Island, NE area, the agency specifically focuses on policies that can cover rental income loss and building ordinance updates after a claim. Personal property held for tenant use and medical payments for guest injuries are common additions to the standard package. The company assists with insurance solutions for commercial rental sectors including offices, warehouses, and food service operations.
Shelter Insurance - Paul Hoos in Grand Island, NE, offers landlord insurance through either a one-time policy for a single property transaction or an ongoing scheduled plan for continuous coverage across a portfolio. These policies protect rental structures, liability, and loss of rental income. The agency helps property owners select appropriate deductibles and coverage limits based on their specific investment needs. Service for new quotes and renewals occurs on a one-time or scheduled basis, with additional as-needed policy reviews available upon request.
As winter approaches in Grand Island, landlords face risks of frozen pipes or roof damage from snow. Ty Benton - State Farm Insurance Agent helps property owners address these exposures by explaining how appropriate coverage can protect rental income and building structures. Policies typically cover liability claims, vandalism, and weather-related losses to dwellings. The agency discusses each landlord’s specific property portfolio and local code requirements. They begin by reviewing the rental property’s current condition and any recent renovations during an initial consultation and inspection.
Pathway Insurance Agency in Grand Island, NE provides residential landlord insurance for single-family and multi-unit rental properties. Commercial coverage is also available for larger apartment buildings and mixed-use structures, serving landlords throughout Hall County and the surrounding central Nebraska region. The agency helps property owners protect their investments from common rental risks. Clients receive policies that address ongoing needs between regular visits, with straightforward follow-up for renewals or changes as required.
Highstreet Insurance in Grand Island, NE, is known for helping property owners secure coverage tailored to rental housing. The company assists landlords with policies that typically protect against property damage, liability claims, and loss of rental income from tenant situations. They work to ensure local owners have appropriate protection for single-family rentals, duplexes, or small apartment buildings common to the area. As an add-on specialty, Highstreet Insurance can offer endorsements for vandalism or malicious mischief coverage to safeguard investments.
What Does a a Landlord Insurance Agent in Grand Island Cost?
Landlord insurance in Nebraska typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Grand Island expect annual premiums between 800 and 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties or older buildings may cost more. This is general information not insurance advice.
About landlord insurance agents in Grand Island
Landlord insurance agents in Grand Island Nebraska help property owners protect their rental investments. Nebraska law requires landlords to maintain safe premises and proper insurance can cover liability and property damage. Local agents understand the unique risks of rental properties in central Nebraska including weather events and tenant turnover.
Frequently Asked Questions
What does landlord insurance cover in Nebraska?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Nebraska policies often exclude flood and earthquake damage which require separate coverage.
Is landlord insurance required by law in Nebraska?
Nebraska does not legally require landlord insurance but most mortgage lenders require it for rental properties. Without coverage you could face major financial loss from fire, storm damage, or a liability lawsuit from a tenant.
How do I find a landlord insurance agent in Grand Island?
You can search online for independent agents in Grand Island who specialize in rental property coverage. Local agencies like those affiliated with the Nebraska Independent Insurance Agents association can provide quotes and policy comparisons.