The top-rated landlord insurance agent in Lincoln, Nebraska is Advantage Insurance Agency, rated 4.9 stars across 384 reviews. Other highly rated options include Allstar Insurance, Covenant Insurance Services, LLC, Solid Ground Insurance LLC. This directory lists 20 landlord insurance agents serving Lincoln.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advantage Insurance Agency | 5715 S 34th St Suite 450 | (402) 484-5454 |
| 2 | Allstar Insurance | 3130 O St | (402) 477-0900 |
| 3 | Covenant Insurance Services, LLC | 3600 Village Dr Ste 140 | (402) 423-8423 |
| 4 | Solid Ground Insurance LLC | 6000 S 58th St C | (402) 241-5212 |
| 5 | Barney Insurance - Lincoln | 2855 S 70th St # 101 | (402) 467-4633 |
| 6 | Cornhusker Insurance Agency | 6100 Apples Way #102 | (402) 436-2423 |
| 7 | Brokers Insurance Agency | 5241 R St #3 | (402) 420-5353 |
| 8 | Forsyth Insurance Agency | 1265 S Cotner Blvd #21 | (402) 483-7861 |
| 9 | Ogden Insurance Agency Inc. | 8531 Lexington Ave STE 102 | (402) 466-5655 |
| 10 | Copple Insurance Agency, Inc. | 1640 L St suite a | (402) 475-3213 |
Advantage Insurance Agency serves landlords throughout Lincoln, Nebraska, offering specialized insurance coverage for rental property owners. The company focuses on protecting real estate investments from common risks such as property damage and liability claims. Its work involves customizing policies to fit different types of residential rental units. Experienced agents help property owners understand coverage options for both single-family homes and multi-unit buildings. Advantage Insurance Agency handles loss-of-rent protection and landlord liability insurance for properties across the area.
Allstar Insurance provides landlord insurance agent services in Lincoln, Nebraska. It offers coverage options tailored for rental property owners and can assist with finding appropriate policies for protecting investments. The company’s service plans may include periodic policy reviews and claims support to help clients manage landlord-specific risks. It also provides guidance on understanding coverage for various property types. Allstar Insurance services single-family homes, apartments, retail spaces, and restaurants.
Covenant Insurance Services, LLC serves landlords, property managers, and real estate investors in the Lincoln area with specialized landlord insurance policies. The company helps clients protect rental properties against liability claims, property damage, and loss of rental income. Risk assessments are conducted to match coverage with each owner’s specific portfolio needs. Covenant Insurance Services also extends its services to property owners in the nearby community of Waverly.
Solid Ground Insurance LLC serves landlords throughout Lincoln and the surrounding communities of Lancaster County. The agency handles insurance coverage for residential rental properties, including single-family homes and duplexes. Central to its work is helping property owners manage the risks associated with tenant occupancy and property maintenance. To accomplish this effectively, the agency focuses on identifying each client’s specific property exposures and matching them with appropriate coverage options from available carriers.
Barney Insurance in Lincoln, Nebraska offers both one-time and recurring service options for landlord insurance agents. Coverage typically insures rental properties against property damage, liability claims, and lost rental income from covered perils. Policies can be tailored for single-family rentals, multi-unit buildings, or commercial spaces. Service for prospective clients searching for a landlord insurance agent in this area runs on a one-time, scheduled, or as-needed basis depending on the policy review request.
As Lincoln prepares for another harsh Nebraska winter, landlords face the risk of frozen pipes and ice-damaged roofs that can lead to costly tenant disputes. Cornhusker Insurance Agency provides tailored policies that address these specific property liabilities and loss-of-rent concerns for rental owners across the city. Their office works closely with local landlords to explain coverage gaps for older buildings and seasonal vacancies. Every new client relationship begins with a thorough walk-through of the property to document existing conditions and assess potential hazards for the policy.
Brokers Insurance Agency in Lincoln, Nebraska, specializes in policies covering rental properties, including single-family homes and multi-unit buildings. It offers general services such as risk assessment and policy customization for local landlords. The agency addresses investor needs with coverage for property damage, liability protection, and loss of rental income. As winter approaches, Brokers Insurance Agency helps property owners secure policies that cover freeze-related plumbing damage and ice dam claims.
Forsyth Insurance Agency provides residential landlord insurance services for property owners in Lincoln, Nebraska. The agency also offers commercial coverage for larger rental properties and multi-unit dwellings throughout the local area. Policies are structured to address standard property risks specific to leased homes and apartments. The agents focus on matching coverage to each client’s specific rental portfolio. They schedule follow-up consultations to review policy updates and adjust coverage between regular renewal visits, ensuring ongoing protection as property needs change.
Ogden Insurance Agency Inc. in Lincoln, NE provides general insurance coverage for property owners, with specialty policies tailored to landlords renting residential or commercial spaces. Their services address risks specific to rental properties, including liability protection and dwelling coverage for tenant-occupied units. This agency serves commercial sectors such as offices, warehouses, and food service establishments, structuring policies to match the distinct insurance needs of each business class.
What Does a a Landlord Insurance Agent in Lincoln Cost?
The cost of landlord insurance in Nebraska typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Lincoln you might pay between 800 and 1500 dollars per year. Costs depend on the property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Lincoln
A landlord insurance agent in Lincoln Nebraska helps rental property owners find coverage that protects their buildings and liability. Nebraska law does not require landlord insurance but many mortgage lenders do. Lincoln landlords often need policies that cover specific risks like tenant damage or loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Lincoln Nebraska?
Landlord insurance typically covers the building structure, your liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenant personal belongings.
Is landlord insurance required by Nebraska law?
Nebraska state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Many Lincoln property owners choose to carry it to protect their investment.
How do I choose a landlord insurance agent in Lincoln?
Look for an agent who specializes in rental property coverage and understands Nebraska landlord-tenant laws. Ask about policy limits, deductibles, and whether the policy covers vandalism or sewer backup common in Lincoln.