The top-rated landlord insurance agent in Exeter, New Hampshire is Ruffner Real Estate LLC, rated 5.0 stars across 90 reviews. Other highly rated options include Foy Insurance, A Division of World, Harrigan Insurance Services, Inc. An Affiliate of Core Benefits Group, Goosehead Insurance - Jude Logue. This directory lists 10 landlord insurance agents serving Exeter.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ruffner Real Estate LLC | 185 Water St | (603) 772-6675 |
| 2 | Foy Insurance, A Division of World | 64 Portsmouth Ave | (603) 772-4781 |
| 3 | Harrigan Insurance Services, Inc. An Affiliate of Core Benefits Group | 29a Court St | (603) 605-4091 |
| 4 | Goosehead Insurance - Jude Logue | 24 Front St Suite G9 | (603) 696-3022 |
| 5 | Costello NH Insurance Co | 37 Portsmouth Ave | (603) 772-6438 |
| 6 | Topaz Insurance | 6 Franklin St | (603) 580-5874 |
| 7 | Berkshire Hathaway HomeServices Verani Realty | 82 Portsmouth Ave | (603) 772-0600 |
| 8 | Employee Benefit Plan Administration | 37 Industrial Dr STE E | (800) 578-3272 |
| 9 | Shields Brokerage | 21 Hampton Rd Unit 106 | (800) 972-0048 |
| 10 | Met Life | 1 Hampton Rd # 307 | (603) 778-4400 |
Ruffner Real Estate LLC serves the Exeter, New Hampshire metro area as a landlord insurance agent. The company handles property coverage solutions for residential and commercial rental property owners. It assists local landlords in protecting their investment properties against common risks like fire damage, water damage, and tenant liability claims. Policies are tailored to meet the specific needs of landlords managing single-family rentals or multi-unit apartment buildings in the region. Ruffner Real Estate LLC also provides guidance on loss of rental income coverage and landlord general liability protection.
Foy Insurance, A Division of World, specializes in crafting coverage for rental properties, protecting landlords against damage from tenants or natural disasters. Located in Exeter, New Hampshire, the agency serves property owners throughout the broader region, offering personalized guidance on policies like liability and loss of rental income. It helps local investors navigate the increased risks of winter, such as frozen pipes causing water damage to units.
Harrigan Insurance Services, Inc., an affiliate of Core Benefits Group, provides a full range of landlord insurance solutions for property owners in Exeter and the surrounding area. Its service offerings include coverage for property damage, liability protection, and loss of rental income tailored to meet local landlord needs. The agency also helps clients plan appropriate maintenance and risk management strategies to protect their investments. It services diverse property types, including single-family homes, apartments, retail spaces, and restaurants.
Goosehead Insurance - Jude Logue serves homeowners, businesses, and property managers in the Exeter area who need liability and property coverage for rental dwellings. As a landlord insurance agent, the company helps clients protect their investment properties against common risks such as fire, theft, and weather damage. It assists with assessing coverage options for single-family rentals and multi-unit buildings. The agency also extends its services to nearby communities throughout the Seacoast region of New Hampshire, including Portsmouth.
Costello NH Insurance Co in Exeter pairs one-time coverage options for single properties with recurring policies for portfolios, always tailored to local risks. Their services protect against tenant damage, liability claims, and loss of rental income common in New England. Policies are written to meet specific property types, from multi-unit dwellings to seasonal homes. Service operates on a scheduled basis, with annual renewals and periodic policy reviews to adjust for market changes.
As spring rains thaw the frost in Exeter, NH, rental properties often reveal damage not visible during winter months. Topaz Insurance specializes in landlord insurance for those who own residential or commercial rental buildings in the area. They help property owners navigate coverage for such common seasonal risks and liability concerns. Their approach begins with an on-site inspection to assess the unique features of each property before providing an initial quote.
Serving as a landlord insurance agent, Berkshire Hathaway HomeServices Verani Realty in Exeter, NH specializes in helping property owners secure policies that cover rental dwellings and their associated liability. It generally assists clients in navigating the insurance requirements for single-family rentals and multi-unit properties common in the Seacoast region. The agency can address situational risks like a New Hampshire winter pipe burst or the need for tenant damage protection after a seasonal turnover.
Employee Benefit Plan Administration serves Exeter, New Hampshire, and the surrounding Seacoast communities. It handles landlord insurance, including property coverage for rental dwellings and liability protection for property owners. The agency focuses on matching policy options to local leasing requirements and building types common in the area. To manage a typical job, it reviews the client’s rental property details and risk factors, then compares coverage from multiple carriers before presenting a tailored policy.
Shields Brokerage works with property owners in Exeter, NH, to arrange coverage for rental dwellings. The agency specializes in policies that protect against tenant-related damages, liability claims, and loss of rental income. It also offers options for covering additional structures like sheds or garages on the leased property. This landlord insurance agent can serve a variety of commercial sectors, including small office buildings, storage warehouses, and food service establishments such as restaurants or cafés.
Met Life provides residential landlord insurance services to property owners in Exeter, New Hampshire, while also offering commercial coverage for apartments, multi-family units, and small rental businesses throughout the region. Their agents assist landlords with policy selection, property protection, liability considerations, and occupancy guidelines common to local rental markets. Service meetings typically include initial consultations, policy reviews, and claim support. The company ensures follow-up service between regular visits to address changing coverage needs or renewal options for existing clients.
What Does a a Landlord Insurance Agent in Exeter Cost?
Typical landlord insurance premiums in New Hampshire range from 15 to 30 percent more than standard homeowners insurance, often costing 800 to 1,500 dollars per year for a single rental property. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Exeter
Landlord insurance agents in Exeter, New Hampshire help property owners secure coverage for rental homes, duplexes, and multi-unit buildings. New Hampshire law does not require landlord insurance, but most mortgage lenders and property management companies do require it. Local agents understand the specific risks of Exeter properties, including older homes and seasonal weather patterns.
Frequently Asked Questions
What does landlord insurance in Exeter typically cover?
Landlord insurance in New Hampshire generally covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or intentional damage in most cases.
Is landlord insurance required by law in New Hampshire?
New Hampshire state law does not mandate landlord insurance. However, your mortgage lender or property management agreement may require you to carry a minimum amount of coverage.
How does New Hampshire weather affect landlord insurance costs?
Exeter properties face risks from snow, ice dams, and occasional flooding. Standard landlord policies often exclude flood damage, so agents may recommend separate flood insurance through the National Flood Insurance Program.
Landlord Insurance Agents in Other New Hampshire Cities
Bedford · Concord · Dover · Londonderry · Manchester · Merrimack · Nashua · Rochester · Salem