The top-rated landlord insurance agent in Salem, New Hampshire is Dave Newman - State Farm Insurance Agent, rated 4.9 stars across 92 reviews. Other highly rated options include Lamacchia Realty - Salem, NH, Mary Logue: Allstate Insurance, Ed Ibanez - State Farm Insurance Agent. This directory lists 10 landlord insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Newman - State Farm Insurance Agent | 220 N Broadway | (603) 893-5200 |
| 2 | Lamacchia Realty - Salem, NH | 254 N Broadway #107 | (603) 791-4992 |
| 3 | Mary Logue: Allstate Insurance | 55 S Broadway | (603) 893-0980 |
| 4 | Ed Ibanez - State Farm Insurance Agent | 264 N Broadway Unit 204 Ste B | (603) 212-7034 |
| 5 | Santo Insurance & Financial Services, Inc. | 224 Main St Ste 2a | (603) 890-6439 |
| 6 | Gold Lion Insurance Agency | 403 Main St #208 | (603) 458-6878 |
| 7 | Insurance Express | 221 N Broadway | (617) 906-7000 |
| 8 | Brian Bosies - State Farm Insurance Agent | 220 Main St | (603) 898-5220 |
| 9 | Terry Henning: Allstate Insurance | 395 Main St STE 8 | (603) 328-3390 |
| 10 | Kaplansky Insurance- Salem Branch | 227 N Broadway suite 202 | (978) 373-5623 |
Dave Newman – State Farm Insurance Agent in Salem, NH, provides landlord insurance, general liability coverage, business property protection, and loss of income insurance for rental properties. It offers customizable plans designed to safeguard against common risks such as fire, weather damage, and tenant-related claims. Monthly maintenance checklists can be built into coverage to help property owners stay proactive. The agency services single-family homes, apartments, mixed-use retail properties, and restaurants throughout the local area.
Lamacchia Realty - Salem, NH serves private landlords and property investors seeking reliable landlord insurance coverage. The agency helps property owners protect their rental investments against damages, liability claims, and income loss. Clients receive guidance on structuring policies for single-family homes or multi-unit dwellings to match local market risks. Dedicated agents explain coverage options clearly for informed decision-making. The office also supports property managers throughout Salem and the greater Rockingham County area, including neighborhoods in nearby Derry and Windham.
Mary Logue: Allstate Insurance serves Salem in Rockingham County, New Hampshire, as a dedicated landlord insurance agent. The agency helps rental property owners protect their investments with tailored coverage. Landlord insurance differs from standard homeowners policies by addressing risks unique to tenanted properties, such as loss of rental income and liability for tenant injuries. Mary Logue assists clients in structuring policies that safeguard apartments, single-family rentals, and multi-unit dwellings. The agency specifically handles landlord liability coverage and policies covering property damage from tenant-occupied structures.
Ed Ibanez - State Farm Insurance Agent in Salem, New Hampshire, provides landlord insurance with a distinction between one-time policy placements for single vacancies and recurring coverage options for ongoing rental portfolios. Landlord insurance typically protects property structures and offers liability coverage for tenant-related incidents. Service appointments are arranged on either a scheduled consultation basis for new policy setups or an as-needed basis for policy adjustments and claims assistance.
Serving Salem, New Hampshire, and the surrounding communities, Santo Insurance & Financial Services, Inc. handles landlord insurance agent needs for property owners. It works to secure appropriate coverage for rental dwellings, addressing liability and property protection concerns common in this area. The agency consults with clients to understand their specific investment portfolios and risk exposures. For a typical job, it reviews policy options against local landlord requirements and tenant usage patterns to tailor a suitable plan.
Gold Lion Insurance Agency in Salem, NH specializes in landlord insurance policies for residential and small commercial rental properties. The agency works with property owners to structure liability coverage and protect income streams from tenant damage or unexpected vacancy. Its general services include advice on policy limits and deductible options. For landlords budgeting for winter repairs or spring turnover, the agency helps review coverage for heating system failures or seasonal maintenance disputes with tenants.
Insurance Express in Salem, NH, distinguishes its landlord insurance services between one-time policy needs and recurring coverage for ongoing property protection. Their offerings specifically address rental property risks, including liability, property damage, and loss of rental income. Coverage plans are tailored to local landlord requirements, ensuring compliance with New Hampshire regulations. Service for new or existing policies runs on an as-needed basis, with no requirement for ongoing contracts.
Brian Bosies, as a State Farm Insurance agent in Salem, NH, offers landlord insurance policies that protect rental property owners from common risks such as property damage and liability claims. Optional specialty coverages can include protection against loss of rental income and coverage for vandalism or theft by tenants. The agency helps secure these policies for commercial sectors including office spaces, warehouses, and food service establishments.
As snow and ice melt each spring in southern New Hampshire, landlords often discover roof leaks or water damage from winter freeze-thaw cycles. Terry Henning: Allstate Insurance in Salem, NH, addresses these recurring commercial property concerns by offering landlord insurance policies tailored for multi-unit dwellings and rental homes in the region. Coverage typically helps protect against liability claims, loss of rental income, and structural repairs. To begin this coverage assessment, an agent reviews the property‘s current condition and schedules a walk-through inspection of the premises.
Kaplansky Insurance- Salem Branch provides landlord insurance services for residential properties in the Salem, New Hampshire area. The agency also assists with commercial coverage for rental properties and can serve additional nearby communities as needed. For local landlords, the company processes claims and policy updates during regular business hours when a client makes contact. After each claim or policy adjustment, Kaplansky Insurance- Salem Branch follows up to confirm coverage is current until the next scheduled policy review or renewal visit.
What Does a a Landlord Insurance Agent in Salem Cost?
Typical landlord insurance costs in New Hampshire range from 15 to 25 percent more than standard homeowners insurance, often between 800 and 1,500 dollars per year for a single-family rental. Factors like property age, location in Salem, and coverage limits affect the premium. Multi-unit properties and those with higher liability risks may cost more. This is general information, not insurance advice.
About landlord insurance agents in Salem
Landlord insurance agents in Salem, New Hampshire help property owners protect their rental investments with specialized policies. New Hampshire law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents in Salem can tailor coverage for single-family homes, multi-unit buildings, and seasonal rentals common in the state.
Frequently Asked Questions
What does landlord insurance cover in New Hampshire?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New Hampshire, policies may also include coverage for weather-related damage like snow and ice. It does not cover tenant personal belongings.
Is landlord insurance required by law in Salem New Hampshire?
New Hampshire state law does not require landlord insurance. However, most mortgage lenders require it for financed rental properties. Some Salem landlords also require tenants to carry renters insurance.
How do I choose a landlord insurance agent in Salem?
Look for an agent licensed in New Hampshire who understands local rental market risks such as winter freeze damage. Ask about policy options for short-term rentals and multi-family dwellings. Compare quotes from multiple agents to find suitable coverage.
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