The top-rated landlord insurance agent in Holmdel, New Jersey is The Baldwin Group (formerly JGS Insurance), rated 4.7 stars across 78 reviews. Other highly rated options include Lauren Leo - State Farm Insurance Agent, Investors First Title Agency, The Fortis Agency, LLC. This directory lists 10 landlord insurance agents serving Holmdel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly JGS Insurance) | 101 Crawfords Corner Rd #1300 | (877) 547-4671 |
| 2 | Lauren Leo - State Farm Insurance Agent | 2124 NJ-35 Ste 206 | (732) 615-9600 |
| 3 | Investors First Title Agency | 969 Holmdel Rd suite 2 | (732) 333-6520 |
| 4 | The Fortis Agency, LLC | 101 Crawfords Corner Rd Ste 4125 | (732) 447-2925 |
| 5 | Acrisure Holmdel, NJ (Holmes & McDowell) | 960 Holmdel Rd Building 1, Suite C | (732) 946-4800 |
| 6 | LionHeart Brokerage | 670 N Beers St building 3 | (732) 930-8802 |
| 7 | Guardian Life | 101 Crawfords Corner Rd | (732) 226-8818 |
| 8 | Valvano Insurance Agency (VIA) | 670 N Beers St Suite 130 | (908) 862-4047 |
| 9 | The Dittmar Agency | 960 Holmdel Rd | (732) 462-2343 |
| 10 | Farmers Insurance - Fong Yeung | 45 Main St | (732) 800-1866 |
The Baldwin Group, formerly JGS Insurance, serves landlords throughout Monmouth County and the surrounding New Jersey region from its office in Holmdel. As a dedicated landlord insurance agent, the firm arranges critical coverage to protect income properties from common risks. This includes policies designed to guard against property damage, liability claims, and lost rental revenue. It specifically assists property owners with securing dwelling fire insurance and general liability policies tailored for rental real estate.
Lauren Leo - State Farm Insurance Agent provides coverage solutions tailored for residential and commercial landlords. The agency offers policies that protect rental properties along with associated liability risks, and it can assist with reviewing coverage options to match evolving landlord needs. Its service includes guidance on adjusting plans as property portfolios change. The office serves clients with single-family homes, apartments, retail spaces, and restaurants throughout the Holmdel area of New Jersey.
Landlords, property managers, and real estate investors in central New Jersey turn to Investors First Title Agency in Holmdel for their landlord insurance needs. The agency helps clients find coverage for rental homes, multi-unit buildings, and commercial rental properties, addressing liability, property damage, and loss of rental income. Its services are designed to protect investment assets from common landlord risks. Investors First Title Agency also serves clients throughout Monmouth County, including communities like Red Bank and Middletown.
The Fortis Agency, LLC serves Holmdel, New Jersey, and surrounding communities with specialized landlord insurance coverage. It works with property owners to protect rental homes, apartments, and multi-family units from common risks like property damage, liability claims, and lost rental income. To address each client’s unique rental portfolio, it evaluates coverage needs based on property type, location, and tenant use. It then customizes a policy that balances essential protection with affordable premiums to meet the specific requirements of a typical local rental property.
Acrisure Holmdel, NJ (Holmes & McDowell) offers both one-time policy placement for a specific property and recurring service for a portfolio of rentals, tailoring coverage to protect against liability claims and property damage common in the area. Their policies address risks such as tenant injury, fire, and vandalism. Service is provided on either a scheduled or as-needed basis for renewals and claims.
LionHeart Brokerage specializes in landlord insurance policies tailored for rental property owners in Holmdel, New Jersey. Its general services include guiding clients through coverages for dwelling protection, liability claims, and loss of rental income. The agency helps property managers assess risks associated with residential and small commercial leases in the local market. During winter months, it assists landlords with securing additional protection against freeze-related damage and burst pipe incidents in unoccupied units.
As winter weather approaches in Holmdel, property owners often face concerns about ice dam leaks and burst pipes. Guardian Life helps landlords protect their investments by reviewing insurance coverage tailored to local rental regulations and seasonal liability risks. The agency focuses on policies that address common issues for New Jersey rental properties, including tenant injury liability and weather-related damage. Recognizing that each rental unit has distinct requirements, this landlord insurance agent begins every relationship by scheduling a thorough property inspection to assess specific needs and exposures.
Valvano Insurance Agency in Holmdel, New Jersey provides general insurance services with a focused specialty in landlord policies for property owners. The agency helps clients secure coverage for rental dwellings and addresses liability protections common in this field. Its work includes advising on property damage and income loss scenarios that landlords face. Commercial sectors it can serve include offices, warehouses, and food service establishments.
The Dittmar Agency specializes in residential landlord insurance for rental properties in Holmdel and the surrounding area. Commercial coverage for multi-unit buildings is also available to protect local investment properties. The agency serves property owners throughout Monmouth County. As a landlord insurance agent, the company can help landlords understand the specific coverages needed to protect rental income and property assets. Clients may call for assistance with policy adjustments or claims between regular visits to ensure continued, appropriate protection.
Farmers Insurance - Fong Yeung, based in Holmdel, NJ, is recognized for providing landlord insurance coverage tailored to property owners in the area. The company's service range includes customizing policies to protect rental dwellings from common risks such as property damage, liability claims, and income loss due to tenant issues. An additional specialty service it can offer is adding vandalism and malicious mischief coverage to a standard landlord policy.
What Does a a Landlord Insurance Agent in Holmdel Cost?
Typical costs for landlord insurance in New Jersey range from 800 to 2500 dollars annually for a standard single family rental. Premiums depend on property value location and chosen coverage levels. Holmdel properties near flood zones may require additional flood insurance. This is general information and not insurance advice.
About landlord insurance agents in Holmdel
Landlord insurance agents in Holmdel New Jersey help property owners protect their rental investments. New Jersey law requires landlords to maintain certain liability coverage and disclose insurance details to tenants. Local agents understand the specific risks for Holmdel properties including weather damage and liability claims.
Frequently Asked Questions
What does landlord insurance cover in Holmdel New Jersey?
Landlord insurance typically covers property damage from fire wind and vandalism. It also provides liability protection if a tenant or visitor is injured on the property. In New Jersey policies often include loss of rental income if the unit becomes uninhabitable.
Is landlord insurance required by law in New Jersey?
New Jersey law does not require landlord insurance by statute. However mortgage lenders usually require a landlord policy. Additionally New Jersey landlords must carry liability insurance to comply with the New Jersey Truth in Renting Act for certain disclosures.
How much does landlord insurance cost in New Jersey?
Costs for landlord insurance in New Jersey range from 800 to 2500 dollars per year for a single family home. Factors include property location coverage limits and deductible amounts. Holmdel rates may be higher due to flood risk in certain areas.
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