The top-rated landlord insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,837 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Freeway Insurance, Leap. This directory lists 20 landlord insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Freeway Insurance | 2184 John F. Kennedy Blvd | (201) 829-2005 |
| 4 | Leap | 111 Town Square Pl Suite 401 | (800) 898-5309 |
| 5 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 8 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 9 | Men Ins Agency | 263 Central Ave | (201) 792-4188 |
| 10 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
SageSure serves the Jersey City, New Jersey area as a landlord insurance agent. It specializes in helping property owners secure coverage for rental dwellings, mitigating risks associated with tenants and property damage. The agency works to protect income streams by offering tailored policies for multi-unit buildings and single-family rentals. SageSure handles claims support and policy adjustments for local landlords, addressing specific exposures like loss of rent liability and vacant property coverage.
Serving Jersey City and its surrounding communities, Kacey Padlo - State Farm Insurance Agent focuses on providing landlord insurance policies for property owners. The agency handles coverage for rental properties, including protection for the building structure and liability concerns. For a typical job, it assesses the specific risks of each rental property to tailor a policy that addresses the client's particular needs.
Freeway Insurance serves landlords and property managers in Jersey City, New Jersey, offering coverage for rental properties and residential income units. Its policies address common exposures faced by local building owners, including liability and property damage. By tailoring protection to individual property types, the agency helps clients manage risk and maintain financial stability. Insurance options also extend to homeowners with additional rental units on their premises. Freeway Insurance provides its landlord insurance services to clients in Jersey City and throughout Hudson County, including nearby communities such as Hoboken and Bayonne.
Leap provides liability coverage, property damage protection, and loss-of-income insurance tailored for rental property owners in Jersey City, NJ. It also offers maintenance plan oversight to help landlords address routine repairs and tenant-requested upkeep efficiently. The company advises on appropriate policy limits based on local market conditions and property values. It services single-family homes, apartment buildings, retail spaces, and restaurants throughout the area.
Tawanda Jackson - State Farm Insurance Agent in Jersey City, NJ provides landlord insurance that distinguishes between one-time policies tailored for a single property transaction and recurring annual plans designed for ongoing rental portfolios. Coverage typically includes protection for the building structure, liability for tenant injuries, and loss of rental income during repairs. Such policies help safeguard property investments against common local risks like water damage or weather events. Service operates on either a scheduled renewal basis for long-term landlords or an as-needed consultation for new property acquisitions.
At Goosehead Insurance, Paula Keung specializes in landlord insurance services tailored for Jersey City property owners, covering policies that protect rental properties against property damage, liability claims, and income loss. The agency works with clients to structure coverage that addresses local building codes and tenant-related risks common in the area. For landlords managing multi-unit dwellings or single-family rentals, it helps navigate coverage needs during lease turnovers or seasonal weather events like winter freeze damage.
As the weather in Jersey City shifts with the seasons, rental property owners must remain vigilant against potential storm damage and liability claims. Soliman Agency LLC, operating as an Allstate Insurance office in the area, assists local landlords with securing comprehensive policies that address these specific property risks. The advisor focuses on matching coverage to the unique needs of multi-unit buildings and single-family rentals. A thorough inspection of the property’s current condition is generally the first step before finalizing any new landlord insurance plan.
J&J Assurance Group provides essential landlord insurance agency services to property owners in Jersey City, New Jersey. They focus on safeguarding rental properties against common risks such as fire, theft, and liability claims that arise from tenant occupancy. These core policies are complemented by targeted add-ons including building ordinance coverage and lost rental income protection. Their specialized insurance solutions serve commercial sectors comprising multi-unit apartment buildings, office spaces, storage warehouses, and food service establishments.
For residential landlords in Jersey City, Men Ins Agency provides property protection policies. They also handle commercial coverage for multi-unit buildings and mixed-use spaces. Their services extend throughout the local region to address the area’s diverse rental housing stock. The agency works to match landlords with suitable plans that manage liability and property damage risks. They follow up after policies are issued and provide repeat service for renewals or policy adjustments between regular visits.
JC Insurance Agency in Jersey City, New Jersey, is known for providing landlord insurance policies tailored to property owners with rental units. Its service range covers liability protection, property damage coverage, and loss of rental income solutions. Landlords can also obtain consultation on risk management strategies specific to multi-family homes in the area. JC Insurance Agency additionally offers a specialty add-on for vandalism and malicious mischief coverage on vacant properties.
What Does a a Landlord Insurance Agent in Jersey City Cost?
The cost of a landlord insurance policy in New Jersey typically ranges from 500 to 2,500 dollars per year for a single-family rental property. For multi-unit buildings in Jersey City, annual premiums can be 3,000 to 8,000 dollars or more, depending on property age, location, and coverage limits. Factors like flood risk in low-lying areas of Jersey City can increase costs. This is general information and not insurance advice.
About landlord insurance agents in Jersey City
A landlord insurance agent in Jersey City New Jersey helps property owners protect their rental investments. New Jersey law requires landlords to maintain certain insurance coverages, such as liability insurance for multi-unit buildings. An agent can explain how local regulations, like Jersey City rent control ordinances, affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Jersey City do?
A landlord insurance agent helps you find a policy that covers property damage, liability, and loss of rental income. They can explain New Jersey specific requirements, such as coverage for lead paint liability. They also assist with claims and policy adjustments for Jersey City properties.
Is landlord insurance required by law in New Jersey?
New Jersey does not require landlord insurance by state law, but most mortgage lenders and property management companies do require it. Additionally, New Jersey law mandates that landlords carry liability insurance for buildings with three or more units. An agent can help you meet these requirements.
How does Jersey City rent control affect landlord insurance?
Jersey City has rent control laws that limit how much you can increase rent. This can affect your loss of rental income coverage, as an agent will calculate coverage based on actual rental income. An agent familiar with Jersey City can help ensure your policy reflects these local rules.
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