The top-rated landlord insurance agent in Newark, New Jersey is Ron DeMyers - State Farm Insurance Agent, rated 4.9 stars across 185 reviews. Other highly rated options include JGo Insurance Agency LLC, Gary's Insurance Agency Newark, Conrado Arroyo - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ron DeMyers - State Farm Insurance Agent | 570 Broad St Ste 114 | (973) 648-0699 |
| 2 | JGo Insurance Agency LLC | 9 Webster St | (201) 539-7219 |
| 3 | Gary's Insurance Agency Newark | 1 Bloomfield Ave | (973) 483-3500 |
| 4 | Conrado Arroyo - State Farm Insurance Agent | 360 Chestnut St | (973) 274-1000 |
| 5 | Prudential Insurance Company of America | 213 Washington St #2917 | (973) 802-6000 |
| 6 | Halsey Street Agency Inc. | 199 Halsey St | (973) 621-0955 |
| 7 | Greg Daniels - State Farm Insurance Agent | 488 Mt Prospect Ave | (973) 484-5772 |
| 8 | Mundial Travel Agency | 60 Wilson Ave | (973) 589-3003 |
| 9 | Arabo Insurance Group | 675 Bergen St | (973) 391-9595 |
| 10 | Innovate Insurance Agency | Insurance for Business & Personal | 65 Jefferson St | (973) 530-4104 |
Ron DeMyers - State Farm Insurance Agent in Newark, NJ, provides landlord insurance policies that cover property damage, liability protection, and loss of rental income. Service options include personalized policy reviews to ensure adequate coverage for different rental situations and assistance with filing claims when needed. Maintenance advice is also offered to help landlords prevent common property issues. The company services single-family homes, apartments, retail spaces, and restaurants.
JGo Insurance Agency LLC serves property managers, landlords, and homeowners in Newark, New Jersey who need coverage for rental properties. The company provides landlord insurance policies designed to protect residential and commercial rental investments against property damage, liability claims, and lost rental income. It helps clients understand policy options that meet local regulatory requirements and property-specific risks. Its service area also extends into neighboring Irvington
Gary's Insurance Agency Newark serves Newark, Essex County, and surrounding areas as a dedicated landlord insurance agent. This agency helps property owners secure policies that protect rental real estate investments. Typical coverages arranged through a landlord insurance agent include protection for dwelling damage, liability claims, and lost rental income. Gary's Insurance Agency Newark handles property owners' specific needs, such as policies for single-family rentals or multi-unit apartment buildings.
Conrado Arroyo - State Farm Insurance Agent serves Newark, New Jersey, and the surrounding communities. It handles landlord insurance policies designed to protect rental property owners from potential liabilities and property damage. The agency guides clients through coverage options for residential rental dwellings, including protections for buildings and loss of rental income claims. Conrado Arroyo approaches each job by first reviewing the specific needs of the property and the landlord’s risk profile to tailor an appropriate policy.
Prudential Insurance Company of America in Newark, NJ provides both one-time policy placements for single property transactions and ongoing scheduled renewals for multi-unit landlord portfolios. Coverage typically includes dwelling protection, liability for tenant injuries, and loss of rental income due to covered damage. For local landlords, these policies also address building code upgrades and vandalism common in urban properties. Landlords may seek property inspections or claims support as needed, as service runs on a scheduled, one-time, or as-needed basis.
Halsey Street Agency Inc. specializes in customizing liability and property coverage for residential and commercial rental properties in Newark. The agency provides necessary protections for physical structures, loss of rental income, and legal defense against tenant claims. Its general service work includes reviewing lease agreements to align policy terms. As winter approaches, this landlord insurance agent assists clients in evaluating coverage for burst pipe damage and ice-related slip and fall liabilities commonly arising from neglected snow removal.
Property owners in Newark, especially after storm seasons, face challenges from unexpected roof leaks and water damage in rental units. Greg Daniels - State Farm Insurance Agent provides landlord insurance solutions that help cover these common property and liability risks. As a local agent, they assist landlords in reviewing policy options to protect income from tenant-occupied homes or multi-family buildings. This process begins with a detailed discussion of the property’s condition and an initial assessment of coverage needs during a complimentary inspection walk-through.
Mundial Travel Agency in Newark, NJ assists property owners with residential landlord insurance, offering protection for rental homes and multi-unit dwellings. Commercial landlord coverage is also available for local businesses managing leased properties. The agency serves clients throughout the Newark area, helping to secure policies that address liability risks and property damage. Customers may return for follow-up services between regular visits when coverage needs change due to tenant turnover or property updates.
Arabo Insurance Group in Newark, NJ offers general property insurance services for owners of rental buildings. Its specialized add-ons include liability protection against tenant injuries and loss-of-rent coverage for income disruption during property repairs. Additional policies address damage from fire, severe weather, and vandalism common to local multi-unit dwellings. The agency structures commercial coverage for offices, warehouses, and food service operations needing tailored financial safeguards.
Innovate Insurance Agency | Insurance for Business & Personal operates in Newark, New Jersey as a landlord insurance agent. The company serves property owners seeking coverage for rental dwellings in the local area. It offers policies that typically include protection for property damage, liability risks, and loss of rental income. A full range of standard landlord insurance products is available for both residential and commercial rental properties. For added protection, the agency also provides coverage for vacant or unoccupied rental units.
What Does a a Landlord Insurance Agent in Newark Cost?
Landlord insurance in New Jersey typically costs between 15 and 25 percent more than a standard homeowners policy. For a single-family rental in Newark, annual premiums often range from 800 to 1,500 dollars, depending on property age, location, and coverage limits. Multi-unit buildings or properties in flood zones may cost more. This is general information and not insurance advice.
About landlord insurance agents in Newark
Landlord insurance agents in Newark, New Jersey help property owners protect their rental investments with specialized policies. New Jersey law does not require landlords to carry insurance, but mortgage lenders often mandate a policy. Agents can tailor coverage to address local risks such as older building infrastructure and tenant liability concerns.
Frequently Asked Questions
What does landlord insurance cover in New Jersey?
A standard landlord policy in New Jersey typically covers property damage, loss of rental income, and liability protection. It does not cover tenant personal belongings, which require a separate renters policy. Some policies also include coverage for vandalism or water damage common in older Newark buildings.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlords to carry insurance. However, most mortgage lenders and some homeowners associations require a landlord policy. Without coverage, a landlord may be personally liable for property damage or legal claims from tenants.
How do I choose a landlord insurance agent in Newark?
Look for an agent licensed in New Jersey who has experience with rental properties in urban areas like Newark. Ask about coverage for older structures, vacancy periods, and flood or sewer backup risks. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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