The top-rated landlord insurance agent in North Bergen, New Jersey is Gonzalez & Company Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Velocity Insurance Multi Services, InsureOne Insurance, NJ Industrial Group. This directory lists 11 landlord insurance agents serving North Bergen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gonzalez & Company Insurance Agency | 5833 John F. Kennedy Blvd Floor 3 | (201) 869-6409 |
| 2 | Velocity Insurance Multi Services | 4514 Bergen Turnpike | (201) 866-8807 |
| 3 | InsureOne Insurance | 7311 Bergenline Ave | (201) 514-7404 |
| 4 | NJ Industrial Group | 53rd John F. Kennedy Blvd | (201) 878-8990 |
| 5 | M & F Insurance | 8305a Bergenline Ave | — |
| 6 | Robert J Auth Agency | 7117 John F. Kennedy Blvd | (201) 854-1345 |
| 7 | Jesse Henriques: Allstate Insurance | 2531 John F. Kennedy Blvd | (201) 472-6068 |
| 8 | CoreSafe Insurance Agency NJ | 7016 Newkirk Ave | (551) 223-1613 |
| 9 | 21st Insurance Agency | 7801 Tonnelle Ave | (551) 266-5413 |
| 10 | E Mario Fernandez - Prudential Financial | 7724 Bergenline Ave | (201) 662-8841 |
Serving Hudson County, including North Bergen, Gonzalez & Company Insurance Agency provides landlord insurance agent services for residential and commercial property owners. The company helps landlords protect their rental investments by addressing liability concerns and potential property damage from tenants. It structures policies that cover loss of rental income during necessary repairs after a covered event. Typical offerings include protection for multi-unit dwellings and coverage tailored for individual residential rental properties.
Velocity Insurance Multi Services in North Bergen, NJ, offers landlord insurance coverage along with standard protection options for rental properties. Its service plans typically include basic policy management and routine consultation for maintaining adequate coverage levels. The team assists owners with evaluating liability needs and navigating local regulations affecting rental income. Regular policy reviews help ensure that landlords remain protected against common property risks in the area. The agency services single-family homes, apartments, retail, and restaurants.
InsureOne Insurance serves North Bergen and the surrounding communities in Hudson County. As a Landlord Insurance Agent, the company handles customized policies designed to protect rental properties from common financial risks such as property damage and liability claims. Its approach typically begins with a detailed review of a property’s specific exposures before recommending appropriate coverage limits. For a typical job, it assesses each property’s unique circumstances and applies standard risk-management principles to match coverage with the property’s actual needs.
NJ Industrial Group serves property owners and landlords in the North Bergen area, providing landlord insurance agency services to help protect residential and commercial rental investments. Clients can access coverage options designed to address common liability and property risks associated with managing rental units. The agency assists with policy questions and claims support. In addition to serving North Bergen, NJ Industrial Group also covers nearby parts of the greater Hudson County metro region, including Secaucus.
Located in North Bergen, NJ, Robert J Auth Agency specializes in landlord insurance coverage for residential and commercial rental properties. It assists local property owners with policies protecting against property damage, liability claims, and potential rental income loss. The agency works with clients to tailor coverage that addresses specific building exposures and tenant-related risks common in the area. As seasons change, it helps landlords review policies for winter storm damage or flooding concerns that can affect aging infrastructure common to many North Bergen properties.
Jesse Henriques: Allstate Insurance serves North Bergen, NJ, and its surrounding communities, specializing in landlord insurance coverage for residential rental properties. The agency handles policies that protect property owners from common liabilities, property damage, and loss of rental income. It works with local landlords to understand unique property risks and insurance needs. For a typical job, the agency begins by assessing the specific property details and exposure to hazards before matching the client with a suitable policy that meets coverage requirements.
As North Jersey landlords prepare for seasonal storms that can cause water damage or roof leaks, CoreSafe Insurance Agency NJ in North Bergen offers specialized coverage for property owners. This agency understands local rental building risks and helps clients find landlord insurance policies that address liability and income loss. They assist with comparing coverage options to suit various property types within the rental market. The company begins by arranging an in-person assessment of the rental property and reviewing its specific insurance needs.
21st Insurance Agency focuses on residential landlord coverage in North Bergen, New Jersey, helping property owners protect rental homes from common risks. Commercial landlord policies are also available, extending protection to multi-unit buildings and mixed-use properties in the greater area. The agency works closely with clients to tailor coverage that addresses local regulations and tenant liability concerns. After a policy is issued, they provide ongoing follow-up service between regular visits, adjusting coverage as properties change or new units become available.
E Mario Fernandez - Prudential Financial handles a range of property coverage needs for North Bergen and the surrounding area, with a dedicated focus on landlord insurance solutions. The office assists property owners in structuring policies that address typical rental exposures such as dwelling protection and liability concerns. They additionally work to incorporate specialty add-ons like loss of rent coverage or ordinance and law endorsements. This agency can serve those who own commercial sectors including office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in North Bergen Cost?
Typical landlord insurance costs in New Jersey range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in North Bergen, annual premiums often fall between 800 and 1,500 dollars. Multi-unit properties may cost 1,200 to 3,000 dollars per year depending on coverage limits and location. These costs vary based on property age, size, and claims history. This is general information and not insurance advice.
About landlord insurance agents in North Bergen
Landlord insurance agents in North Bergen New Jersey help rental property owners secure coverage for their buildings and tenants. New Jersey law requires landlords to maintain certain insurance levels, and a local agent can guide you through state-specific requirements like the New Jersey Truth in Renting Act. These agents work with multiple carriers to find policies that protect against property damage, liability claims, and loss of rental income.
Frequently Asked Questions
What does a landlord insurance agent in North Bergen do?
A landlord insurance agent helps you find a policy that covers your rental property. They assess your specific needs, such as dwelling coverage, liability protection, and loss of rent. In New Jersey, they can also advise on compliance with state landlord-tenant laws that affect your insurance requirements.
Is landlord insurance required by law in New Jersey?
New Jersey does not have a state law that requires landlord insurance. However, most mortgage lenders require it as a condition of the loan. Additionally, the New Jersey Truth in Renting Act may require you to disclose certain insurance details to tenants.
How do I choose a landlord insurance agent in North Bergen?
Look for an agent who specializes in rental property insurance and understands New Jersey regulations. Check their experience with multi-unit buildings or single-family rentals. Ask about the specific coverage options they offer for North Bergen properties, such as flood insurance since the area is near the Hackensack River.
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