The top-rated landlord insurance agent in Parsippany, New Jersey is Ronald Owens at Comparion Insurance Agency, rated 5.0 stars across 292 reviews. Other highly rated options include Said Shamsudin - State Farm Insurance Agent, GA Financial Group LLC, Kensington Vanguard NJ - Erika Baldino. This directory lists 14 landlord insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 2 | Said Shamsudin - State Farm Insurance Agent | 342 Parsippany Rd | (973) 334-5111 |
| 3 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 4 | Kensington Vanguard NJ - Erika Baldino | 600 Parsippany Rd | (609) 706-2331 |
| 5 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 6 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 7 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 8 | Ben Michalik: Allstate Insurance | 342 Parsippany Rd | (973) 884-8700 |
| 9 | Mitesh Patel: Allstate Insurance | 820 US-46 | (973) 335-3888 |
| 10 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
Ronald Owens at Comparion Insurance Agency serves the Parsippany, New Jersey, metro area as a landlord insurance agent. The company assists residential property owners in managing risk exposures common to rental real estate. Its main services include crafting customized coverage packages for single-family rentals and small multi-unit dwellings. The agency also helps navigate local liability concerns and property damage protection specific to New Jersey landlord requirements. Ronald Owens at Comparion Insurance Agency handles loss-of-rent coverage and vacant property insurance policies in this area.
Said Shamsudin - State Farm Insurance Agent in Parsippany, NJ, serves homeowners, businesses, and property managers seeking landlord insurance. The agency provides policies designed to protect rental properties, covering structures, liability, and potential loss of rental income. Clients can explore coverage options for single-family rentals, multi-unit dwellings, and commercial spaces. The agency also offers services tailored to property investors managing portfolios in the Parsippany area. In addition, Said Shamsudin covers neighboring communities throughout Morris County and parts of the surrounding metro region.
GA Financial Group LLC serves landlords in Parsippany, New Jersey, and the surrounding communities. It handles landlord insurance policies, addressing property protection and liability coverage needs for rental property owners. The company works with clients to assess the unique risks associated with managing residential rentals in the greater Parsippany area. It approaches each job by first gathering detailed information about the property to match coverage with the specific requirements of the landlord’s situation.
Kensington Vanguard NJ - Erika Baldino in Parsippany offers landlord insurance agents who work with clients on either a one-time policy placement or an ongoing service relationship for managing renewals and claims. Their coverage typically protects rental properties from liability, property damage, and lost rental income due to covered perils. Such support is generally arranged on an as-needed basis, with the agent available whenever a policy change, claim, or new property acquisition arises.
NJM Insurance Group in Parsippany provides landlord insurance coverage tailored to protect rental property investments. It offers policies that address property damage, liability, and lost rental income, with options to customize deductibles and coverage limits. Ongoing service includes policy reviews to adjust for property value changes or tenant turnover. The company serves property owners with single-family homes, apartment complexes, retail spaces, and restaurants requiring commercial coverage.
Love Parikh at Comparion Insurance Agency specializes in helping local property owners secure tailored landlord insurance coverage and provides expert guidance on policy options for residential rental properties throughout Parsippany, New Jersey. The agency assists clients in understanding liability protection and property damage coverage essential for managing rental units. When winter storms threaten the area, it helps landlords review policies to guard against potential ice dam damage or burst pipe claims.
For Parsippany landlords preparing for winter freeze cycles, securing comprehensive property coverage protects against burst pipes and liability claims. Comparion Insurance Agency helps rental property owners assess coverage gaps specific to New Jersey multifamily housing regulations. Their process examines current deductible structures and tenant damage exclusions. A typical consultation begins with reviewing renter screening policies. The representative schedules an on-site walkthrough to photograph existing roof conditions, plumbing infrastructure, and heating system permits before finalizing quotes.
In Parsippany, the changing seasons bring risks like burst pipes and storm damage that can impact rental properties. Ben Michalik: Allstate Insurance provides landlord insurance agents who help property owners secure coverage tailored to these local concerns. They focus on protecting against liability and property damage, offering policies that address the specific needs of residential landlords in the area. A typical first step involves an inspection of the rental property to assess its current condition and identify any necessary coverage adjustments.
Mitesh Patel: Allstate Insurance in Parsippany, NJ provides comprehensive landlord insurance protection for property owners in the region. The agency works to cover standard landlord needs such as property damage and liability, and it can specialize add-ons like loss of rental income coverage. Its policies are designed to assist those managing residential rentals. For commercial sectors, the agent can also serve offices requiring tenant liability protection, warehouses needing structural coverage, and food service operations seeking equipment and liability insurance.
Based in Parsippany, New Jersey, Maxine Melo at Comparion Insurance Agency serves residential landlords by providing policies that protect rental properties and associated liabilities. The agency also handles commercial coverage for larger multi-unit buildings and mixed-use spaces, extending service to clients throughout Parsippany and the surrounding region. Landlords can secure comprehensive protection tailored to their specific property needs. Ongoing follow-up is available after initial placement, ensuring coverage adjustments are made between regular property visits.
What Does a a Landlord Insurance Agent in Parsippany Cost?
The cost of landlord insurance in New Jersey typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Parsippany annual premiums often fall between 800 and 1 500 dollars. Factors like property age location and coverage limits affect the price. This is general information not insurance advice.
About landlord insurance agents in Parsippany
Landlord insurance agents in Parsippany help property owners protect rental investments with policies tailored to New Jersey requirements. New Jersey law does not mandate landlord insurance but mortgage lenders often require it. Agents guide landlords on liability coverage and dwelling protection for local properties.
Frequently Asked Questions
What does landlord insurance cover in Parsippany New Jersey?
Landlord insurance typically covers dwelling damage liability and loss of rental income. In New Jersey policies may also include coverage for water damage from burst pipes which is common in older Parsippany buildings. It does not cover tenant personal property.
Is landlord insurance required by law in New Jersey?
New Jersey state law does not require landlords to carry insurance. However mortgage lenders and property management companies often require a minimum amount of liability coverage. Without it a landlord could face personal financial risk from tenant lawsuits or property damage.
How do I choose a landlord insurance agent in Parsippany?
Look for an agent who understands New Jersey landlord tenant law and local property risks like flooding from the Rockaway River. Ask about policy exclusions for vacant properties and check if the agent offers multi property discounts. Compare quotes from at least three agents.
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