The top-rated landlord insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,674 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 24 landlord insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 7 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 8 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 9 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
| 10 | THG Insurance | 1985 Eastwood Rd Suite 204 | (910) 338-1773 |
Able Insurance serves landlords throughout the Wilmington, NC metro area by offering insurance policies tailored to rental property owners. Their work focuses on protecting residential and commercial rental investments from common local risks such as storm damage, liability claims, and tenant-related losses. By helping property owners secure appropriate coverage, the agency addresses the specific needs of the coastal North Carolina rental market. Policies they commonly arrange include dwelling fire coverage and landlord general liability insurance.
Sizemore Insurance - Wilmington serves local homeowners, businesses, and property managers seeking protection for their rental properties. The agency specializes in landlord insurance policies tailored to the region’s unique coastal risks, including storm damage and liability concerns. Their services focus on helping clients secure appropriate coverage for residential and commercial rental units. Beyond Wilmington proper, this agent also provides insurance solutions for properties in the neighboring community of Carolina Beach along the southern coast.
As a landlord insurance agent in Wilmington, NC, Jonathan Calhoun - State Farm Insurance Agent specializes in policies tailored for rental property owners, covering dwelling protection and liability coverage. The agency serves clients seeking to safeguard their investment properties against common perils. It generalizes in assisting landlords with navigating insurance options specific to their unique portfolio needs. This service often addresses concerns like property damage from hurricanes, a seasonal risk crucial for property managers along the coastal Carolinas to manage before storm season arrives.
For landlord clients in Wilmington, NC, navigating between a single-property policy and a portfolio of coverage options is essential to properly protect rental investments. A landlord insurance agent secures protection for building structures, liability exposure, and potential lost rental income. Atlantic Coast Insurance Agency offers coverage that can be tailored to suit either a simple property or a growing set of real estate holdings. Service for securing or adjusting a policy typically runs on an as-needed, scheduled annual review, or a one-time initial setup basis as each landlord’s circumstance dictates.
As seasonal storms and fluctuating tenant demand create shifting risks for rental property owners in the coastal region, Acrisure Wilmington, NC (Don Bullard) provides focused landlord insurance guidance. Operating in the Wilmington area, this agency works with property holders to secure coverage tailored to the specific liabilities of residential and commercial rentals. They help navigate policies that address property damage, liability protection, and loss of rental income. The process begins with an initial assessment of each property's unique exposure and current lease conditions.
Superior Insurance provides landlord insurance coverage for property owners in Wilmington, NC. It protects residential rental properties against common risks, including property damage and liability claims. The company can also add endorsements for loss of rental income or vandalism. This tailored approach helps property managers safeguard their investments against financial interruptions. Superior Insurance additionally serves commercial sectors such as offices, warehouses, and food service establishments.
As hurricane season approaches along the Carolina coast, Wilmington property owners seek protection for their rental investments. Wells Insurance, a Landlord Insurance Agent in Wilmington, North Carolina, provides coverage tailored to income properties in this coastal community. Policies address structural damage from coastal storms and liability concerns from tenant-occupied residences. The agent structures insurance for single-family rentals and multi-unit dwellings common across the historic port city. A complete evaluation of the property’s exposure and rental income begins with an initial on-site inspection.
April Jones Insurance assists property owners in the Wilmington, North Carolina area with general landlord coverage. Their services focus on protecting rental investments from liability and property damage. Additionally, they offer specialized endorsements often sought by local landlords, such as protection against loss of rental income and coverage for vandalism. This landlord insurance agency can serve various commercial sectors, including office spaces, warehouses, and food service operations.
ALLCHOICE Insurance serves landlords throughout Wilmington, North Carolina, and the surrounding coastal communities. The agency handles a full range of landlord insurance coverage, including property damage, liability protection, and loss of rental income. It also addresses specific risks common to the area, such as storm and flood exposure. For a typical policy, the agency begins with an in-depth assessment of the property and the landlord’s financial exposure, then constructs coverage that balances cost with adequate protection.
THG Insurance serves residential landlords in Wilmington, North Carolina, by providing tailored liability and property coverages for rental homes. Commercial landlord insurance is also available for larger multi-unit properties across the Cape Fear region. Policies are designed to help owners manage risk and protect their investments. Clients frequently return for coverage updates between regular policy reviews, ensuring their insurance remains aligned with changing rental needs and local market conditions.
What Does a a Landlord Insurance Agent in Wilmington Cost?
Typical landlord insurance costs in North Carolina range from 800 to 2,500 dollars per year for a standard single-family rental. In Wilmington, premiums can be higher due to coastal exposure and windstorm risk. Factors like property age, deductible amount, and liability limits also affect pricing. For example, a 200,000 dollar dwelling might cost 1,200 to 1,800 dollars annually. This is general information, not insurance advice.
About landlord insurance agents in Wilmington
Landlord insurance agents in Wilmington, North Carolina help rental property owners protect their investments with specialized coverage. North Carolina law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Agents can guide you on policies that cover dwelling damage, liability, and loss of rental income, especially important in coastal areas like Wilmington where hurricane and flood risks are higher.
Frequently Asked Questions
What does landlord insurance cover in Wilmington NC?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the property becomes uninhabitable. In North Carolina, policies may exclude flood or wind damage, so separate coverage is often needed for coastal areas.
Is landlord insurance required by law in North Carolina?
North Carolina state law does not require landlord insurance. However, most mortgage lenders require it for rental properties. Additionally, some local ordinances in Wilmington may have specific safety requirements that affect coverage needs.
How much does landlord insurance cost in Wilmington NC?
Costs in Wilmington vary based on property value, location, and coverage limits. Typical annual premiums range from 800 to 2,500 dollars for standard policies. Properties near the coast or with higher hurricane risk may cost more. This is general information, not insurance advice.
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