The top-rated landlord insurance agent in Winston-Salem, North Carolina is Alliance Insurance Services, rated 4.9 stars across 464 reviews. Other highly rated options include Highstreet Insurance, Formerly Peak Insurance Group, Wilson Insurance Services, Inc., Summit Insurance LLC. This directory lists 18 landlord insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 2 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 3 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 4 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 5 | Piedmont Triad Insurance | 300 7th St W | (336) 631-9304 |
| 6 | Kim Bates - State Farm Insurance Agent | 1409 S Stratford Rd suite e | (336) 768-6351 |
| 7 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
| 8 | L&L Insurance Agency Winston Salem, NC | 2120 Old Lexington Rd | (336) 793-1505 |
| 9 | Charles C Brunson Insurance Agency | 4680 Brownsboro Rd Suite A-1 | (336) 759-0152 |
| 10 | Superior Insurance | 1139 Silas Creek Pkwy | (336) 245-8709 |
Alliance Insurance Services serves the Winston-Salem, North Carolina, metro area as a landlord insurance agent. The company assists property owners with policies designed to cover rental dwellings and protect against common financial risks. Tailored coverage options address both single-family rentals and multi-unit properties. Typical policies include protection for property damage and liability claims that can arise from tenant relationships. The firm also helps landlords secure coverage for loss of rental income and vacant property protection.
Highstreet Insurance, formerly Peak Insurance Group, provides landlord insurance policies covering property damage, liability, and loss of rental income. It offers service maintenance plans to help property owners manage ongoing risks and protect their investments. The firm assists with navigating policy terms and filing claims for rental properties throughout the local area. Its services extend to single-family homes, apartments, retail spaces, and restaurants requiring specialized coverage.
Wilson Insurance Services, Inc. serves homeowners, residential landlords, and property managers in Winston-Salem, NC. It provides landlord insurance policies that protect rental properties from fire, storm damage, vandalism, and liability claims. The agency assists clients in selecting coverage levels suited to single-family homes and multi-unit dwellings. It also helps with rental income loss protection and personal property coverage for furnished units. Serving the Winston-Salem metro, it extends its landlord insurance services to nearby communities such as Clemmons and Lewisville.
Summit Insurance LLC in Winston-Salem, NC distinguishes between one-time policies for a single property and recurring plans covering ongoing rental portfolios. Its landlord insurance coverage protects against property damage, liability claims, and lost rental income. Services operate on both a scheduled and as-needed basis, allowing landlords to arrange policy reviews, claims assistance, or new property enrollment at their convenience.
Piedmont Triad Insurance, located in Winston-Salem, NC, works as a landlord insurance agent, helping property owners protect rental investments against common risks. This company obtains policies that cover essential protections such as property damage and liability. It also arranges specialty add-ons like coverage for loss of rental income during repairs. In the commercial sector, the agent serves offices needing tenant protection, warehouses with liability exposures, and food service operations requiring coverage for equipment and customer injuries.
Kim Bates - State Farm Insurance Agent serves Winston-Salem and the surrounding communities in Forsyth County, handling landlord insurance policies for residential and small commercial rental properties. The agency provides coverage options that address property damage, liability protection, and potential loss of rental income. Typical policies are tailored to individual property needs, factoring in location and occupancy type. To structure a suitable plan, this agent first reviews the property’s risk profile and the landlord’s specific coverage priorities before recommending appropriate policy limits and deductibles.
As a landlord insurance agent located in Winston-Salem, NC, Cameron Insurance, an Epperson Insurance Group company, offers specialty services tailored to protect rental properties and their owners. It generally helps clients secure coverage for single-family homes, multi-unit dwellings, and investment properties common in the Piedmont Triad area. This support includes reviewing policy details to account for local building costs and tenant liability risks. The agency is particularly helpful when seasonal storms or tenant turnover create new coverage questions for local property investors.
As winter approaches in Winston-Salem, property owners face increased risks from frozen pipes and roof damage. L&L Insurance Agency addresses these concerns by offering tailored landlord insurance policies designed to protect rental investments throughout the area. Their services help clients navigate coverage for liability, property damage, and loss of rental income, ensuring that unforeseen events do not disrupt cash flow. The process typically begins with a thorough inspection of the property to assess current conditions and identify any potential hazards before finalizing an appropriate insurance plan.
Charles C Brunson Insurance Agency provides residential landlord insurance in Winston-Salem, NC, protecting rental properties from common risks. Commercial coverage is also available for larger multifamily or mixed-use buildings in the surrounding region. Their services help property owners manage liability and property damage exposures tied to rental real estate. While policies are carefully reviewed at the time of purchase, the agency also welcomes follow-up contact after claims or between regular renewals to adjust coverage as needs change.
As autumn storms approach in Winston-Salem, property owners often seek coverage that protects rental income and structural assets from weather-related damage. Superior Insurance serves as a landlord insurance agent, helping local investors identify appropriate policies for single-family rentals or small apartment buildings in the area. Their consultation focuses on vacancy periods, liability exposures, and dwelling replacement costs tailored to Triad rental markets. After discussing coverage gaps with clients, they schedule a property inspection to assess roofing conditions and maintenance needs, providing guidance before any policy binds.
What Does a a Landlord Insurance Agent in Winston-Salem Cost?
Landlord insurance in North Carolina typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Winston-Salem annual premiums often range from 800 to 2000 dollars depending on the property value location and coverage limits. Older homes or properties with higher liability risks may cost more. This is general information and not insurance advice.
About landlord insurance agents in Winston-Salem
Landlord insurance agents in Winston-Salem North Carolina help property owners protect their rental investments. North Carolina law does not require landlord insurance but many mortgage lenders do. Agents can guide you on policies that cover property damage liability and loss of rental income specific to the Winston-Salem housing market.
Frequently Asked Questions
What does landlord insurance cover in Winston-Salem North Carolina?
Landlord insurance typically covers dwelling damage liability protection and loss of rental income. In North Carolina you may also need flood insurance since Winston-Salem is not in a high risk flood zone but heavy rains can cause damage. Policies often exclude tenant personal property so tenants should get renters insurance.
Is landlord insurance required by law in North Carolina?
North Carolina state law does not require landlord insurance. However your mortgage lender or homeowners association may require it. If you have a loan on the rental property the lender will likely mandate a minimum level of dwelling coverage.
How do I choose a landlord insurance agent in Winston-Salem?
Look for an agent who specializes in rental properties and understands North Carolina insurance regulations. Ask about coverage for vacancy periods liability limits and whether the policy uses replacement cost or actual cash value. Compare quotes from multiple agents to find suitable terms for your property.
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