The top-rated landlord insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Renae Haug - State Farm Insurance Agent, Tom Reim Agency - Life Insurance, Long-Term Care, Annuities. This directory lists 20 landlord insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 3 | Renae Haug - State Farm Insurance Agent | 1471 Interstate Loop #1 | (701) 255-4433 |
| 4 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 5 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 6 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 7 | Terry Richter - State Farm Insurance Agent | 201 N 19th St | (701) 223-8757 |
| 8 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 9 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 10 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
Roberta Storm’s State Farm Insurance Agency serves the Bismarck, North Dakota metro area as a landlord insurance agent. The firm helps property owners protect their rental investments with specialized coverage tailored to local regulations and weather risks. Policies typically address property damage, liability protection, and loss of rental income. This agency also assists with insuring multi-unit dwellings and vacation rental properties for area landlords.
Farmers Insurance - Kyle Herman provides comprehensive landlord insurance services in Bismarck, North Dakota, including property damage coverage, liability protection, and loss of rental income policies. The agency offers customized plans to help property managers maintain financial security against unexpected events. Routine policy reviews and claims assistance are available to ensure consistent coverage. This agency serves a range of rental properties, from single-family homes and apartment complexes to retail spaces and restaurants in the Bismarck area.
Renae Haug - State Farm Insurance Agent serves homeowners and small-scale property managers in Bismarck, North Dakota with tailored landlord insurance policies. The agency helps local rental property owners protect their investments through comprehensive coverage options, including dwelling protection and liability safeguards. Clients receive guidance on navigating typical regional risks such as harsh winter weather and tenant-related issues. Policyholders benefit from personalized support designed to address the unique financial concerns of leasing residential property. Renae Haug also extends coverage services to neighboring Mandan.
Tom Reim Agency - Life Insurance, Long-Term Care, Annuities serves Bismarck, North Dakota, and the surrounding communities, handling landlord insurance policies for property owners in the area. It provides coverage options designed to protect rental properties from common risks like property damage and liability claims. The agency works closely with landlords to assess each property’s specific exposure and tailor insurance solutions accordingly. For a typical job, it reviews the rental property’s condition and the tenant situation before recommending a policy that balances protection with cost.
Shane Splonskowski Agency Inc American Family Insurance offers specialized landlord insurance services for property owners in Bismarck, North Dakota. The agency also provides related coverage to help manage general risk and liability concerns associated with rental properties. Landlord insurance addresses physical damage to buildings, loss of rental income, and legal protection in tenant disputes. Client support throughout the policy lifecycle helps property owners navigate Bismarck’s variable weather conditions, such as protecting against hail damage during spring and summer thunderstorms or freeze-related pipe bursts in harsh winter months.
As snow and ice recede each spring across central North Dakota, Bismarck landlords begin assessing winter damage to roofs, foundations, and vacant units. Professional Insurance Services in Bismarck, ND addresses these seasonal exposures by reviewing property policies before new tenants arrive. The company focuses on aligning coverage with local rental codes and common regional claims like frozen pipes or wind damage. An initial coverage review typically begins with an inspection of the property’s exterior and utility areas to document current conditions.
For clients seeking either a single policy for a rental property or ongoing coverage for a portfolio, a local agent provides landlord insurance that protects buildings and structures from fire, wind, and vandalism, and also covers liability for tenant accidents or property damage. Policies commonly address loss of rental income if a unit becomes uninhabitable. Service is available on an as-needed basis for individual quotes, yet scheduled annual reviews of coverage are also offered to ensure limits remain adequate. Terry Richter - State Farm Insurance Agent serves Bismarck, ND.
Bain Agency provides residential landlord insurance services in the Bismarck area, ensuring property owners are covered for rental dwellings and tenant-related risks. The agency also handles commercial coverage for larger multi-unit buildings or mixed-use properties. Serving clients throughout Bismarck, North Dakota, they work with local investors and out-of-state owners alike. Policies are reviewed regularly to match changing occupancy needs, and follow-up support is available between scheduled visits to adjust coverage or address new property acquisitions.
A & M Insurance Agency serves Bismarck landlords with coverage tailored for rental properties. The company handles essential protections for residential and commercial rental buildings, including property damage and liability insurance. Policies can address loss of rental income and equipment breakdowns. Clients also receive guidance on managing common landlord exposures in the North Dakota climate. A & M offers a dedicated add-on for vacant property coverage, bridging gaps when units sit empty between tenants.
Steffes Agency works with property owners in Bismarck to secure insurance coverage tailored for rental dwellings. Its specialty extends to landlord-specific protections such as liability coverage and loss-of-rent endorsements. The agency assists both small-scale investors and larger property managers in addressing the unique risks of leasing, including weather-related damage and tenant disputes. Through this focused approach, the agency serves commercial sectors as well, including office buildings, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Bismarck Cost?
Landlord insurance in North Dakota typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Bismarck annual premiums often range from 800 to 1,500 dollars. Factors like property age location and coverage limits affect the price. This is general information not insurance advice.
About landlord insurance agents in Bismarck
Landlord insurance agents in Bismarck help property owners protect rental homes and apartments. North Dakota law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain coverage for property damage and liability specific to North Dakota weather risks like hail and snow.
Frequently Asked Questions
What does landlord insurance cover in Bismarck North Dakota?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income. In North Dakota policies often include protection against wind and hail damage common in the region.
Is landlord insurance required by law in North Dakota?
North Dakota state law does not require landlord insurance. However your mortgage lender may require it as a condition of the loan. Some tenants also ask for proof of insurance in their lease agreement.
How do I choose a landlord insurance agent in Bismarck?
Look for an agent who has experience with rental properties in North Dakota. Ask about coverage for vacant units and liability protection. Check that the agent is licensed with the North Dakota Insurance Department.
Landlord Insurance Agents in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston