The top-rated landlord insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 16 landlord insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Dixon Insurance | 3101 39th St S suite a | (701) 281-8200 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | FM Insurance | 428 25th St S | (701) 271-8110 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Yahnke Insurance Agency | 1704 Main Ave | (701) 232-5722 |
Far North Insurance serves the Fargo metro area and Cass County as a landlord insurance agent. It helps property owners secure coverage for residential rentals and commercial rental buildings. The agent works with local homeowners to protect their income properties from common risks like fire damage and liability claims. Policies can be tailored to cover loss of rental income and vandalism. Specifically, it handles dwelling fire insurance policies and general liability coverage for rental properties.
Grand Slam Insurance in Fargo, ND, offers tailored landlord insurance solutions covering property damage, liability, and income loss. Service options include custom policy reviews and dedicated claims support to help property owners manage risk. Maintenance guidance is provided to assist with property upkeep and tenant transition planning. The agency serves a range of local real estate investments, including single-family homes, apartments, retail spaces, and restaurants.
Dixon Insurance serves Fargo, North Dakota, and the surrounding Red River Valley communities. It handles landlord insurance policies designed to protect rental property owners from property damage, liability claims, and lost rental income. The company assists clients in securing coverage that addresses the specific risks of managing residential or commercial rental units in a region prone to harsh winters and seasonal flooding. For a typical job, it starts by reviewing the property's condition and assessing the landlord's particular coverage needs before tailoring a policy accordingly.
Superior Insurance in Fargo, ND provides landlord insurance agents who differentiate between one-time policy placements for single properties and recurring service options for expanding portfolios. Their coverage typically addresses property damage, liability protection, and potential loss of rental income. These agents work with local rental property owners to tailor policies to specific property types and risk factors. Service for clients is scheduled as needed, allowing policy reviews when properties are acquired, leases turn over, or coverage requirements change.
Summit Insurance Agency in Fargo, ND specializes in landlord insurance policies tailored for residential and small commercial rental properties. It routinely assists property owners with coverage for dwelling protection, liability, and loss of rental income. Additionally, the agency offers guidance on necessary endorsements for specific risks common to the region. For Fargo landlords, Summit helps address concerns about roof damage from winter ice dams or spring hailstorms that can cause costly repairs and vacancy.
With winter freezing pipes and spring thaw common risks for Fargo rental properties, OnPoint Insurance Services provides policies tailored to protect local landlords from such losses. As an agent dedicated solely to landlord insurance, the company structures coverage options that address building repairs, liability, and rental income interruption specific to North Dakota regulations. Before issuing any policy, OnPoint Insurance Services schedules a walkthrough of the property for an initial assessment of existing conditions.
FM Insurance serves homeowners, property managers, and small-business owners in Fargo who need protection for rental properties. It offers landlord insurance policies that address common risks such as property damage and liability claims in the local market. Coverage is designed for long-term residential rentals and commercial real estate holdings. Landlords can consult the agency on specific policy options and deductible choices to suit individual portfolios. The company also assists clients with rental properties in Moorhead, across the Red River from downtown Fargo.
Dawson Insurance Agency in Fargo, ND works with property owners to secure coverage that addresses standard property risks. The agency specializes in landlord insurance, which can add protections for rental properties such as lost rent reimbursement and liability coverage for tenant injuries. This tailored approach helps mitigate the unique exposures associated with leasing residential or commercial space. Its services are available for a variety of commercial sectors, including offices, warehouses, and food service operations.
RJ Bailey Insurance Center in Fargo, ND is known for providing landlord insurance agents to property owners who rent residential or commercial units. The firm assists local landlords in crafting customized coverage that protects against property damage, liability risks, and income loss from tenant vacancies. Recognizing that every rental property has unique exposures, the company designs policies to fit single-family homes, duplexes, or small apartment buildings. Beyond standard protection, it can add specialized umbrella liability coverage to extend safety nets for larger portfolios.
Yahnke Insurance Agency in Fargo, ND provides residential landlord insurance services to property owners managing single-family rentals, duplexes, and small apartment buildings. Commercial coverage is also offered for larger multi-unit complexes and mixed-use properties throughout the Fargo-Moorhead area. Agents work with local landlords to build policies that address liability and property damage exposures common in rental housing. Clients can expect thorough assistance during policy setup and straightforward support for renewals, with follow-up or repeat service available between regular visits to adjust coverage as needed.
What Does a a Landlord Insurance Agent in Fargo Cost?
The average cost of landlord insurance in North Dakota ranges from 800 to 1,500 dollars per year for a single-family rental property. Factors include property value, location, coverage limits, and deductible amounts. Policies for older homes or properties in flood-prone areas near the Red River may cost more. This is general information, not insurance advice.
About landlord insurance agents in Fargo
Landlord insurance agents in Fargo help property owners secure coverage for rental homes and apartments. North Dakota law does not require landlord insurance, but most mortgage lenders do. A local agent can explain how policies cover property damage, liability, and loss of rental income in this region.
Frequently Asked Questions
What does landlord insurance cover in Fargo?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenants personal belongings.
Is landlord insurance required by North Dakota law?
North Dakota state law does not require landlord insurance. However, most mortgage lenders and property management companies in Fargo will require it as a condition of the loan or lease agreement.
How do I choose a landlord insurance agent in Fargo?
Look for an agent who specializes in rental property coverage and understands North Dakota weather risks like hail and winter freeze. Ask about policy exclusions for vacant units and flood damage.
Landlord Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston