The top-rated landlord insurance agent in Fairborn, Ohio is Bud Hillard - State Farm Insurance Agent, rated 4.8 stars across 37 reviews. Other highly rated options include Mike Baker - State Farm Insurance Agent, Jeff Roberts - State Farm Insurance Agent, Flatter Insurance Inc. This directory lists 16 landlord insurance agents serving Fairborn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bud Hillard - State Farm Insurance Agent | 8380 Dayton Springfield Rd | (937) 864-7321 |
| 2 | Mike Baker - State Farm Insurance Agent | 1920 Commerce Center Blvd | (937) 878-4851 |
| 3 | Jeff Roberts - State Farm Insurance Agent | 128 W Main St | (937) 878-8722 |
| 4 | Flatter Insurance Inc | 407 N Broad St | (937) 878-3444 |
| 5 | Kevin Whitten American Family Insurance | 55 N Central Ave #4 | (937) 846-0793 |
| 6 | G A Campbell Agency | 562 E Dayton Yellow Springs Rd | (937) 878-3413 |
| 7 | Nationwide Insurance: Brian D Parrett | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
| 8 | Ohio Real Estate Title Co | 1160 E Dayton Yellow Springs Rd | (937) 878-4333 |
| 9 | Bankers Life | 2900 Presidential Dr Ste 100A | (937) 252-3136 |
| 10 | Parrett Insurance Group | 574 E Dayton Yellow Springs Rd | (937) 878-3936 |
Bud Hillard - State Farm Insurance Agent serves the greater Fairborn, Ohio area and surrounding communities, specializing in landlord insurance coverage for property owners who rent out residential homes or duplexes. The agency helps local landlords protect their investment properties from potential liabilities and property damage. Policies typically include dwelling coverage for the structure, liability protection for injuries occurring on the premises, and loss of rental income during repairs. Bud Hillard’s office specifically handles policy endorsements for tenant-occupied units and assists with adjusting coverage limits based on property value.
Mike Baker - State Farm Insurance Agent in Fairborn, OH, offers landlord insurance services including general liability coverage, property protection, and income loss management for rental investments. Its support plans help clients assess potential hazards and maintain adequate coverage levels as properties age. The agency serves single-family homes, small apartment complexes, and mixed-use retail locations, as well as restaurants that require landlord-specific policies.
Jeff Roberts’s agency serves landlords, property investors, and small business owners in Fairborn, Ohio, by providing tailored insurance policies for rental properties. Coverage options protect against risks such as property damage, liability claims, and loss of rental income. The office works closely with clients to explain essential coverages for residential or commercial rentals in the area. Beyond Fairborn, it also assists property managers and owners in nearby Beavercreek, ensuring convenient access to landlord insurance solutions throughout the greater Dayton metro region.
Flatter Insurance Inc serves Fairborn, Ohio, and the surrounding communities, offering protection for residential rental properties. The company handles comprehensive policies that address the unique needs of landlords, including property damage and liability coverage. Each policy is tailored to safeguard income from tenants and unpredictable events. It undertakes a typical job by carefully assessing the property’s condition and local market risks to recommend appropriate coverage limits that secure the owner’s investment without overextending expenses.
As a landlord insurance agent, Kevin Whitten American Family Insurance offers both one-time policy placements for a single property and recurring service options to manage an expanding portfolio. Coverage typically protects against property damage, liability claims, and lost rental income. Landlords in Fairborn, OH, benefit from tailored solutions designed to address local rental risks and insurance requirements. Service runs on an as-needed basis, allowing property owners to request reviews or adjustments whenever their lease terms, property conditions, or coverage needs change.
As the seasons shift in Fairborn, OH, property inspections become essential for landlords managing rental homes and duplexes. G A Campbell Agency provides landlord insurance designed to help property owners address those evolving maintenance liabilities and property risks between tenancies. They work with area landlords to secure appropriate coverage that matches the specific challenges of local rental investments, from weather-related damage to liability protections. To begin, a representative will schedule a walkthrough assessment of the rental property’s current condition and existing coverage needs.
Located in Fairborn, OH, Nationwide Insurance: Brian D Parrett offers comprehensive property coverage with specialized add-ons to protect rental income and liability from tenant activities. The agency provides customized landlord policies that address common concerns such as property damage and loss of rent during repairs. Its services extend to a variety of commercial sectors, including offices, warehouses, and food service establishments.
Ohio Real Estate Title Co in Fairborn, OH specializes in landlord insurance policies designed to protect rental property owners from liability claims and property damage. It generally serves local landlords by reviewing coverage needs related to multi-unit dwellings and single-family rentals. The company assists with insurance requirements during tenant transitions and helps property owners address increased exposure risks following seasonal storms or vacancy periods.
Bankers Life serves as a landlord insurance agent in Fairborn, OH, offering residential coverage for rental properties. The agency also handles commercial policies for larger multi-unit buildings and mixed-use spaces. Service extends throughout Fairborn and the surrounding Greene County area. Policyholders receive guidance on liability protection and property damage coverage tailored to local rental markets. Regular policy reviews ensure coverage keeps pace with changing property values or tenant situations, and the office supports follow-up adjustments between routine visits.
Parrett Insurance Group is a recognized provider of coverage for rental property owners in Fairborn, OH. Its services help landlords protect income-generating dwellings against liability claims, property damage from fire or weather, and vandalism or tenant-related losses. Navigating the varied requirements of residential rental risk is its core focus. The firm also offers additional endorsements such as protection for loss of rental income when a property becomes uninhabitable due to a covered peril.
What Does a a Landlord Insurance Agent in Fairborn Cost?
Typical landlord insurance in Ohio costs between 15 and 30 percent more than standard homeowners insurance. For a single-family rental in Fairborn, annual premiums often range from 800 to 1500 dollars. Costs depend on property value, location, coverage limits, and deductible. This is general information not insurance advice.
About landlord insurance agents in Fairborn
Landlord insurance agents in Fairborn Ohio help rental property owners protect their investments. Ohio law does not require landlord insurance but mortgage lenders often mandate it. Local agents can guide you on coverage that meets Ohio property standards and liability needs.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. Ohio law does not set specific coverage minimums but agents can advise on common limits.
Is landlord insurance required by Ohio law?
Ohio law does not require landlord insurance. However most mortgage lenders require a policy that covers the property value. Some lease agreements may also require the landlord to carry liability coverage.
How do I choose a landlord insurance agent in Fairborn?
Look for an agent licensed in Ohio with experience in rental property coverage. Ask about policies that include fair rental value protection and liability for premises liability under Ohio premises liability law.
Landlord Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin