The top-rated landlord insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Rathweg Insurance Associates, Inc., Farmers Insurance - James Berlon. This directory lists 12 landlord insurance agents serving Kettering.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Becki Taylor - State Farm Insurance Agent | 215 E Stroop Rd | (937) 438-3400 |
| 2 | Eric Evans - State Farm Insurance Agent | 1649 E Stroop Rd | (937) 298-1011 |
| 3 | Rathweg Insurance Associates, Inc. | 2212 S Patterson Blvd | (937) 296-9393 |
| 4 | Farmers Insurance - James Berlon | 3560 N Marshall Rd Ste 2 | (937) 297-0218 |
| 5 | Robert K. Jones Insurance Agency, LTD. | 3809 Wilmington Pike #100 | (937) 294-2600 |
| 6 | Spectrum Insurance Agency | 1625 Springhill Ave | (937) 643-0081 |
| 7 | Finch Insurance Agency | 3058 Woodman Dr | (937) 583-6100 |
| 8 | Walt Kremer Insurance | 4080 Marshall Rd | (937) 298-0105 |
| 9 | Simpkins-Dellis Insurance Agency | 3970 Shroyer Rd | (937) 294-2724 |
| 10 | Close Agency LLC American Family Insurance | 2188 Hewitt Ave | (937) 234-4528 |
Becki Taylor - State Farm Insurance Agent serves the Kettering, OH area and the greater Montgomery County region, offering landlord insurance policies designed to protect rental property investments. This coverage helps property owners manage risks related to tenant-occupied homes, condos, or multi-unit buildings. Their services address common landlord exposures, including property damage, liability claims, and loss of rental income from covered events. The company also handles specific needs like coverage for personal property used to maintain units and policies for equipment breakdown.
Eric Evans - State Farm Insurance Agent in Kettering, OH, provides a range of landlord insurance policies designed to protect rental property investments. The agency helps property owners secure coverage for both structures and liability, with service plans that include consultations to review limits and discuss potential gaps in protection. Regular policy reviews ensure alignment with changing property values or tenant situations. The agency services properties such as single-family homes, apartments, retail spaces, and restaurants.
Rathweg Insurance Associates, Inc. serves homeowners, rental property owners, and property managers in Kettering, Ohio. The agency specializes in securing landlord insurance policies that protect residential and commercial rental properties. It works with clients to find appropriate coverage for buildings, liability, and potential loss of rental income. The company helps landlords understand the insurance requirements specific to leasing properties in this region. Its services also extend to property owners in nearby Centerville and throughout the greater Dayton metropolitan area.
For landlords in the Kettering area, one-time policy setups are available for new rental properties, while recurring service options provide ongoing coverage adjustments for existing portfolios. Coverage from this agency includes protection for the building structure, loss of rental income, and liability against tenant claims. Common policy endorsements cover vandalism, water damage, and ordinance compliance for older homes. Service runs on a one-time, scheduled, or as-needed basis depending on changes in the property’s occupancy or insurance needs.
Serving Kettering, Ohio, and the surrounding communities, Robert K. Jones Insurance Agency, LTD. handles landlord insurance for property owners. It helps local landlords manage risks associated with rental properties, including liability and property damage coverage. The agency addresses common concerns specific to residential rentals in this area, such as maintenance issues and tenant-related exposures. To handle a typical policy, it begins by thoroughly assessing the specific property details and the landlord’s unique risk profile.
Spectrum Insurance Agency in Kettering, OH provides coverage tailored for residential rental properties, including policies for single-family homes and small multifamily units. It also assists landlords with general liability and property damage protection. Serving the greater Dayton area, this agency helps local property owners understand common exclusions, such as those for tenant-caused water damage. When spring storms bring hail or wind to this region, the agency advises on ensuring policy limits match current replacement costs for roofs and structures.
Located in Kettering, Ohio, Finch Insurance Agency assists property owners with their general risk management needs. The firm specializes in landlord insurance coverage, adding protection for rental properties against common liabilities and property damage. Commercial clients with offices, warehouses, and food service operations are also served. They tailor policies to address the specific exposures found in these different business environments, ensuring that each insured property maintains adequate financial safeguards for both structures and business operations.
As winter ice and thaw cycles threaten rental properties with pipe bursts and roof leaks in Kettering, Walt Kremer Insurance steps in to help local landlords protect their investments. This agency offers tailored insurance policies designed to cover residential rental units, vacant properties, and multi-family dwellings common in the area. A specialist reviews each landlord’s portfolio of properties to assess specific risks from weather-related damage or tenant liability. The process begins with a detailed walkthrough of your rental property to evaluate its current condition and insurance needs.
Simpkins-Dellis Insurance Agency serves residents in Kettering, Ohio, by offering landlord insurance policies tailored for single-family rental properties. Commercial coverage is also available for multi-unit dwellings and small apartment buildings throughout the greater Dayton region. Policies are designed to protect property owners against common risks like tenant damage, liability claims, and loss of rental income. The agency assists landlords in updating their coverage as leases renew, helping ensure consistent protection between regular property inspections and routine maintenance visits.
Close Agency LLC American Family Insurance in Kettering, OH, is known for providing landlord insurance agents who assist property owners with coverage for rental dwellings. Its service range includes policies that protect against property damage, liability claims, and loss of rental income. The firm works with investors managing single-family homes or small multifamily units. A specialty service it can add on is protection against vandalism and malicious mischief by tenants.
What Does a a Landlord Insurance Agent in Kettering Cost?
The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Kettering annual premiums often fall between 800 and 1,500 dollars depending on property value location and coverage limits. Factors like the age of the home number of units and claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Kettering
Landlord insurance agents in Kettering Ohio help property owners protect rental investments with specialized policies. Ohio law does not require landlord insurance but mortgage lenders often mandate it and it covers risks like property damage and liability. Local agents understand the Kettering market and can tailor coverage for single-family homes or multi-unit buildings.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers the building structure liability for tenant injuries and loss of rental income. Ohio policies may also include coverage for vandalism or weather damage common in the Midwest.
Is landlord insurance required by law in Ohio?
Ohio does not have a state law requiring landlord insurance. However most mortgage lenders require it as a condition of the loan. It is strongly recommended to protect against financial loss from property damage or lawsuits.
How do I find a landlord insurance agent in Kettering Ohio?
You can search for independent insurance agents in Kettering who specialize in rental property coverage. Many local agencies offer free quotes and can explain Ohio-specific policy options like dwelling fire or commercial package policies.
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