The top-rated landlord insurance agent in Lancaster, Ohio is Xan Vargo - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Miller Insurance & Financial Group,LLC, Bill Palmer Insurance Inc, Wentz Insurance Agency Inc. This directory lists 19 landlord insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Xan Vargo - State Farm Insurance Agent | 163 E 5th Ave | (740) 571-0307 |
| 2 | Miller Insurance & Financial Group,LLC | 804 W Fair Ave | (740) 653-4339 |
| 3 | Bill Palmer Insurance Inc | 725 E Main St | (740) 687-5733 |
| 4 | Wentz Insurance Agency Inc | 1601 E Main St | (740) 653-5535 |
| 5 | Frear Insurance Services Inc | 343 E Main St | (740) 653-1236 |
| 6 | McGlothin Insurance & Financial Services | 110 N Columbus St Ste 107 | (740) 653-5230 |
| 7 | Mitchell Insurance Agency | 1518 E Main St | (740) 687-6258 |
| 8 | Putnam White Lewis Insurance | 824 N Columbus St | (740) 653-0602 |
| 9 | Tom Mertz Insurance | 345 E Main St | (740) 687-1010 |
| 10 | Otto Insurance Group | 110 E Main St | (740) 653-4004 |
Xan Vargo - State Farm Insurance Agent serves the Lancaster, OH area, offering landlord insurance policies designed to protect rental property investments. The agency provides coverage for residential income properties, addressing risks such as property damage and liability claims that may arise from tenants. Policy options typically include dwelling protection and loss of rental income coverage. Claims assistance is available through the local office. Xan Vargo handles policy customization for single-family rentals and multi-unit dwellings.
Miller Insurance & Financial Group, LLC provides comprehensive landlord insurance solutions for property owners in the Lancaster, OH area. Their service plans include tailored coverage for rental dwellings, safeguarding against property damage, liability claims, and loss of rental income. Regular policy reviews help clients maintain appropriate protection as their portfolios evolve. They service single-family homes, apartments, retail spaces, and restaurants, addressing the distinct insurance needs for each type of leased commercial or residential property.
Bill Palmer Insurance Inc in Lancaster, OH provides landlord insurance services for property managers, real estate investors, and homeowners who rent out residential units. The agency helps secure coverage to protect rental properties against common risks like property damage, liability claims, and lost rental income. Policies are tailored to the specific needs of landlords managing single-family homes or small multifamily buildings. Its service area also extends to the surrounding Fairfield County communities and neighboring metro areas such as Columbus.
Wentz Insurance Agency Inc serves Lancaster, Ohio, and the surrounding Fairfield County communities with landlord insurance policies. It handles liability coverage and property protection for residential rental properties in the local area. The agency works with property owners to secure policies that safeguard their investments against common risks such as fire damage and tenant-related issues. For a typical job, it assesses each client’s rental portfolio to recommend appropriate coverage limits that match the specific property and owner requirements.
Frear Insurance Services Inc in Lancaster, OH distinguishes between a one-time policy for a single property and a recurring plan covering multiple rentals, adjusting liability and dwelling limits accordingly. The agency structures landlord coverage to protect the building structure and address loss of rental income from covered events. Service arrangements are available on a stand-alone, scheduled review, or as-needed claim basis depending on the client’s portfolio needs.
McGlothin Insurance & Financial Services in Lancaster, Ohio provides landlord insurance for residential rental properties, such as single-family homes and duplexes. Commercial coverage is also available for larger multi-unit buildings. The company serves property owners throughout Fairfield County and the surrounding central Ohio region, helping them secure policies tailored to their rental portfolios. Clients regularly return for policy reviews between visits to adjust coverage as properties, tenants, and market conditions evolve over time.
Specializing in tailored coverage for rental properties, Mitchell Insurance Agency in Lancaster, OH assists landlords with protecting their residential and commercial investments. The agency provides general landlord insurance services, including policies that address property damage, liability claims, and loss of rental income. Navigating the specific risks of the local real estate market, the team also offers guidance on safeguarding against tenant-related incidents. During Ohio's harsh winter months, this agency further helps landlords secure coverage for burst pipes and ice dam damage, ensuring properties remain protected through seasonal challenges.
Putnam White Lewis Insurance serves residential landlords in Lancaster, Ohio, with property coverage tailored for rental dwellings. It also offers commercial policies for small apartment buildings and mixed-use properties throughout Fairfield County and the surrounding region. The agency assists property owners in managing liability exposure, fire risks, and weather-related damage claims. Clients often return for policy reviews after lease renewals or renovations, allowing the firm to adjust coverage between regular inspections or seasonal property turnovers.
Tom Mertz Insurance provides property coverage for local landlords, offering protection for rental homes and apartments in Lancaster. Its specialty add-ons include coverage for loss of rental income and liability protection for tenant injuries. This agency serves owners of commercial structures such as office buildings, warehouses, and food service establishments, ensuring each property type receives appropriate risk management.
As Lancaster rental property owners prepare for the seasonal freeze and thaw cycles, Otto Insurance Group assists with annual policy reviews tailored to landlord needs in the Ohio region. The agency focuses on structuring coverage for both long-term leases and short-term rentals, protecting against liability and property damage risks common to local homes. Their approach includes evaluating current replacement costs for structures and loss-of-rent calculations. To begin a policy assessment, an agent schedules an inspection of the rental property.
What Does a a Landlord Insurance Agent in Lancaster Cost?
The cost of landlord insurance in Ohio typically ranges from $800 to $2,500 per year for a single family home. Factors include property location, age, and coverage limits. Lancaster rates may be slightly lower than Columbus due to lower replacement costs. This is general information and not insurance advice.
About landlord insurance agents in Lancaster
Landlord insurance agents in Lancaster, Ohio help rental property owners protect their investments with specialized policies. Ohio law does not require landlords to carry insurance, but mortgage lenders often mandate it. A local agent can explain how Ohio landlord-tenant laws affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Lancaster Ohio?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Ohio, policies may also cover legal costs if you need to evict a tenant. Your agent can tailor coverage to your specific property type.
Is landlord insurance required by Ohio law?
Ohio law does not require landlords to carry insurance. However, most mortgage lenders require a landlord policy. Without it, you could face significant financial loss from tenant damage or liability claims.
How do I choose a landlord insurance agent in Lancaster?
Look for an agent with experience insuring rental properties in Fairfield County. Ask about their knowledge of Ohio specific risks like winter freeze damage. Compare quotes from multiple agents to find suitable coverage.
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