The top-rated landlord insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 18 landlord insurance agents serving Lorain.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Elkins - State Farm Insurance Agent | 1812 Cooper Foster Park Rd | (440) 282-2001 |
| 2 | Nick Perrico, Sr. - State Farm Insurance Agent | 6401 S Broadway | (440) 233-8501 |
| 3 | Charles Chapman - State Farm Insurance Agent | 4340 N Leavitt Rd F | (440) 985-1405 |
| 4 | Robert Taylor Insurance (Lorain Office) | 2063 N Ridge Rd | (440) 277-5191 |
| 5 | Chris Arnott Agency Inc. | 4789 N Leavitt Rd Suite D | (440) 723-2991 |
| 6 | Cathie Halko - State Farm Insurance Agent | 1065 N Ridge Rd W | (440) 233-6157 |
| 7 | Lighthouse Insurance Agency | 4789 N Leavitt Rd Suite D | (440) 984-3463 |
| 8 | Janasko Insurance | 562 Broadway | (440) 245-6268 |
| 9 | Landlord Leasing Inc | 5075 Oberlin Ave B | (440) 246-6217 |
| 10 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 520 Broadway | (440) 776-8900 |
Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio area and surrounding county, specializing in landlord insurance policies for property owners. This agency helps local landlords protect rental homes, duplexes, and other residential investment properties against common risks. Coverage options address potential damage to structures and liability concerns associated with tenant-occupied dwellings. The agent works to tailor insurance solutions that meet the unique needs of property investors in this region. Specific services include coverage for rental dwellings and liability protection for landlords.
Nick Perrico, Sr. - State Farm Insurance Agent in Lorain, OH, provides a full range of landlord insurance services, including property damage and liability coverage. The company offers guidance on policy maintenance and helps landlords adjust plans as their rental portfolios change. It emphasizes clear communication about coverage limits and exclusions throughout the leasing process. The agency services single-family homes, apartment buildings, retail storefronts, and restaurants throughout the local Lorain area.
Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio, and the surrounding communities in Lorain County. The agency handles landlord insurance policies designed to protect rental property owners from common liabilities. It covers residential rental dwellings, including single-family homes and small multi-unit buildings. For each typical job, the agency begins by reviewing the property’s specific risks and coverage needs. It then tailors a policy that includes building protection and liability coverage suited to the local rental market conditions.
Serving property managers, homeowners, and small business owners, Robert Taylor Insurance (Lorain Office) offers specialized coverage for landlords in the Lorain area. Their policies focus on protecting rental properties from common risks such as property damage, liability, and loss of rental income. The agency works with clients to tailor coverage that fits individual property portfolios in Lorain and its surrounding neighborhoods, including Amherst.
Chris Arnott Agency Inc. in Lorain, OH specializes in crafting policies that shield residential rental properties from liability claims and structural damage. It also provides routine tenant screening support and lease review guidance to help landlords maintain stable occupancy. Beyond everyday management, the agency addresses seasonal concerns like freeze-related pipe bursts in winter or roof leaks after heavy summer storms, ensuring claims are handled promptly to minimize rental income interruptions.
Located in Lorain, OH, Cathie Halko - State Farm Insurance Agent provides landlord insurance services. Property owners may choose between one-time policy purchases for a single property or recurring annual coverage for multiple rentals. General protection includes dwelling damage, liability coverage, and loss of rental income. Their landlord insurance is issued separately from homeowners policies, addressing the unique risks of leased properties. This agent offers service on both a one-time scheduled basis for policy renewals and an as-needed basis for claims or policy changes.
Lighthouse Insurance Agency assists local property owners with general coverage options for rental dwellings. The agency specializes in adding liability protection and property damage endorsements that address common rental risks in Lorain, Ohio. Policies are designed to safeguard residential rental income from unforeseen events. For commercial real estate investments, the agency also provides tailored insurance solutions for offices, warehouses, and food service operations.
Janasko Insurance in Lorain, OH provides residential landlord insurance solutions for property owners leasing single-family homes and small multifamily units. Commercial coverage options are also available for larger rental portfolios. The agency serves the greater Lorain County area, helping landlords structure policies that address property damage, liability, and loss of rental income. Clients can expect clear communication and consistent follow-up between regular periodic visits, ensuring coverage remains aligned with their evolving rental property needs.
As the first frost settles on Lorain streets and tenants begin adjusting thermostats, plumbing problems and heating failures become urgent risks for rental property owners. Landlord Leasing Inc helps local investors navigate these seasonal vulnerabilities by connecting them with tailored landlord insurance coverage. Their Lorain agents assess each building’s specific exposure from roof leaks to liability claims common in Lake Erie’s weather cycles. Coverage options address loss of rental income and emergency repairs. Every new client begins with a walk-through inspection of the property’s existing conditions.
The Liberty Company Insurance Brokers, formerly Nationwide Insurance in the agent office of Sam J Saraniti Clu, is a landlord insurance agent serving Lorain, Ohio. This agency helps rental property owners secure policies that cover dwelling damage, liability risks, and lost rental income from tenant issues or natural events. It addresses coverage needs for single-family rentals, multi-unit buildings, and residential investment properties. As a specialty service, the agency can assist in tailoring policies to include coverage for loss of rents during necessary repairs.
What Does a a Landlord Insurance Agent in Lorain Cost?
Landlord insurance in Ohio typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Lorain expect annual premiums from 800 to 1500 dollars depending on property value and coverage limits. Factors like property age location and rental history affect the price. This is general information not insurance advice.
About landlord insurance agents in Lorain
A landlord insurance agent in Lorain Ohio helps property owners protect their rental investments with tailored coverage. Ohio law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks specific to Lorain including lakefront property concerns and older building stock.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage liability and loss of rental income. Ohio policies may also include coverage for vandalism or weather damage common in Lorain. Personal belongings of tenants are not covered.
Is landlord insurance required by Ohio law?
Ohio law does not require landlord insurance. However your mortgage lender may require a policy as a condition of the loan. Some Lorain property management companies also require proof of coverage.
How do I choose a landlord insurance agent in Lorain?
Look for an agent licensed in Ohio who has experience with rental properties. Ask about coverage for older homes common in Lorain and whether flood insurance is needed near Lake Erie. Compare quotes from multiple agents.
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