The top-rated landlord insurance agent in Medina, Ohio is Chris Winkelmann - State Farm Insurance Agent, rated 4.9 stars across 576 reviews. Other highly rated options include Hertvik Insurance Group, Michael Foster - State Farm Insurance Agent, Lake Shore Insurance Agency. This directory lists 19 landlord insurance agents serving Medina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Winkelmann - State Farm Insurance Agent | 2534 Medina Rd | (330) 764-4702 |
| 2 | Hertvik Insurance Group | 2211 Medina Rd Suite 300 | (800) 467-3254 |
| 3 | Michael Foster - State Farm Insurance Agent | 3745 Medina Rd Ste F | (440) 238-1995 |
| 4 | Lake Shore Insurance Agency | 119 N Elmwood Ave | (330) 722-2800 |
| 5 | Northeast Insurance Group LLC | 387 Medina Rd Suite 800 Unit B | (330) 295-3375 |
| 6 | Spedience | 2211 Medina Rd Suite 500 | (440) 973-0393 |
| 7 | Lazor Agency | 404 N Court St | (330) 722-4444 |
| 8 | Wichert Insurance | 119 N Court St | (330) 723-3631 |
| 9 | The Broadbent Insurance Agency | 416 Medina Rd | (330) 239-2311 |
| 10 | Bickle Insurance Services | 703 N Court St | (330) 725-4543 |
Chris Winkelmann - State Farm Insurance Agent serves Medina County and the surrounding area, providing coverage for landlords who rent residential properties. The agency helps property owners manage risk by offering policies that address potential damage to rental structures and liability protection. Landlord insurance can cover essential repairs from incidents like fire or severe weather while safeguarding against tenant-related claims. Specific services include dwelling coverage for the building itself and liability protection for injuries occurring on the rented premises.
Hertvik Insurance Group provides a full range of landlord insurance products, including coverage for property damage and liability protection for property owners in Medina, OH. The agency also assists clients with selecting appropriate deductibles and policy limits. These services help landlords manage the risks associated with renting out properties. Hertvik Insurance Group services single-family homes, apartments, retail spaces, and restaurants.
Michael Foster - State Farm Insurance Agent in Medina, OH, serves homeowners, landlords, and property managers seeking tailored landlord insurance coverage. The agency provides essential protection for rental properties, addressing risks like property damage, liability claims, and loss of rental income. Clients receive guidance on policies that safeguard residential investment properties and rental units throughout the Medina area. The agent also assists property owners with coverage for single-family rentals and multi-unit dwellings. In addition to Medina, service extends to the nearby community of Brunswick.
Lake Shore Insurance Agency serves Medina, Ohio, and the surrounding communities with landlord insurance coverage. The agency handles policies that protect rental property owners from financial losses due to property damage, liability claims, and loss of rental income. It navigates the specific risks that come with managing residential or commercial rental units in the local area. To complete a typical job, the agency reviews each property owner’s portfolio, explains coverage options clearly, and tailors a policy that addresses the unique exposures of their rental investment.
Northeast Insurance Group LLC in Medina, OH differentiates between one-time landlord policies for individual rental transactions and recurring coverage plans for ongoing rental property portfolios. Their offerings include liability protection and property damage coverage for residential and commercial landlord exposures in the area. Service runs on a one-time, scheduled, or as-needed basis, depending on each landlord's specific policy requirements and property management timeline.
In Medina, Ohio, Spedience offers specialized landlord insurance agent services tailored specifically for residential and small commercial property investors. It also provides general property-related insurance guidance and client support. Protecting rental income streams is a core function, often achieved through appropriate policy structures. With rental properties in the area facing seasonal threats from snow buildup and ice damming during harsh winters, Spedience helps landlords secure coverage that specifically addresses these cold-weather structural and liability risks.
As Medina landlords prepare for the heavy snow and freeze-thaw cycles of an Ohio winter, Lazor Agency works to protect their investment properties by securing proper liability and dwelling coverage. The agency specializes in policies for both single-family rentals and multi-unit buildings common to the area. Every policy is tailored to address risks from tenant damage to weather-related claims. The standard process begins with a thorough walk-through inspection of the property and a documented assessment of the rental unit’s current condition and safety features.
Wichert Insurance serves as a landlord insurance agent in Medina, Ohio, assisting property owners with basic coverage needs. The agency also specializes in offering tailored endorsements for rental dwellings, including protections against tenant damage and liability claims. Policies are designed to address both residential and commercial properties, adapting to client requirements. Its services extend to various commercial sectors, including offices, warehouses, and food service operations.
The Broadbent Insurance Agency in Medina, OH, is known for serving local property investors with specialized landlord insurance coverage. The agency structures policies to protect rental properties against common perils and liability exposures. It assists both new and experienced landlords in Medina by evaluating their risks and recommending fitting policy limits. From single-family rentals to multi-unit dwellings, the agency develops tailored coverage packages. Each policy can be enhanced with a rental income protection add-on to safeguard lost revenue during property repairs.
Bickle Insurance Services assists landlords in Medina, OH, with residential policies designed to protect rental properties and their income streams. The company also offers commercial coverage for multi-unit buildings and other income-producing real estate ventures in the surrounding region. Tailored plans address common landlord exposures such as property damage, liability claims, and loss of rent. The staff follows up after claims or annual renewals to discuss any changes in the property or lease terms, encouraging repeat service between regular policy reviews.
What Does a a Landlord Insurance Agent in Medina Cost?
The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Medina you might pay between 800 and 1500 dollars per year depending on the property value and coverage limits. Factors like the age of the home your deductible and the number of units also affect the premium. This is general information not insurance advice.
About landlord insurance agents in Medina
Landlord insurance agents in Medina Ohio help rental property owners protect their investments with specialized policies. These agents understand Ohio specific requirements such as the Ohio Landlord Tenant Act and local building codes in Medina County. They can guide you on liability coverage and property damage options tailored to your rental units.
Frequently Asked Questions
What does landlord insurance cover in Medina Ohio?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In Ohio policies may also include coverage for vandalism or theft by tenants. Agents can explain exclusions like flood or earthquake which require separate policies.
Is landlord insurance required by law in Ohio?
Ohio law does not require landlord insurance but most mortgage lenders require it for rental properties. Without coverage you could face large out of pocket costs for repairs or lawsuits. An agent can help you meet lender requirements and avoid gaps in protection.
How do I choose a landlord insurance agent in Medina?
Look for an agent who specializes in rental property insurance and knows the Medina market. Ask about their experience with Ohio specific risks like severe weather or older homes. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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