The top-rated landlord insurance agent in Middletown, Ohio is Acceptance Insurance, rated 4.8 stars across 215 reviews. Other highly rated options include Crisp & Company Insurance, Moon & Adrion Insurance Agency, Inc., Michael Schanne - State Farm Insurance Agent. This directory lists 17 landlord insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 4347 Roosevelt Blvd B | (513) 798-7131 |
| 2 | Crisp & Company Insurance | 4496 Marie Dr | (513) 433-3433 |
| 3 | Moon & Adrion Insurance Agency, Inc. | 180 N Breiel Blvd | (513) 422-4504 |
| 4 | Michael Schanne - State Farm Insurance Agent | 1547 S Breiel Blvd | (513) 424-1457 |
| 5 | Jason Nemeth - State Farm Insurance Agent | 1008 N University Blvd | (513) 424-5388 |
| 6 | Tammy Mann: Allstate Insurance | 1081 N University Blvd Ste A | (513) 423-5037 |
| 7 | Redding Ins | 110 N Breiel Blvd | (513) 424-2005 |
| 8 | Maddox Insurance Agency, LLC | 3246 Dixie Hwy Suite 1 | (513) 424-0966 |
| 9 | Jeff Mundy - State Farm Insurance Agent | 300 S Breiel Blvd | (513) 424-1102 |
| 10 | Dobrozsi Insurance | 1820 1st Ave | (513) 423-4696 |
Acceptance Insurance provides landlord insurance coverage in Middletown, Ohio. Its policies assist property owners with protection against rental-related risks, including property damage and liability claims. As a local agency, it can help customize insurance packages with specialty add-ons, such as coverage for vandalism or loss of rental income. This allows the agency to serve landlords who rent residential units as well as owners of commercial properties, including offices, warehouses, and food service establishments.
Crisp & Company Insurance serves Middletown and surrounding Butler County, Ohio, as a landlord insurance agent. The company specializes in providing property coverage tailored for residential and small commercial rental properties. It helps landlords protect their real estate investments from risks such as fire, severe weather, and liability claims. Policies are structured to cover loss of rental income when a property becomes uninhabitable. Crisp & Company Insurance specifically handles landlords needing liability protection for tenant injuries and property damage coverage for their rental units.
Moon & Adrion Insurance Agency, Inc. in Middletown, OH provides a comprehensive range of landlord insurance services to protect rental property investments. Its service offerings include customized policy reviews and proactive claims management to help property owners maintain stable coverage. The agency also assists with regular policy maintenance and adjustments as property needs change over time. It services single-family homes, apartments, retail spaces, and restaurants requiring specialized landlord liability and property protection.
Michael Schanne - State Farm Insurance Agent provides landlord insurance solutions for homeowners, businesses, and property managers in Middletown, Ohio. The agency helps clients protect rental properties from common risks such as property damage, liability claims, and loss of rental income through tailored coverage options. Insurance plans are designed to meet the needs of those leasing single-family homes, duplexes, or multi-unit dwellings. The office additionally serves property owners in the neighboring communities of Monroe and Trenton, ensuring comprehensive coverage for their local rental investments.
Jason Nemeth - State Farm Insurance Agent serves the Middletown, Ohio area and its surrounding communities, handling landlord insurance policies for residential and small commercial rental properties. These coverages address property damage, liability protection, and potential loss of rental income faced by local property owners. The company evaluates each client’s specific portfolio of rental units to determine an appropriate policy. For a typical job, it conducts a thorough review of the property’s age, construction, and occupancy status to align the coverage with the landlord’s exposures.
Tammy Mann: Allstate Insurance in Middletown, OH, offers both a one-time policy for single rental properties and a recurring policy for landlords with multiple units, tailoring coverage to protect against property damage, liability claims, and income loss from tenant vacancies. Unlike basic homeowners insurance, landlord policies specifically cover rental-specific risks, such as unpaid rent or structural repairs. Service is provided primarily on an as‑needed basis for claims and policy adjustments, though scheduled annual reviews are also available to update coverage as properties or tenants change.
Spring storms in Middletown can find rental properties vulnerable to water damage and wind exposure. Redding Ins serves local landlords seeking coverage that addresses these specific seasonal risks, ensuring income protection and liability support. Policies are tailored to residential and multi-unit properties common in the area. An agent reviews building age and local code requirements to secure appropriate terms before a policy is issued. An initial on-site inspection of the property follows to verify condition and risk factors.
Maddox Insurance Agency, LLC specializes in landlord insurance policies designed to protect residential rental properties. The agency regularly serves property owners across the Middletown, OH area, offering general guidance on necessary coverage types for single-family homes and duplexes. It focuses on policies that address common risks faced by local landlords. For someone managing rentals, Maddox Insurance Agency, LLC helps navigate coverage decisions before the start of the spring leasing season, when new tenant turnover typically increases exposure to potential property damage claims.
Jeff Mundy - State Farm Insurance Agent in Middletown, OH provides property coverage for rental dwellings. Their specialty add-ons can include protection against fire, water damage, and liability claims from tenants or visitors. Landlords often seek policies that protect loss of rental income when a property becomes uninhabitable. The agency also addresses commercial sectors such as offices, warehouses, and food service operations, matching coverage needs to the specific risks of each property type.
What Does a a Landlord Insurance Agent in Middletown Cost?
Landlord insurance premiums in Ohio generally range from 800 to 2000 dollars annually for a typical single family rental property. Factors that affect cost include the propertys age construction type and proximity to fire stations. Higher liability limits and additional coverage for vandalism or flood damage will increase the premium. This is general information and not insurance advice.
About landlord insurance agents in Middletown
A landlord insurance agent in Middletown Ohio helps property owners protect their rental investments with policies tailored to local risks. Ohio law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Agents in Middletown understand the specific needs of landlords in Butler County including coverage for older homes and seasonal rentals near the Great Miami River.
Frequently Asked Questions
What does a landlord insurance agent in Middletown do?
A landlord insurance agent helps you find a policy that covers your rental property against fire theft liability and loss of rental income. They explain Ohio specific rules like the 30 day notice requirement for lease terminations. The agent compares quotes from multiple insurers to find a policy that fits your property type and budget.
Is landlord insurance required by law in Ohio?
Ohio law does not require landlord insurance but your mortgage lender will likely require it if you have a loan on the rental property. Many landlords also carry liability coverage to protect against tenant injury claims. Without insurance you could be personally responsible for damage or lawsuits.
How much does landlord insurance cost in Ohio?
Landlord insurance in Ohio typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Middletown you might pay 800 to 1500 dollars per year. Costs depend on the property age location and coverage limits.
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