The top-rated landlord insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 14 landlord insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Home Site Title Agency Inc | 1755 W 2nd St | (937) 374-4635 |
| 6 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 7 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 8 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 9 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 10 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
Greene County Insurance serves Xenia and all of Greene County, Ohio, as a dedicated landlord insurance agent. The company provides essential property protection for residential and commercial rental owners. Their policies safeguard against risks like fire, weather damage, and liability claims that are common for landlords in the region. They also offer tailored coverage options for loss of rental income and for equipment breakdowns on rental properties. Greene County Insurance handles both single-family rental unit policies and multi-unit dwelling coverage.
Doug Zeigler - State Farm Insurance Agent serves the Xenia, Ohio metro area and surrounding communities in Greene County. As a Landlord Insurance Agent, this office provides crucial coverage for property owners who rent residential or commercial units. Protection typically includes policies for dwelling damage, liability from tenant incidents, and potential loss of rental income due to covered repairs. This agency specifically handles policies tailored for single-family rental homes and multi-unit apartment buildings in the local market.
Montgomery Insurance & Investments in Xenia, Ohio, helps landlords, homeowners, and property managers protect rental properties with appropriate coverage. The agency works with local investors to tailor policies that address the specific liabilities, property damage, and income loss risks common to renting homes and apartments. Clients receive guidance through policy selection, claims support, and periodic coverage reviews. In addition to serving the Xenia area, the company also insures rental properties for clients located in the neighboring community of Beavercreek, Ohio.
David Spriggs - State Farm Insurance Agent provides landlord insurance coverage for property owners in Xenia, Ohio. Services include protection for rental properties against damage and liability claims. Maintenance and service plans are designed to safeguard a landlord’s investment through routine policy reviews. The agency covers a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Home Site Title Agency Inc in Xenia, OH provides property owner coverage that distinguishes between one-time transaction insurance for individual rentals and recurring service options for ongoing portfolios. Their landlord insurance policies protect against tenant damage, property liability, and lost rental income. As a local agent, they understand regional risk factors affecting residential and commercial rental properties, tailoring coverage to address specific landlord exposures. Service is offered on an as-needed basis, with policy adjustments made at each renewal or property change rather than on a fixed recurring schedule.
Serving Xenia, OH, and the surrounding communities, Rick Kolmin - State Farm Insurance Agent handles landlord insurance covering rental properties for residential and commercial landlords. This local agency manages policies that protect owners from property damage, liability claims, and lost rental income. To assess risk accurately, it reviews each property’s condition, tenant types, and lease terms. The typical approach includes consulting with landlords to tailor coverage limits and deductibles, then issuing clear documentation for the property and its income stream.
Perkins & Associates Insurance Inc. American Family Insurance specializes in landlord insurance policies tailored for rental property owners in the Xenia area. It provides general coverage services that protect residential and commercial structures from common property risks. The agency helps landlords manage financial liabilities associated with tenant-occupied units. As seasonal weather patterns shift in Ohio, it assists clients in securing appropriate protection against potential winter freeze damage or storm-related roof claims on investment properties.
In the winter months, Xenia landlords often face frozen pipe claims or liability concerns from icy walkways. Anderson Williamson Insurance responds by offering practical guidance on the necessary coverages for rental properties. They help clients understand dwelling limits, loss of rent protections, and liability policies that suit their specific buildings. New property owners frequently schedule a discussion to review their risk exposure and begin the process with an initial assessment of their property’s insurance needs.
Farmers Insurance, operated by Rodney Hines in Xenia, OH, assists property owners with insurance coverage tailored for rental units. The agency specializes in policies that protect landlords against property damage, liability claims, and lost rental income from tenant issues. General always-true services include helping owners select dwelling coverage and personal liability limits appropriate for their holdings. The agency can provide insurance solutions for various commercial sectors, including offices, warehouses, and food service establishments.
Nationwide Insurance: Kelly Jones Insurance Agency LLC provides residential landlord insurance for property owners in the Xenia, Ohio area, covering single-family rentals and duplexes. Commercial landlord policies are also offered for small apartment buildings and commercial rental spaces throughout the surrounding local communities. The agency helps landlords structure coverage for property damage, liability, and lost rental income. Clients can expect responsive follow-up assistance for policy adjustments or claim questions between regular policy review visits.
What Does a a Landlord Insurance Agent in Xenia Cost?
The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Xenia, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Xenia
A landlord insurance agent in Xenia, Ohio can help you find coverage for rental properties, including single-family homes and multi-unit buildings. Ohio law does not require landlord insurance, but mortgage lenders often do. Agents in Greene County can explain local risks like weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage, liability for injuries on the premises, and loss of rental income. Ohio policies may also include coverage for fire, wind, and vandalism. You can add extra coverage for flood or earthquake if needed.
Is landlord insurance required by law in Ohio?
Ohio law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. Many landlords also purchase it to protect their investment and avoid personal financial loss.
How do I choose a landlord insurance agent in Xenia?
Look for an agent who specializes in rental property insurance and understands Ohio landlord-tenant laws. Ask about policy limits, deductibles, and exclusions for specific perils like sewer backup. Compare quotes from multiple agents to find suitable coverage.
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