The top-rated landlord insurance agent in Midwest City, Oklahoma is Mike Muecke - State Farm Insurance Agent, rated 4.9 stars across 415 reviews. Other highly rated options include T. J. Painter - State Farm Insurance Agent, Brandon Ersteniuk - State Farm Insurance Agent, Ben Osenga: Allstate Insurance. This directory lists 14 landlord insurance agents serving Midwest City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Muecke - State Farm Insurance Agent | 301 N Douglas Blvd | (405) 732-1123 |
| 2 | T. J. Painter - State Farm Insurance Agent | 1386 S Douglas Blvd | (405) 455-7577 |
| 3 | Brandon Ersteniuk - State Farm Insurance Agent | 1386 S Douglas Blvd | (405) 610-6484 |
| 4 | Ben Osenga: Allstate Insurance | 2750 S Post Rd | (405) 733-4400 |
| 5 | Raychelle Black - State Farm Insurance Agent | 2601 S Douglas Blvd Ste 130 | (405) 622-4028 |
| 6 | Shelter Insurance - Candace Cunningham | 1928 S Air Depot Blvd | (405) 582-2209 |
| 7 | Ed Preble Insurance Agency | 7325 E Reno Ave | (405) 737-7676 |
| 8 | Shelter Insurance - Tom Kilburn | 1701 S Midwest Blvd | (405) 732-9856 |
| 9 | Conway Insurance | 9075 Harmony Dr | (405) 733-2886 |
| 10 | AAA Oklahoma - Midwest City - Insurance/Membership Only | 101 N Douglas Blvd Suite Y | (405) 717-8236 |
Mike Muecke - State Farm Insurance Agent in Midwest City, OK, provides landlord insurance for property owners in Oklahoma County. The agency helps clients protect rental homes and units from common property damage and liability risks. Policies typically cover structures, loss of rental income when units are uninhabitable, and legal costs from tenant injuries or property disputes. Mike Muecke also handles general liability coverage for landlords and personal property protection for belongings kept in rental dwellings.
T. J. Painter - State Farm Insurance Agent in Midwest City, OK, provides landlord insurance policies tailored to protect rental property investments. Their service plans include consultation on coverage levels and assistance with policy adjustments as property portfolios change. The agency handles risk management discussions and helps clients understand liability protection for leased spaces. It services single-family homes, apartments, retail storefronts, and restaurants.
Brandon Ersteniuk - State Farm Insurance Agent in Midwest City, OK provides landlord insurance solutions for property managers and homeowners who rent out residential or commercial spaces. The agency helps property owners secure coverage that protects not only the building structure but also their liability as landlords. Policies are tailored to include dwelling protection and potential loss of rental income. Understanding the risks of rented properties in central Oklahoma, the office also assists clients in neighboring communities such as Del City and the greater Oklahoma City metro area.
Ben Osenga: Allstate Insurance serves the Midwest City area and neighboring communities throughout Oklahoma County. As a landlord insurance agent, it handles property coverage for rental dwellings and liability protection for residential landlords in the region. The company helps property owners understand coverage options suited to their rental portfolios, including protection for structures and loss of rental income. It typically approaches each client's needs by assessing specific rental property risks and recommending appropriate policy limits to safeguard their real estate investments.
For landlord insurance, one-time policy purchases offer basic dwelling protection, while recurring service through an agent provides ongoing coverage reviews and adjustments to match changing property needs. Raychelle Black - State Farm Insurance Agent in Midwest City, OK, focuses on helping local rental property owners secure plans that address liability, building damage, and loss of rental income. This agency operates on an as-needed basis, allowing clients to request consultations or policy updates whenever new rentals are acquired or existing coverage requires changes.
Shelter Insurance - Candace Cunningham offers specialized landlord insurance services for property owners in Midwest City, helping them protect rental dwellings against structural damage and liability claims. The agency also provides general property coverage guidance for single-family homes and multi-unit residential buildings. Landlords benefit from advice on protecting income streams when units become uninhabitable due to covered perils. As seasonal storms and hail events commonly affect properties in Oklahoma, the agency assists in tailoring policies to address weather-related repair costs and loss of rent concerns.
Ed Preble Insurance Agency is known for providing tailored coverage options for property owners in Midwest City, Oklahoma. The agency assists landlords with policies that address property damage, liability protection, and income loss due to rental interruption. It serves owners of single-family homes, duplexes, and small multifamily dwellings across the region. As a specialty service, the agency can add on coverage for vandalism or malicious mischief to existing policies, helping to safeguard investment properties from unexpected tenant-related damages.
As summer storms approach the central Oklahoma plains, property owners in Midwest City often review their rental coverage needs. Shelter Insurance - Tom Kilburn works with landlords to help protect their investment properties against weather damage and liability claims typical of the region. Their agency focuses on explaining policy options for rental homes and duplexes, making certain each owner understands their deductibles and coverage limits. To begin the process of obtaining a tailored quote, a representative schedules a walk-through inspection of the property’s current condition and safety features.
Conway Insurance provides general insurance guidance for property owners, with a core focus on landlord insurance policies for residential rentals. The agency assists local landlords in securing coverage for properties protecting against rental-specific risks common in Midwest City. Additional specialized options can be arranged for vacant units or seasonal properties. The agent works with commercial sectors as well, including offices, warehouses, and food service operations needing tailored liability and property protection within the Oklahoma market.
What Does a a Landlord Insurance Agent in Midwest City Cost?
The cost of landlord insurance in Oklahoma typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Midwest City, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, coverage limits, and deductible amounts affect the price. This is general information and not insurance advice.
About landlord insurance agents in Midwest City
Landlord insurance agents in Midwest City, Oklahoma help rental property owners secure coverage for their buildings, liability, and loss of rental income. Oklahoma law does not require landlord insurance, but mortgage lenders often mandate it. A local agent can explain how Oklahoma tenant-landlord laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Oklahoma?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenant personal belongings.
Is landlord insurance required by law in Oklahoma?
No, Oklahoma state law does not require landlord insurance. However, most mortgage lenders require it for rental properties. It is strongly recommended to protect against common risks.
How do Oklahoma landlord-tenant laws affect insurance?
Oklahoma law requires landlords to maintain the property in a habitable condition. If a landlord fails to do so and a tenant is injured, the landlord could face liability claims. Landlord insurance helps cover legal costs and settlements.
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