The top-rated landlord insurance agent in Stillwater, Oklahoma is Jeff Millerd - State Farm Insurance Agent, rated 4.9 stars across 517 reviews. Other highly rated options include Rotnei Clarke - State Farm Insurance Agent, Lucas Grounds - State Farm Insurance Agent, Allegiant Insurance Stillwater. This directory lists 20 landlord insurance agents serving Stillwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Millerd - State Farm Insurance Agent | 401 S Main St | (405) 372-4242 |
| 2 | Rotnei Clarke - State Farm Insurance Agent | 726 S Western Rd | (405) 372-6433 |
| 3 | Lucas Grounds - State Farm Insurance Agent | 2121 W 6th Ave | (405) 372-9700 |
| 4 | Allegiant Insurance Stillwater | 4626 W 6th Ave | (918) 928-3911 |
| 5 | Farmers Insurance - Brian Dudgeon | 612 W 6th Ave | (405) 707-9200 |
| 6 | J K Meadors & Co | 703 S Western Rd | (405) 377-0000 |
| 7 | Scott Leming - State Farm Insurance Agent | 1102 W 6th Ave | (405) 372-9206 |
| 8 | Shelter Insurance - Jene Kelly | 1313 N Perkins Rd | (405) 372-1225 |
| 9 | Loftis & Wetzel Insurance - Stillwater | 139 S Main St | (405) 334-5477 |
| 10 | Shelter Insurance - Lacey Corbitt | 405 S Main St | (405) 743-4481 |
Jeff Millerd - State Farm Insurance Agent serves Stillwater, Oklahoma and the surrounding Payne County area. The agency specializes in landlord insurance, offering policies designed to protect rental property owners from common risks. Their coverage includes protection for the physical structure of the rental unit and liability coverage for incidents on the property. The agency also assists with policies for tenant-occupied homes, duplexes, and small apartment buildings. Among the services it handles are loss of rental income coverage and property damage protection for landlords.
Rotnei Clarke - State Farm Insurance Agent serves homeowners, property managers, and small business owners in Stillwater, Oklahoma, by providing tailored landlord insurance policies to protect rental properties and associated liabilities. Covering coverage options for multi-unit dwellings and single-family rentals, the agency helps local landlords safeguard their investments against damage and income loss. The service area also extends to nearby communities throughout Payne County.
Lucas Grounds - State Farm Insurance Agent provides landlord insurance services for property owners in Stillwater, Oklahoma. Its offerings include policies that protect residential and commercial rental properties against common liabilities and property damage. The agency works with clients to structure coverage and can adjust plans as needs change. In addition to policies, it helps landlords review risk factors for their investment buildings. Service extends to single-family homes, apartments, retail spaces, and restaurants.
Allegiant Insurance Stillwater in Stillwater, OK, distinguishes its services by offering both one-time policy placements for single property needs and recurring service options for clients with ongoing rental portfolios. Their coverage typically protects landlords from property damage, liability claims, and loss of rental income. These policies are tailored to address the unique risks of leasing residential or commercial units in the local area. Service is provided on an as-needed basis, allowing clients to request adjustments or new quotes whenever their insurance requirements change.
Serving Stillwater and the surrounding communities, Brian Dudgeon with Farmers Insurance provides landlord insurance agent services. He handles property protection for rental dwellings alongside associated liability coverage. His work ensures that local property owners secure safeguards against tenant-related damages and income loss. For a typical job, he evaluates the specific risks of each rental property before presenting matched policy options to the client.
J K Meadors & Co specializes in helping residential and commercial property owners secure comprehensive landlord insurance policies tailored to rental properties in the Stillwater area. The agency works with clients to evaluate coverage needs, including liability protection and property damage. During Oklahoma’s severe storm season, it assists landlords in reviewing policies to ensure adequate coverage for potential hail or wind damage.
As autumn storms begin rolling across Stillwater, rental property owners often seek coverage that addresses wind and hail damage swiftly. Scott Leming - State Farm Insurance Agent provides landlord-specific policies tailored for both single-family rentals and multi-unit properties in the area. This agency focuses on policies that protect income loss when units become uninhabitable after a covered event. Tenants and property managers can discuss liability protections that shield against guest injuries on the premises. A full initial walk-through assessment of the rental and its existing safety features begins every new policy inquiry.
Shelter Insurance - Jene Kelly provides landlord insurance agent services in Stillwater, Oklahoma. The agency offers general property coverage for rental dwellings, along with specialized add-ons like liability protection for property owners. This work helps safeguard income from residential tenants. Beyond single-family rentals, the agency can serve commercial sectors such as offices, warehouses, and food service establishments, tailoring quotes to the specific risks of each property type.
Shelter Insurance - Lacey Corbitt provides residential landlord insurance services for rental property owners in Stillwater, Oklahoma, while also offering commercial coverage tailored to larger multi-unit dwellings and similar income-producing investments. The agency serves property managers and individual landlords throughout the surrounding region. Clients can expect clear guidance on policy terms and claims procedures through initial consultations. Follow-up contact is made between regular renewal periods to review coverage needs or occupancy changes that may affect protection requirements.
What Does a a Landlord Insurance Agent in Stillwater Cost?
The cost of landlord insurance in Oklahoma typically ranges from 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Stillwater, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property, deductible amount, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Stillwater
Landlord insurance agents in Stillwater, Oklahoma help rental property owners secure coverage tailored to their needs. Oklahoma law does not require landlord insurance, but mortgage lenders often mandate it for financed properties. Agents can explain how local risks like severe weather and tenant liability affect policy options.
Frequently Asked Questions
What does landlord insurance cover in Stillwater?
Landlord insurance typically covers property damage, loss of rental income, and liability for tenant injuries. In Oklahoma, policies often exclude flood and earthquake damage, so separate coverage may be needed. An agent can help customize a policy for your specific rental property.
Is landlord insurance required by law in Oklahoma?
Oklahoma does not legally require landlord insurance. However, most mortgage lenders require it for financed rental properties. An agent can help you meet lender requirements while also protecting your investment.
How do I choose a landlord insurance agent in Stillwater?
Look for an agent licensed in Oklahoma who has experience with rental property coverage. Ask about their familiarity with local risks such as tornadoes and hail. Compare quotes and policy details from multiple agents before deciding.
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